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Old 13.04.2018, 16:59
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Weil am Rhein shopping payment

Hello all,

I am wondering if anyone can help me, I have just moved to Basel and fully intend of in making use of the Market just over the border in Germany to buy my food as I live near there.

However I’m unsure what I should do for payment,

Do I
A) Use my Swiss bank card (I have an account with BKB), but will I be charged more for using it etc?
B) Withdraw francs and get them exchanged, if so where should I do this? I’m Basel or in Germany?
C) Pay with francs if possible?
D) Some other way?

Thanks for your help
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Old 13.04.2018, 17:18
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Re: Weil am Rhein shopping payment

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Hello all,

I am wondering if anyone can help me, I have just moved to Basel and fully intend of in making use of the Market just over the border in Germany to buy my food as I live near there.

However I’m unsure what I should do for payment,

Do I
A) Use my Swiss bank card (I have an account with BKB), but will I be charged more for using it etc?
B) Withdraw francs and get them exchanged, if so where should I do this? I’m Basel or in Germany?
C) Pay with francs if possible?
D) Some other way?

Thanks for your help
E) You can withdraw Euros from holes in the wall in Switzerland
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  #3  
Old 13.04.2018, 17:24
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Re: Weil am Rhein shopping payment

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E) You can withdraw Euros from holes in the wall in Switzerland
F) You can withdraw Euros from holes in the wall in Germany
Open a Bank account in Germany and transfer (*) a lump sum on it, and:
G1) Withdraw Euros from this account
G2) Use that accounts card for payment.

(*) There are another plethora of options how to do this the most efficient way.

For all the rest read and understand you current banks terms, conditions, and fee structure.
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Old 13.04.2018, 17:36
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Re: Weil am Rhein shopping payment

Open a Euro account with your bank and ask for a Euro debit card. You can then use this. Otherwise just draw off €'s and pay cash. A mugging is unlikely.
I've always felt changing CHF to EUR is better in CH than in D.
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Old 13.04.2018, 17:39
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Re: Weil am Rhein shopping payment

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F) You can withdraw Euros from holes in the wall in Germany
Open a Bank account in Germany and transfer (*) a lump sum on it, and:
G1) Withdraw Euros from this account
G2) Use that accounts card for payment.

(*) There are another plethora of options how to do this the most efficient way.

For all the rest read and understand you current banks terms, conditions, and fee structure.
You could withdraw Swiss Franks from a hole in the wall in Germany and pay with those

I guess it's about how to get the cheap food in Germany an other µ cheaper.
I wouldn't know, I just pay either with Maestro or creditcard.
But then I also don't reclaim the VAT - which I suspect, OP will do (wonder how much that is on bread and milk).
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Old 13.04.2018, 18:31
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Re: Weil am Rhein shopping payment

We usually we just pay with our UBS credit card. You get charged a small fee. Alternatively you can pay with francs at the till.
As others have said you can also withdraw euros at most ATM's in Basel and of course in Weil am Rhein too.

Don't forget to ask the cashier for your "Ausfuhrshein" when you pay. This is what you need to take to the customs kiosk at the border tram stop. You can't miss it, everyone queues up to get their ausfuhrsheins stamped. You need to do it on the day you purchase you goods. Once they stamp it, you can hand that to the cashier at Marktkauf at your next shop and get your tax back. Tax back is around 7% for food and 19% for alcohol. We drink a lot so we always get 10% off our next food shop
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Old 13.04.2018, 19:02
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Re: Weil am Rhein shopping payment

For shopping outside CH I would use Revolut

Do research on available transfer methods from your bank and associated charges. For me reducing these costs would be a sufficient reason to change the bank I use in CH...
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Old 13.04.2018, 19:34
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Re: Weil am Rhein shopping payment

I have a EUR account with UBS, but they charge a fee for every EUR cash withdrawal (1%). What I do is convert CHF to EUR online on my UBS accounts then wire transfer to my Postfinance EUR account.

Postfinance do not charge for withdrawing EUR at the cashpoint, and the account is free if you hold a minimum balance per month (forgot what the amount is).

Also check with your bank for a deal on exchange rates if you convert larger amounts.
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Old 14.04.2018, 07:37
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Re: Weil am Rhein shopping payment

If you're doing a 'big shop' you'll be saving quite a few % over CH, so losing 1% back on currency exchange while just using your BKB debit card is a reasonable cost/convenience charge.

Marktkauf in general is a terrible shopping experience, even if you avoid going by car.
A nicer option is go to the far end of tram 8 and shop in Rewe.
Sure, it's not as extensive as MK, but also it's not as depressing, and it really has quite a good selection, just on a smaller scale.
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Old 15.04.2018, 08:10
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Re: Weil am Rhein shopping payment

I wonder why 1.50 chf charge for using a maestro card outside CH is such a big deal to think about such strategies and manoeuvers on how to avoid them?
also, Weil am Rhein is a horrible place, especially that whole Rheincenter. If I wanted to shop there, I'd use the Einkaufinsel (that has Rewe and Aldi).
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Old 15.04.2018, 08:43
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Re: Weil am Rhein shopping payment

I recommend Lörrach :
More Options, better Shops, less Hassle

There is the Inner City and the Part at the Museum/Lörrach Stetten

Most People shop at at nearest option like it is in Jesetten, it is totally disgusting
on a Saturday, the queues at the check out are going completley through the entire Edeka Shop.
A lot of people got 2 shopping carts filled to the edge, some got a third.
Sometimes it take around 30-40 mins to manage the check out.
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Old 16.04.2018, 19:26
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Re: Weil am Rhein shopping payment

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I recommend Lörrach :
More Options, better Shops, less Hassle

There is the Inner City and the Part at the Museum/Lörrach Stetten

Most People shop at at nearest option like it is in Jesetten, it is totally disgusting
on a Saturday, the queues at the check out are going completley through the entire Edeka Shop.
A lot of people got 2 shopping carts filled to the edge, some got a third.
Sometimes it take around 30-40 mins to manage the check out.
Hence I go to Aldi or Penny if I go to Jestetten.
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