 | | | 
27.11.2018, 15:00
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | The fact that the biggest super market is a cooperative owned by the staff played a part to set the bar as well. | | | | | Actually it's mainly owned by customers rather than staff.
| This user would like to thank for this useful post: | | 
27.11.2018, 15:08
| Banned | | Join Date: Aug 2018 Location: Zurich
Posts: 53
Groaned at 52 Times in 21 Posts
Thanked 17 Times in 9 Posts
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | Thats eaten away by health insurance of 6000 a year! So alot more than 1 months wage gone for "low" workers! And now they want to incease the minimum deductible to 500 CHF and increase the monthly premium. So does that belong to " high standard of living"? For the dirty rich maybe. | | | | | For the doctors, its a high standard of living. Where do you think all the money for insurance premiums ends?
So basically, if the insurance premiums increase by 5% from the previous year, the doctors (on average) earn 5% more than the previous year. Simple math | This user would like to thank ETHZ for this useful post: | | The following 5 users groan at ETHZ for this post: | | 
27.11.2018, 15:15
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | For the doctors, its a high standard of living. Where do you think all the money for insurance premiums ends?
So basically, if the insurance premiums increase by 5% from the previous year, the doctors (on average) earn 5% more than the previous year. Simple math  | | | | | Simple and wrong.
| The following 3 users would like to thank for this useful post: | | 
27.11.2018, 15:15
| Forum Veteran | | Join Date: Jan 2017 Location: Zürich
Posts: 909
Groaned at 83 Times in 66 Posts
Thanked 1,192 Times in 581 Posts
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | For the doctors, its a high standard of living. Where do you think all the money for insurance premiums ends?
So basically, if the insurance premiums increase by 5% from the previous year, the doctors (on average) earn 5% more than the previous year. Simple math  | | | | | Somehow I doubt that's the kind of math they teach at ETH..
Did you went to Trump "university" by any chance?
| The following 4 users would like to thank YuropFlyer for this useful post: | | 
27.11.2018, 15:16
| Banned | | Join Date: Aug 2018 Location: Zurich
Posts: 53
Groaned at 52 Times in 21 Posts
Thanked 17 Times in 9 Posts
| | Re: Are living standards in Zurich really that high? | Quote: |  | | | Simple and wrong. | | | | | So where else does the money from insurance premium end?
keep in mind that money is neither created, nor destroyed, its transfered.
| 
27.11.2018, 15:18
|  | Forum Legend | | Join Date: Sep 2009 Location: Zurich
Posts: 4,150
Groaned at 33 Times in 29 Posts
Thanked 4,955 Times in 2,235 Posts
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | Somehow I doubt that's the kind of math they teach at ETH..
Did you went to Trump "university" by any chance? | | | | | The smartasses at ETH get taught rap!
| 
27.11.2018, 15:19
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | So where else does the money from insurance premium end? | | | | | Depends where the ire of your conspiracy theory lies. Some will insist it's "big pharma" skimming it all off. | The following 2 users would like to thank for this useful post: | | 
27.11.2018, 15:20
| Forum Veteran | | Join Date: Jan 2017 Location: Zürich
Posts: 909
Groaned at 83 Times in 66 Posts
Thanked 1,192 Times in 581 Posts
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | Thats eaten away by health insurance of 6000 a year! So alot more than 1 months wage gone for "low" workers! And now they want to incease the minimum deductible to 500 CHF and increase the monthly premium. So does that belong to " high standard of living"? For the dirty rich maybe. | | | | | Outside of Troll world, there is something called "Prämienverbilligung".
Also, 500 CHF per month for the monthly bill is about 50% too high. (usually not above 330-350 CHF)
Educate yourself on real numbers and real life before you make yourself looking (even worse) in public.
| The following 8 users would like to thank YuropFlyer for this useful post: | | 
27.11.2018, 15:28
| Banned | | Join Date: Aug 2018 Location: Zurich
Posts: 53
Groaned at 52 Times in 21 Posts
Thanked 17 Times in 9 Posts
| | Re: Are living standards in Zurich really that high?
omtatsat is forward looking. 350 Fr is for now, in a few years it will get to 500 Fr.
| 
27.11.2018, 15:36
| Banned | | Join Date: Oct 2007 Location: CH
Posts: 10,970
Groaned at 2,032 Times in 1,120 Posts
Thanked 5,139 Times in 3,246 Posts
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | Outside of Troll world, there is something called "Prämienverbilligung".
Also, 500 CHF per month for the monthly bill is about 50% too high. (usually not above 330-350 CHF)
Educate yourself on real numbers and real life before you make yourself looking (even worse) in public. | | | | | You talk rubbish! I pay 400 a month and its the cheapest insurance company.( Assura ) I only have a 300 CHF minimum. YEs there is Premium Verbilligung but you really have to be earning little to qualify. As I said at least 1 months wages go here for someone earning 6000 a month. Get off your high horse!
| This user groans at omtatsat for this post: | | 
27.11.2018, 15:37
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | So where else does the money from insurance premium end?
keep in mind that money is neither created, nor destroyed, its transfered. | | | | |
...in the shareholders' pockets maybe
| 
27.11.2018, 15:44
| Banned | | Join Date: Aug 2018 Location: Zurich
Posts: 53
Groaned at 52 Times in 21 Posts
Thanked 17 Times in 9 Posts
| | Re: Are living standards in Zurich really that high? | Quote: |  | | | ...in the shareholders' pockets maybe | | | | |
No, insurance companies can not pay dividends, they must allocate any surplus profit in capital reserves. But at the end all the money will end up to the doctors.
| 
27.11.2018, 15:46
| Banned | | Join Date: Oct 2007 Location: CH
Posts: 10,970
Groaned at 2,032 Times in 1,120 Posts
Thanked 5,139 Times in 3,246 Posts
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | No, insurance companies can not pay dividends, they must allocate any surplus profit in capital reserves. But at the end all the money will end up to the doctors. | | | | | And the CEO of the insurance company. They earn many millions a year
| This user would like to thank omtatsat for this useful post: | | 
27.11.2018, 15:48
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | And the CEO of the insurance company. They earn many millions a year | | | | | You know that they don't make much off the back of the basic policies, don't you? They make money on the half-private and private supplementary insurance. Both are optional. | The following 3 users would like to thank for this useful post: | | 
27.11.2018, 16:37
|  | Forum Legend | | Join Date: Apr 2007 Location: romandie
Posts: 9,971
Groaned at 101 Times in 92 Posts
Thanked 9,106 Times in 4,522 Posts
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | Thats eaten away by health insurance of 6000 a year! So alot more than 1 months wage gone for "low" workers! And now they want to incease the minimum deductible to 500 CHF and increase the monthly premium. So does that belong to " high standard of living"? For the dirty rich maybe. | | | | | 6000 a year is a lot. I spend 1/2 of that.
| The following 3 users would like to thank miniMia for this useful post: | | 
27.11.2018, 19:05
| Banned | | Join Date: Aug 2018 Location: Zurich
Posts: 53
Groaned at 52 Times in 21 Posts
Thanked 17 Times in 9 Posts
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | 6000 a year is a lot. I spend 1/2 of that. | | | | |
For now...
| 
27.11.2018, 19:27
|  | Forum Legend | | Join Date: Apr 2007 Location: romandie
Posts: 9,971
Groaned at 101 Times in 92 Posts
Thanked 9,106 Times in 4,522 Posts
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | For now... | | | | | We are talking about now. Or did I miss something?
My health insurance has gone up 15F in 5 years. It's not likely to double any time soon.
| 
27.11.2018, 19:38
| Banned | | Join Date: Aug 2018 Location: Zurich
Posts: 53
Groaned at 52 Times in 21 Posts
Thanked 17 Times in 9 Posts
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | We are talking about now. Or did I miss something?
My health insurance has gone up 15F in 5 years. It's not likely to double any time soon. | | | | |
Only 15 Fr in 5 years? Did you increase the deductibles, or switch to cheaper models?
| 
27.11.2018, 20:11
|  | Forum Legend | | Join Date: Apr 2007 Location: romandie
Posts: 9,971
Groaned at 101 Times in 92 Posts
Thanked 9,106 Times in 4,522 Posts
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | Only 15 Fr in 5 years? Did you increase the deductibles, or switch to cheaper models? | | | | | Same insurance. Same deductible. I pay less than 300 a month. 500 seems really higher to me.
| 
28.11.2018, 17:05
| Forum Veteran | | Join Date: Jun 2014 Location: Zürich
Posts: 754
Groaned at 9 Times in 8 Posts
Thanked 602 Times in 320 Posts
| | Re: Are living standards in Zurich really that high? | Quote: | |  | | | You talk rubbish! I pay 400 a month and its the cheapest insurance company.( Assura ) I only have a 300 CHF minimum. YEs there is Premium Verbilligung but you really have to be earning little to qualify. As I said at least 1 months wages go here for someone earning 6000 a month. Get off your high horse! | | | | | Years didn't have 15 months last time I checked.
400 x 12 = 4800, not 6000 (you are not converting brutto to netto salary here, are you?)
Also, only yourself to "blame" for choosing the lowest deductible and paying the premium for it (cca. 100 CHF increase monthly).
| The following 2 users would like to thank gipfelisturmer for this useful post: | | This user groans at gipfelisturmer for this post: | |
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests) | | Thread Tools | | Display Modes | Linear Mode |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts HTML code is Off | | | All times are GMT +2. The time now is 01:49. | |