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  #41  
Old 27.11.2018, 15:00
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Re: Are living standards in Zurich really that high?

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The fact that the biggest super market is a cooperative owned by the staff played a part to set the bar as well.
Actually it's mainly owned by customers rather than staff.
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  #42  
Old 27.11.2018, 15:08
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Re: Are living standards in Zurich really that high?

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Thats eaten away by health insurance of 6000 a year! So alot more than 1 months wage gone for "low" workers! And now they want to incease the minimum deductible to 500 CHF and increase the monthly premium. So does that belong to " high standard of living"? For the dirty rich maybe.
For the doctors, its a high standard of living. Where do you think all the money for insurance premiums ends?

So basically, if the insurance premiums increase by 5% from the previous year, the doctors (on average) earn 5% more than the previous year. Simple math
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  #43  
Old 27.11.2018, 15:15
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Re: Are living standards in Zurich really that high?

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For the doctors, its a high standard of living. Where do you think all the money for insurance premiums ends?

So basically, if the insurance premiums increase by 5% from the previous year, the doctors (on average) earn 5% more than the previous year. Simple math
Simple and wrong.
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  #44  
Old 27.11.2018, 15:15
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Re: Are living standards in Zurich really that high?

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For the doctors, its a high standard of living. Where do you think all the money for insurance premiums ends?

So basically, if the insurance premiums increase by 5% from the previous year, the doctors (on average) earn 5% more than the previous year. Simple math
Somehow I doubt that's the kind of math they teach at ETH..

Did you went to Trump "university" by any chance?
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  #45  
Old 27.11.2018, 15:16
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Re: Are living standards in Zurich really that high?

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Simple and wrong.
So where else does the money from insurance premium end?
keep in mind that money is neither created, nor destroyed, its transfered.
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  #46  
Old 27.11.2018, 15:18
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Re: Are living standards in Zurich really that high?

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Somehow I doubt that's the kind of math they teach at ETH..

Did you went to Trump "university" by any chance?
The smartasses at ETH get taught rap!
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  #47  
Old 27.11.2018, 15:19
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Re: Are living standards in Zurich really that high?

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So where else does the money from insurance premium end?
Depends where the ire of your conspiracy theory lies. Some will insist it's "big pharma" skimming it all off.
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  #48  
Old 27.11.2018, 15:20
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Re: Are living standards in Zurich really that high?

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Thats eaten away by health insurance of 6000 a year! So alot more than 1 months wage gone for "low" workers! And now they want to incease the minimum deductible to 500 CHF and increase the monthly premium. So does that belong to " high standard of living"? For the dirty rich maybe.
Outside of Troll world, there is something called "Prämienverbilligung".

Also, 500 CHF per month for the monthly bill is about 50% too high. (usually not above 330-350 CHF)

Educate yourself on real numbers and real life before you make yourself looking (even worse) in public.
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  #49  
Old 27.11.2018, 15:28
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Re: Are living standards in Zurich really that high?

omtatsat is forward looking. 350 Fr is for now, in a few years it will get to 500 Fr.
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  #50  
Old 27.11.2018, 15:36
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Re: Are living standards in Zurich really that high?

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Outside of Troll world, there is something called "Prämienverbilligung".

Also, 500 CHF per month for the monthly bill is about 50% too high. (usually not above 330-350 CHF)

Educate yourself on real numbers and real life before you make yourself looking (even worse) in public.
You talk rubbish! I pay 400 a month and its the cheapest insurance company.( Assura ) I only have a 300 CHF minimum. YEs there is Premium Verbilligung but you really have to be earning little to qualify. As I said at least 1 months wages go here for someone earning 6000 a month. Get off your high horse!
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Old 27.11.2018, 15:37
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Re: Are living standards in Zurich really that high?

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So where else does the money from insurance premium end?
keep in mind that money is neither created, nor destroyed, its transfered.



...in the shareholders' pockets maybe
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  #52  
Old 27.11.2018, 15:44
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Re: Are living standards in Zurich really that high?

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...in the shareholders' pockets maybe

No, insurance companies can not pay dividends, they must allocate any surplus profit in capital reserves. But at the end all the money will end up to the doctors.
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Old 27.11.2018, 15:46
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Re: Are living standards in Zurich really that high?

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No, insurance companies can not pay dividends, they must allocate any surplus profit in capital reserves. But at the end all the money will end up to the doctors.
And the CEO of the insurance company. They earn many millions a year
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  #54  
Old 27.11.2018, 15:48
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Re: Are living standards in Zurich really that high?

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And the CEO of the insurance company. They earn many millions a year
You know that they don't make much off the back of the basic policies, don't you? They make money on the half-private and private supplementary insurance. Both are optional.
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Old 27.11.2018, 16:37
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Re: Are living standards in Zurich really that high?

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Thats eaten away by health insurance of 6000 a year! So alot more than 1 months wage gone for "low" workers! And now they want to incease the minimum deductible to 500 CHF and increase the monthly premium. So does that belong to " high standard of living"? For the dirty rich maybe.
6000 a year is a lot. I spend 1/2 of that.
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  #56  
Old 27.11.2018, 19:05
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Re: Are living standards in Zurich really that high?

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6000 a year is a lot. I spend 1/2 of that.

For now...
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  #57  
Old 27.11.2018, 19:27
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Re: Are living standards in Zurich really that high?

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For now...
We are talking about now. Or did I miss something?

My health insurance has gone up 15F in 5 years. It's not likely to double any time soon.
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  #58  
Old 27.11.2018, 19:38
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Re: Are living standards in Zurich really that high?

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We are talking about now. Or did I miss something?

My health insurance has gone up 15F in 5 years. It's not likely to double any time soon.

Only 15 Fr in 5 years? Did you increase the deductibles, or switch to cheaper models?
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  #59  
Old 27.11.2018, 20:11
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Re: Are living standards in Zurich really that high?

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Only 15 Fr in 5 years? Did you increase the deductibles, or switch to cheaper models?
Same insurance. Same deductible. I pay less than 300 a month. 500 seems really higher to me.
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Old 28.11.2018, 17:05
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Re: Are living standards in Zurich really that high?

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You talk rubbish! I pay 400 a month and its the cheapest insurance company.( Assura ) I only have a 300 CHF minimum. YEs there is Premium Verbilligung but you really have to be earning little to qualify. As I said at least 1 months wages go here for someone earning 6000 a month. Get off your high horse!
Years didn't have 15 months last time I checked.
400 x 12 = 4800, not 6000 (you are not converting brutto to netto salary here, are you?)

Also, only yourself to "blame" for choosing the lowest deductible and paying the premium for it (cca. 100 CHF increase monthly).
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