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Old 22.03.2020, 21:25
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CORONA fallout: Help for Single owner firms, consultants, contrcators

The Swiss Govt has said that single owner firms, individuals who work on contrcat basis etc will be entitled to some help from the Govt.

I will be contacting our Commune in the coming week any way but does anayone have any idea how this is going to work? How does one qualify?
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Old 22.03.2020, 22:16
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Re: CORONA fallout: Help for Single owner firms, consultants, contrcators

As I understood the Federal Council's announcement on Friday 20th March 2020, they said they were going to work through the weekend, in the hope of being able to provide a first outline of how it would work, during the course of this week starting Monday 23rd March 2020.

This means that no-one yet knows the answers. This economic relief might be in the form of a flat daily sum. Or it might be in proportion to one's income. It is not yet clear through which channel it will be processed: possibly the unemployment office.

One point was made clear, namely that the special fund for relief is dedicated only to the consequences of the shut downs because of Corona. Therefore, small businesses and individual contractors will be eligible only if they are able to demonstrate that their current financial need is a result of the situation with Corona. This is to prevent abuse of the urgent relief measures, so that claims are not put in by small businesses which were already flailing and failing, long before and unrelated to this crisis.

Therefore, until the actual procedures are made known, probably the best thing any sole trader or contractor or owner of a small business can do is.... to get all the paperwork in order. Make sure you can demonstrate, on a month-by-month basis, how things looked over the past year, since they will need to find a way to compare the business's general health pre-Corona, with the negative situation that developed because of Corona. So do your bookkeeping, gather all the documents you'd need for your tax form, if possible do the tax form, and especially document all the months (or weeks) of 2020, so you can show what, exactly, went wrong, and why.

If you can, specifically ask your clients/suppliers/collegues, etc. to put in writing, for you, whatever was not able to be done. For example:
  • "Mr Fixit-Man has been a reliable client of ours for three years, since DATE. Approximately once a month, we supply Mr Fixit-Man with building supplies. On DATE, he placed another order, for n items for y price. We anticipated that we would supply those to him by DATE. Unfortunately, our suppliers could not deliver to us, because of the circumstances around Corona, and we learned this from them on DATE. On DATE we had to inform Mr Fixit-Man that we would, regrettably, not be able to supply. This resulted in Mr Fixit-Man's not being able to complete work promised to his clients."
    or:
  • "On about DATE, we began discussions with Happy-Caterer to provide a 3-course meal for 220 delegates to our annual conference, to be held in VENUE on DATE. We made the final arrangements on DATE, and our fee to Happy-Caterer would have been n, paid 60% in advance of the event, and 40% upon completion. When the Swiss Federal Councel announcement was made on DATE, that that all gatherings over n people were prohibited, we had to cancel our conference completely, and thereby also our contract with Happy-Caterer, thereby causing them considerable loss of income."
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Old 22.03.2020, 22:41
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Re: CORONA fallout: Help for Single owner firms, consultants, contrcators

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As I understood the Federal Council's announcement on Friday 20th March 2020, they said they were going to work through the weekend, in the hope of being able to provide a first outline of how it would work, during the course of this week starting Monday 23rd March 2020.

This means that no-one yet knows the answers. This economic relief might be in the form of a flat daily sum. Or it might be in proportion to one's income. It is not yet clear through which channel it will be processed: possibly the unemployment office.

One point was made clear, namely that the special fund for relief is dedicated only to the consequences of the shut downs because of Corona. Therefore, small businesses and individual contractors will be eligible only if they are able to demonstrate that their current financial need is a result of the situation with Corona. This is to prevent abuse of the urgent relief measures, so that claims are not put in by small businesses which were already flailing and failing, long before and unrelated to this crisis.

Therefore, until the actual procedures are made known, probably the best thing any sole trader or contractor or owner of a small business can do is.... to get all the paperwork in order. Make sure you can demonstrate, on a month-by-month basis, how things looked over the past year, since they will need to find a way to compare the business's general health pre-Corona, with the negative situation that developed because of Corona. So do your bookkeeping, gather all the documents you'd need for your tax form, if possible do the tax form, and especially document all the months (or weeks) of 2020, so you can show what, exactly, went wrong, and why.

If you can, specifically ask your clients/suppliers/collegues, etc. to put in writing, for you, whatever was not able to be done. For example:
  • "Mr Fixit-Man has been a reliable client of ours for three years, since DATE. Approximately once a month, we supply Mr Fixit-Man with building supplies. On DATE, he placed another order, for n items for y price. We anticipated that we would supply those to him by DATE. Unfortunately, our suppliers could not deliver to us, because of the circumstances around Corona, and we learned this from them on DATE. On DATE we had to inform Mr Fixit-Man that we would, regrettably, not be able to supply. This resulted in Mr Fixit-Man's not being able to complete work promised to his clients."
    or:
  • "On about DATE, we began discussions with Happy-Caterer to provide a 3-course meal for 220 delegates to our annual conference, to be held in VENUE on DATE. We made the final arrangements on DATE, and our fee to Happy-Caterer would have been n, paid 60% in advance of the event, and 40% upon completion. When the Swiss Federal Councel announcement was made on DATE, that that all gatherings over n people were prohibited, we had to cancel our conference completely, and thereby also our contract with Happy-Caterer, thereby causing them considerable loss of income."
Great Info. Thanks a lot. Wait and watch it is going to be....

I am a consultant and trainer and usually get contracts from a World Organisation to Consult or train on their behalf around the world but mainly in Europe MEA. Everything has come to a standstill and all their published events are being cancelled due to lack of participants. In the present scenario, I dont expect to get anything in the coming 3-4 months, depending on how this is going to pan out. Usually it is at least 5 to 10 days a month..
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Old 23.03.2020, 08:38
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Re: CORONA fallout: Help for Single owner firms, consultants, contrcators

Below is a translated explanation of the eligibility of self-employed for crisis financial support from the NZZ article linked below:

"A first group of beneficiaries are those self-employed whose activities are currently rendered impossible by the Federal Council. These include event managers, many retailers and service providers with close physical customer contact such as hairdressers, yoga teachers and beauticians. Also covered are artists who can no longer perform due to the ban on events.

Not covered by this social benefit, on the other hand, are in principle service providers who feel the "secondary effects" of the crisis - such as consultants, for example, who are also experiencing a drastic slump in demand. The federal government provides two routes for this: The cantonal equalisation funds would interpret applications "favourably", and if it should turn out that significant groups fall through the cracks of the planned safety net, the tightening of the network would become an issue. In total, there are about 330,000 individual companies in Switzerland. According to a heroic (shaky) assumption by the Swiss government, about 60,000 self-employed persons who are directly affected by government measures could claim compensation for loss of earnings."

https://www.nzz.ch/wirtschaft/die-ma...sen-ld.1547872

Also, this earlier thread discusses the issue of crisis financial support for the self-employed:

https://www.englishforum.ch/business...ovid-19-a.html
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