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  #21  
Old 29.05.2021, 22:22
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Re: I don't want to pay my Clever Fit bills due to corona-lockdown

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I donīt get it, how can gyms get away with this kind of stuff in this day and age?
It is odd. I'm with Migros Fitness. No autorenewal.
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  #22  
Old 29.05.2021, 22:34
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Re: I don't want to pay my Clever Fit bills due to corona-lockdown

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Whelp, looks like they have called your bluff and unleashed the dogs of war.
You are in a world of pain now, best would be to pay what is owed to the Gym and tell creditreform to pound sand.
I donīt get it, how can gyms get away with this kind of stuff in this day and age?
By just paying a non justified invoice why they get away with it.

To OP - I would send a registered letter to Creditreform disputing the invoice plus take contact with consumer protection.

Last edited by Sigh; 30.05.2021 at 01:32.
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  #23  
Old 30.05.2021, 00:26
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Re: I don't want to pay my Clever Fit bills due to corona-lockdown

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Well, it's been long time without update.

I've send this people a letter telling them that I will not pay and there is no reason to pay because it wasn't on the contract. Furthermore, I've asked them to refund me 3 months.

they didn't reply me and I wasn't sure this was over. Yesterday I received a letter from Creditreform, a company who bought the debt and now they are asking me for money plus a fee. I will call on monday to this Konsumshutz organization to see what can I do.
If I were you, I would ignore it. If they want the money, let them send the Betreibung and go to court, which they most probably won’t do.
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  #24  
Old 30.05.2021, 06:41
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Re: I don't want to pay my Clever Fit bills due to corona-lockdown

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If I were you, I would ignore it. If they want the money, let them send the Betreibung and go to court, which they most probably won’t do.
leonie, this is terrible advice.

Reycobos, absolutely do not bury your head in the sand and simply 'ignore' letters from credit agencies because they are known for aggressively pursuing people.

There have been numerous threads about dealing with agencies like Creditreform and Interim Justicia and these are generally solved by paying the part of the fee that you actually owe and not paying the additional fee that they add on for the debt recovery https://www.englishforum.ch/finance-...ased-debt.html
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  #25  
Old 30.05.2021, 14:18
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Re: I don't want to pay my Clever Fit bills due to corona-lockdown

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leonie, this is terrible advice.

Reycobos, absolutely do not bury your head in the sand and simply 'ignore' letters from credit agencies because they are known for aggressively pursuing people.

There have been numerous threads about dealing with agencies like Creditreform and Interim Justicia and these are generally solved by paying the part of the fee that you actually owe and not paying the additional fee that they add on for the debt recovery https://www.englishforum.ch/finance-...ased-debt.html
I have always paid everything that I owed without any agencies involved.

The part that I didn’t owe was requested by the Interim Judicia once, and I have completely ignored it. For over 10 years (maybe longer) Interim Judicia keeps sending me letters and requesting payment, they even offering a discount on the debt if I pay it quickly. I will always ignore it. Maybe just for fun I will publish it here next time I get the letter from them.
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  #26  
Old 30.05.2021, 16:43
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Re: I don't want to pay my Clever Fit bills due to corona-lockdown

For thirteen yeas from 2008, the absolutely groundless bill is being requested by the agency Intrum from me. I happen to have the copy of their letter from 2020, they offer 30% reduction in this letter. In 13 years I have never answered them.

I think nobody should be intimidated into paying anything by these debt agencies and their additional fees. If you feel that the bill is wrong, clarify the bill with the company which issued the bill. I don’t see any reason to discuss the bills with these debt agencies though, I am not their customer and never made any contract with them, why should I talk to them? They are welcome to proceed with their claims if they can. I would be happy to stand by my opinion and argue my case in front of the judge (if this ever comes that far, which I really doubt).

Edit: the text in the attachment is not easily readable, please PM me if you would like to read a better copy of this letter. For 13 years they request payment within 14 days and also offer a discount on the debt… what a joke, how could anyone take these guys seriously?
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Last edited by leonie; 30.05.2021 at 19:28. Reason: edit
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  #27  
Old 31.05.2021, 20:36
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Re: I don't want to pay my Clever Fit bills due to corona-lockdown

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For thirteen yeas from 2008, the absolutely groundless bill is being requested by the agency Intrum from me. I happen to have the copy of their letter from 2020, they offer 30% reduction in this letter. In 13 years I have never answered them.

I think nobody should be intimidated into paying anything by these debt agencies and their additional fees. If you feel that the bill is wrong, clarify the bill with the company which issued the bill. I don’t see any reason to discuss the bills with these debt agencies though, I am not their customer and never made any contract with them, why should I talk to them? They are welcome to proceed with their claims if they can. I would be happy to stand by my opinion and argue my case in front of the judge (if this ever comes that far, which I really doubt).

Edit: the text in the attachment is not easily readable, please PM me if you would like to read a better copy of this letter. For 13 years they request payment within 14 days and also offer a discount on the debt… what a joke, how could anyone take these guys seriously?
They send these things out so that the statute of limitations does not come into effect, that means that the demands can be kept "live" forever.
Just another example of their disgusting tactics.... By the way does anybody remember that poor bugger from IJ who came on forum and tried to justify their policies?
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  #28  
Old 31.05.2021, 22:38
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Re: I don't want to pay my Clever Fit bills due to corona-lockdown

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They send these things out so that the statute of limitations does not come into effect, that means that the demands can be kept "live" forever.
Just another example of their disgusting tactics.... By the way does anybody remember that poor bugger from IJ who came on forum and tried to justify their policies?
'poor bugger' seems like a very generous way of describing them.
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  #29  
Old 01.06.2021, 06:44
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Re: I don't want to pay my Clever Fit bills due to corona-lockdown

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They send these things out so that the statute of limitations does not come into effect, that means that the demands can be kept "live" forever.
Statute of limitations of what? The only legal right these companies have is to send letters and scare foreigners, and there is no statute of limitations for doing this. Legally people even don’t have to respond to these debt collection companies, apart from sending scary letters these companies legally have no way to act on these debts.

Last edited by leonie; 01.06.2021 at 06:55.
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  #30  
Old 01.06.2021, 10:21
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Re: I don't want to pay my Clever Fit bills due to corona-lockdown

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Well, it's been long time without update.

I've send this people a letter telling them that I will not pay and there is no reason to pay because it wasn't on the contract. Furthermore, I've asked them to refund me 3 months.

they didn't reply me and I wasn't sure this was over. Yesterday I received a letter from Creditreform, a company who bought the debt and now they are asking me for money plus a fee. I will call on monday to this Konsumshutz organization to see what can I do.
Well, it seems this is not about money anymore but that blurry and not-so-utilitarian things called principles. Godspeed.
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  #31  
Old 01.06.2021, 12:16
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Re: I don't want to pay my Clever Fit bills due to corona-lockdown

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Statute of limitations of what? The only legal right these companies have is to send letters and scare foreigners, and there is no statute of limitations for doing this. Legally people even don’t have to respond to these debt collection companies, apart from sending scary letters these companies legally have no way to act on these debts.
It has nothing to do with scaring foreigners, they send them to Swiss as well.

And yes, they can act on them.

Tom
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  #32  
Old 01.06.2021, 12:47
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Re: I don't want to pay my Clever Fit bills due to corona-lockdown

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It has nothing to do with scaring foreigners, they send them to Swiss as well.

And yes, they can act on them.

Tom
I was sarcastic about scaring foreigners, implying that the Swiss don’t get scared that easily. Of course they send it to Swiss as well. I started getting these letters from them while I was a foreigner and keep getting them after becoming Swiss.

Would you give an example when they acted on these warnings? Anyone you know, or maybe read about?
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