Go Back   English Forum Switzerland > Living in Switzerland > Daily life  
Reply
 
Thread Tools Display Modes
  #1  
Old 28.07.2021, 16:57
Newbie
 
Join Date: Mar 2020
Location: Zurich
Posts: 6
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 3 Posts
bookduo has no particular reputation at present
Moderna vaccination side effects costs

Hi everyone,
I received my second Moderna Covid vaccination some time ago and had side effects (heart issues and syncope on public transport) later the same day which brought me to the emergency department of a Zurich hospital where the doctor confirm I was the second case that he saw like this. I would like to clarify that during the vaccination they just asked me if I had side effects at the first vaccination and did not even recommend anything after that (like stay rested or whatever).

Now I received an expensive insurance bill of around 800chf since my deductible is much higher than that. After many phone calls to Zurich canton, BAG, insurance and hospital, it seems that I have to pay these costs myself. Anyone had this issue? I think that this is very unfair since the government is pushing so much for vaccinations but is avoiding on purpose to mention these "details". On a higher level, despite I would invest in even more vaccinations, I believe that you are not treating the population fairly if then you leave them to their faith (example one develops serious and long-term side effects). At this point I would even like to point out to some higher levels that this is not ok and to the general public that they have to be aware of this.


Do you have suggestions on how to proceed? Did something like this happen to you?



Thanks
Reply With Quote
The following 3 users would like to thank bookduo for this useful post:
  #2  
Old 28.07.2021, 17:06
squeezethecroc's Avatar
Senior Member
 
Join Date: Apr 2020
Location: Wallis
Posts: 277
Groaned at 5 Times in 4 Posts
Thanked 431 Times in 182 Posts
squeezethecroc has a reputation beyond reputesqueezethecroc has a reputation beyond reputesqueezethecroc has a reputation beyond reputesqueezethecroc has a reputation beyond repute
Re: Moderna vaccination side effects costs

This could be your starting point.
https://www.bag.admin.ch/bag/de/home...fschaeden.html
unfortunately not available in English. try deepl.com if necessary

You'll need to fill in the Gesuchsformular (link on above site)
Reply With Quote
The following 7 users would like to thank squeezethecroc for this useful post:
  #3  
Old 28.07.2021, 17:43
curley's Avatar
Forum Legend
 
Join Date: Oct 2006
Location: canton ZH
Posts: 13,133
Groaned at 218 Times in 182 Posts
Thanked 15,263 Times in 7,846 Posts
curley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond repute
Re: Moderna vaccination side effects costs

Quote:
View Post
This could be your starting point.
https://www.bag.admin.ch/bag/de/home...fschaeden.html
unfortunately not available in English. try deepl.com if necessary

You'll need to fill in the Gesuchsformular (link on above site)
It's worth a try but I'd say OP won't get compensation. The health insurance would pay, the fact that OP has a high franchise is OP's decision and risk they were willing to take.
And - harsh as it sounds - so was taking the vaccination. So purely from a legal standpoint I'd say yes, OP has to pay the bill.
Reply With Quote
The following 11 users would like to thank curley for this useful post:
  #4  
Old 28.07.2021, 17:56
Forum Veteran
 
Join Date: Apr 2012
Location: Bern
Posts: 1,850
Groaned at 324 Times in 197 Posts
Thanked 3,686 Times in 1,314 Posts
Susie-Q has a reputation beyond reputeSusie-Q has a reputation beyond reputeSusie-Q has a reputation beyond reputeSusie-Q has a reputation beyond reputeSusie-Q has a reputation beyond reputeSusie-Q has a reputation beyond repute
Re: Moderna vaccination side effects costs

Sorry for your experience, but fainting, dizziness and increased heart rate are common after any vaccine.

Take good care!
Reply With Quote
The following 7 users would like to thank Susie-Q for this useful post:
  #5  
Old 28.07.2021, 18:49
Newbie
 
Join Date: Mar 2020
Location: Zurich
Posts: 6
Groaned at 0 Times in 0 Posts
Thanked 6 Times in 3 Posts
bookduo has no particular reputation at present
Quote:
View Post
This could be your starting point.
https://www.bag.admin.ch/bag/de/home...fschaeden.html
unfortunately not available in English. try deepl.com if necessary

You'll need to fill in the Gesuchsformular (link on above site)



Thanks for the link! This seems very appropriate

Quote:
View Post
It's worth a try but I'd say OP won't get compensation. The health insurance would pay, the fact that OP has a high franchise is OP's decision and risk they were willing to take.
And - harsh as it sounds - so was taking the vaccination. So purely from a legal standpoint I'd say yes, OP has to pay the bill.

I think that the Covid vaccination and vaccinations campaigns in general should have nothing to do with the franchise. There is a difference in my opinion between a doctor visit that I need to do for myself and a global pandemic which affects everyone and that is highly backed up by the government.


Quote:
View Post
Sorry for your experience, but fainting, dizziness and increased heart rate are common after any vaccine.

Take good care!
Thanks for your words. These side effects though don't seem (luckily) common and are, in fact, not mentioned under the common side effects of the Moderna leaflet. They seem to fall more under the rare cases. Fainting due to the injection is another situation and not what happened to me.

Last edited by 3Wishes; 28.07.2021 at 21:09. Reason: merging consecutive replies
Reply With Quote
The following 2 users would like to thank bookduo for this useful post:
  #6  
Old 28.07.2021, 19:02
Forum Veteran
 
Join Date: Nov 2007
Location: Vaud
Posts: 1,467
Groaned at 115 Times in 75 Posts
Thanked 1,624 Times in 911 Posts
yacek has a reputation beyond reputeyacek has a reputation beyond reputeyacek has a reputation beyond reputeyacek has a reputation beyond reputeyacek has a reputation beyond repute
Re: Moderna vaccination side effects costs

Quote:
View Post
Sorry for your experience, but fainting, dizziness and increased heart rate are common after any vaccine.
Had any of my children fainted after a vaccine, would I be *very* worried. I've actually never heard of that.
Reply With Quote
The following 4 users would like to thank yacek for this useful post:
  #7  
Old 28.07.2021, 19:03
curley's Avatar
Forum Legend
 
Join Date: Oct 2006
Location: canton ZH
Posts: 13,133
Groaned at 218 Times in 182 Posts
Thanked 15,263 Times in 7,846 Posts
curley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond repute
Re: Moderna vaccination side effects costs

Quote:
View Post
I think that the Covid vaccination and vaccinations campaigns in general should have nothing to do with the franchise. There is a difference in my opinion between a doctor visit that I need to do for myself and a global pandemic which affects everyone and that is highly backed up by the government.
Your doctor visit you did for yourself. Nobody was in danger by your symptoms.

Sorry, there is law and there are your feelings about the situation. It's the same with accidents: Accident insurance pays. Any later side effects due to the injury are covered by health-insurance.

You gambled with your franchise and (probably, we'll see when you report back) you lost this time.
Reply With Quote
  #8  
Old 28.07.2021, 19:07
Forum Veteran
 
Join Date: Nov 2007
Location: Vaud
Posts: 1,467
Groaned at 115 Times in 75 Posts
Thanked 1,624 Times in 911 Posts
yacek has a reputation beyond reputeyacek has a reputation beyond reputeyacek has a reputation beyond reputeyacek has a reputation beyond reputeyacek has a reputation beyond repute
Re: Moderna vaccination side effects costs

Quote:
View Post
Your doctor visit you did for yourself. Nobody was in danger by your symptoms.
With the "insurance passport" it is not going to be as simple as that.

Quote:
View Post
Sorry, there is law and there are your feelings about the situation. It's the same with accidents: Accident insurance pays. Any later side effects due to the injury are covered by health-insurance.

You gambled with your franchise and (probably, we'll see when you report back) you lost this time.

No, not true. Later side effects of an accident if provable are still accident insurance matter in Switzerland. That's often a nightmare when an employer-paid accident insurance disputes what is/isn't it with a health insurance and the victim is left to pay themselves.
Reply With Quote
The following 3 users would like to thank yacek for this useful post:
This user groans at yacek for this post:
  #9  
Old 28.07.2021, 19:11
curley's Avatar
Forum Legend
 
Join Date: Oct 2006
Location: canton ZH
Posts: 13,133
Groaned at 218 Times in 182 Posts
Thanked 15,263 Times in 7,846 Posts
curley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond repute
Re: Moderna vaccination side effects costs

Quote:
View Post
No, not true. Later side effects of an accident if provable are still accident insurance matter in Switzerland. That's often a nightmare when an employer-paid accident insurance disputes what is/isn't it with a health insurance and the victim is left to pay themselves.
You just said it yourself.
One hardly ever "wins" that dispute. I know it, been there, worn the t-shirt, watched the video. For 25 years actually.

Anyway, there covid-vaccine-side effects cost will definitely become a political subject in the near future. Who knows, they might get their own rule.
Reply With Quote
  #10  
Old 28.07.2021, 19:38
squeezethecroc's Avatar
Senior Member
 
Join Date: Apr 2020
Location: Wallis
Posts: 277
Groaned at 5 Times in 4 Posts
Thanked 431 Times in 182 Posts
squeezethecroc has a reputation beyond reputesqueezethecroc has a reputation beyond reputesqueezethecroc has a reputation beyond reputesqueezethecroc has a reputation beyond repute
Re: Moderna vaccination side effects costs

I'd say the OP might as well take a shot at it. Nothing ventured, nothing gained.

For the sake of filling in a form, it'll probably be worth a try. I have no idea what criteria is used in such cases, but I'd imagine there's a chance, depending on the hospital's report.
Reply With Quote
The following 2 users would like to thank squeezethecroc for this useful post:
  #11  
Old 28.07.2021, 20:46
Mélusine's Avatar
Forum Legend
 
Join Date: Oct 2007
Location: Lutry
Posts: 3,900
Groaned at 32 Times in 27 Posts
Thanked 5,530 Times in 2,226 Posts
Mélusine has a reputation beyond reputeMélusine has a reputation beyond reputeMélusine has a reputation beyond reputeMélusine has a reputation beyond reputeMélusine has a reputation beyond reputeMélusine has a reputation beyond repute
Re: Moderna vaccination side effects costs

Quote:
View Post
Had any of my children fainted after a vaccine, would I be *very* worried. I've actually never heard of that.
When my 15yo got his first Pfizer shot, the doc told us she was legally bound to tell us that roughly 1/200000 young person develops myocarditis after the vaccine.
Reply With Quote
  #12  
Old 28.07.2021, 20:57
Pancakes's Avatar
Forum Legend
 
Join Date: Nov 2009
Location: Zurich-ish
Posts: 4,863
Groaned at 275 Times in 195 Posts
Thanked 9,981 Times in 3,762 Posts
Pancakes has a reputation beyond reputePancakes has a reputation beyond reputePancakes has a reputation beyond reputePancakes has a reputation beyond reputePancakes has a reputation beyond reputePancakes has a reputation beyond repute
Re: Moderna vaccination side effects costs

Quote:
View Post
Sorry for your experience, but fainting, dizziness and increased heart rate are common after any vaccine.
My mom experienced something quite similar after getting her second dose (I believe it was Pfizer), and it ended up being due to her being dehydrated.
Reply With Quote
This user would like to thank Pancakes for this useful post:
  #13  
Old 28.07.2021, 21:42
Forum Veteran
 
Join Date: Apr 2012
Location: Bern
Posts: 1,850
Groaned at 324 Times in 197 Posts
Thanked 3,686 Times in 1,314 Posts
Susie-Q has a reputation beyond reputeSusie-Q has a reputation beyond reputeSusie-Q has a reputation beyond reputeSusie-Q has a reputation beyond reputeSusie-Q has a reputation beyond reputeSusie-Q has a reputation beyond repute
Re: Moderna vaccination side effects costs

Quote:
View Post
Had any of my children fainted after a vaccine, would I be *very* worried. I've actually never heard of that.
I understand, here’s more info:

https://www.cdc.gov/vaccinesafety/co.../fainting.html

https://www.medicalnewstoday.com/art...and-what-to-do

We don’t know what happened to OP, but if they were sent home without any further follow-up or precautions, most likely it was due to the common occurrence that happens with vaccination.

Hope it was just a fluke OP - I would perhaps report it to Moderna directly or to Swiss Medic - here is the link to the later:
https://www.swissmedic.ch/swissmedic...ten-innen.html

Edit: Also, I don’t know about everyone else here, but both my husband and I had to verbally give consent to getting the vaccine when we had ours and it was documented by a sort of clerk. I think that won’t help your case ... seems unfair I understand, but nobody truly forced you to take it.
Reply With Quote
  #14  
Old 28.07.2021, 22:24
amogles's Avatar
Forum Legend
 
Join Date: Mar 2008
Location: Zurich
Posts: 12,361
Groaned at 340 Times in 276 Posts
Thanked 26,264 Times in 11,001 Posts
amogles has a reputation beyond reputeamogles has a reputation beyond reputeamogles has a reputation beyond reputeamogles has a reputation beyond reputeamogles has a reputation beyond reputeamogles has a reputation beyond repute
Re: Moderna vaccination side effects costs

Quote:
View Post
I think that the Covid vaccination and vaccinations campaigns in general should have nothing to do with the franchise. There is a difference in my opinion between a doctor visit that I need to do for myself and a global pandemic which affects everyone and that is highly backed up by the government.
I agree (sort of).

In Switzerland the health insurance covers primarily illness related costs. If you have to go to hospital because of an accident at home, SUVA pays etc, not the health insurance. But I don't think that by extension of this logic, that some entity connected to the vaccination would need to pay in this case, even if the idea may sound intuitive.
Reply With Quote
This user would like to thank amogles for this useful post:
  #15  
Old 28.07.2021, 22:27
amogles's Avatar
Forum Legend
 
Join Date: Mar 2008
Location: Zurich
Posts: 12,361
Groaned at 340 Times in 276 Posts
Thanked 26,264 Times in 11,001 Posts
amogles has a reputation beyond reputeamogles has a reputation beyond reputeamogles has a reputation beyond reputeamogles has a reputation beyond reputeamogles has a reputation beyond reputeamogles has a reputation beyond repute
Re: Moderna vaccination side effects costs

Quote:
View Post

No, not true. Later side effects of an accident if provable are still accident insurance matter in Switzerland. That's often a nightmare when an employer-paid accident insurance disputes what is/isn't it with a health insurance and the victim is left to pay themselves.
This absolutely. I have heard lots of ugly stories of health insurers refusing to pay what they consider to be accident-related costs, while the accident insurer considers the case closed. This sort of stuff keeps lawyers in business, and I know one individual who was almost bankrupted because of it.
Reply With Quote
The following 2 users would like to thank amogles for this useful post:
  #16  
Old 28.07.2021, 22:31
amogles's Avatar
Forum Legend
 
Join Date: Mar 2008
Location: Zurich
Posts: 12,361
Groaned at 340 Times in 276 Posts
Thanked 26,264 Times in 11,001 Posts
amogles has a reputation beyond reputeamogles has a reputation beyond reputeamogles has a reputation beyond reputeamogles has a reputation beyond reputeamogles has a reputation beyond reputeamogles has a reputation beyond repute
Re: Moderna vaccination side effects costs

Quote:
View Post
Your doctor visit you did for yourself. Nobody was in danger by your symptoms.
But the OP was billed for 800 CHF. That probably means the doctor's treatment cost a fair bit more than that.

If the Op was just suffering from regular dizziness that might be expected after any vaccination, I don't think we would be talking about such sums. Any decent GP would tell the Op to drink a glass of water and get some rest.

In other words, the doctor visit was justified.
Reply With Quote
  #17  
Old 29.07.2021, 09:39
Junior Member
 
Join Date: Oct 2015
Location: Basel
Posts: 78
Groaned at 0 Times in 0 Posts
Thanked 82 Times in 41 Posts
gaemsbock has no particular reputation at present
Re: Moderna vaccination side effects costs

Sorry for your bad reaction and additional costs. Best think about it like this: there‘s an alternative universe where you did not get the vaccine, caught COVID, ended up in hospital for several days, got long COVID and couldn‘t work for several months, and it cost you many thousands.
Reply With Quote
The following 4 users would like to thank gaemsbock for this useful post:
  #18  
Old 30.07.2021, 11:36
Member
 
Join Date: Mar 2018
Location: Canton SO
Posts: 190
Groaned at 53 Times in 28 Posts
Thanked 61 Times in 39 Posts
neutralname has earned the respect of manyneutralname has earned the respect of manyneutralname has earned the respect of many
Re: Moderna vaccination side effects costs

Thanks for sharing your experience OP, I feel sorry for it. may I ask in which age group are you in? and do you have pre-existing conditions?
Reply With Quote
  #19  
Old 31.07.2021, 18:42
Senior Member
 
Join Date: Oct 2020
Location: Vaud
Posts: 257
Groaned at 8 Times in 7 Posts
Thanked 112 Times in 77 Posts
Gravity has earned the respect of manyGravity has earned the respect of manyGravity has earned the respect of many
Re: Moderna vaccination side effects costs

OP, 800 chf is nothing to worry about. I got fully vaccinated with Moderna and just now I got the news that I have a kidney cancer, though it have nothing to do with the vaccine. I got a bit worry about any suspicious symptoms after vaccination and now I'm happy I did it. Hoping they can remove it sparing my kidney. Without the vaccination I guess I would keep ignoring any mild symptoms until it would become too late.
Reply With Quote
The following 6 users would like to thank Gravity for this useful post:
  #20  
Old 31.07.2021, 19:35
Forum Legend
 
Join Date: Jul 2020
Location: Frick, Aargau
Posts: 2,875
Groaned at 63 Times in 51 Posts
Thanked 4,062 Times in 1,898 Posts
HickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond repute
Re: Moderna vaccination side effects costs

Quote:
View Post
OP, 800 chf is nothing to worry about. I got fully vaccinated with Moderna and just now I got the news that I have a kidney cancer, though it have nothing to do with the vaccine. I got a bit worry about any suspicious symptoms after vaccination and now I'm happy I did it. Hoping they can remove it sparing my kidney. Without the vaccination I guess I would keep ignoring any mild symptoms until it would become too late.
Stay strong - and well done on catching it early. One of the more treatable malignancies these days.
Reply With Quote
The following 4 users would like to thank HickvonFrick for this useful post:
Reply

Tags
costs, covid, insurance, side effects, vaccination




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Anybody got the second Moderna shot without side-effects? minimimi Family matters/health 275 08.08.2021 23:12
Citalopram - anyone used it/suffered from side effects? Medea Fleecestealer Family matters/health 77 01.12.2015 15:30
Antibiotic side-effects Bobby.Buchi Family matters/health 16 11.11.2010 20:49
Asparagus side effects! swisscath General off-topic 29 22.02.2010 17:49
Have you had side effects from Nicorette? Bobby.Buchi Family matters/health 4 09.09.2008 17:47


All times are GMT +2. The time now is 16:23.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0