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Old 08.10.2010, 13:35
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Dublin 53k vs Zurich 100k?

Hello everyone,

There are plenty of threads about salary comparatives and I have reading quite a few of them but still doesn't clarify all my doubts.
I am 28yo Spanish guy, working in IT with +6 years of relevant experience in my field. I applied for a position and originally the offer from the recruitment agency was ranged between 110 - 130. Now talking directly to the company it seems the salary will go down to something around 100k. I was originally doing my figures for +- 120k salary and I was happy to move. from what I could find a 120k was a very realistic figure for my experience and the market.

The position is in a large bank. I didn't expect salary would be a big inconvenient as they showed good interest on my profile but now I am under the impression they are offering something below market.

I am single and no kids. I like to have a social life style. I like to go out couple of times a week and travel a little bit around every month, month and half.
Currently I am paying 800+ euros for a nice 1 bed apartment in the city center. Dublin without being cheap is becoming more affordable and you have a decent offer of activities and things to do.

So, I have the follwoing two questions:


My whole idea about moving to Zurich is that I will be able to keep a similar style of living but on top of that I would be able to save a significant amount of money compare to Dublin. At this moment I am saving around 1.000 a month. Do you think a salary around 100k CHF is going to make that big difference ?

Also, do you think that a company from the financial/banking sector will try to get someone as cheap as they can or salaries in such a big companies are always according to the market and above?


So, if there is anyone who can help me out it would be very much appreciated.

Thankss,
J.


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Old 08.10.2010, 13:47
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Re: Dublin 53k vs Zurich 100k?

Welcome to the EF. Is the salary quoted in the thread title 53k (GBP, EU, CH) vs CHF100k?

Realistically, CHF100k is not a bad salary but in IT business I know of people earning much more with equivalent experience. Previous figure CHF120k is more like it...

It really depends on where you live in CH. I would assume that CHF1000 upwards will get you a decent accommodation. Unless of course you choose to live in a commune or a small studio, then it can be obviously less. Add another CHF500 for food a month + CHF250 insurance + CHF200 media + CHF500 miscellaneous. Travelling expenses: put aside another CHF500 - CHF1000 (including visits to neighbouring countries) on the weekends. Either way I see you still saving anything CHF1000-CHF2000 a month.

Difficult decision to be made... I think I would still opt for Zurich although Dublin sounds very tempting. It might be more fun to be there for a single person ...
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Old 08.10.2010, 13:52
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Re: Dublin 53k vs Zurich 100k?

assuming that in dublin you will be drinking unholy amounts of alcohol and having more sex than it is medically advisable to do, you will probably save quite a bit money due to the decreased emphasis of drunken debauchery as a lifestyle.
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Old 08.10.2010, 13:52
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Re: Dublin 53k vs Zurich 100k?

here's my opinion...

when we were in Dublin we lived off of a combined salary of 65k (euros), in a 2 bed 2 bath (1300 pm). We managed to save between 500-1000 per month.
now we live off of DH's salary and save my entire salary and our combined salaries now are around 130chf.
Not sure if that really helps you, but we got out much more often than we did in Dublin (though, since moving we have friends that say things are much more affordable and many restaurants have 3 course 'menus' for 10-20, which you won't find here). and eat out much much more often than we used to.
I think we are much better off here, that despite the high insurance we have to pay.
Our rent is higher here as well, though there are cheaper places available, we were picky for location and size.
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Old 08.10.2010, 14:15
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Re: Dublin 53k vs Zurich 100k?

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It really depends on where you live in CH. I would assume that CHF1000 upwards will get you a decent accommodation. Unless of course you choose to live in a commune or a small studio, then it can be obviously less.
The OP may want to get a second opinnion on those figures.... Maybe doubling them would be more realistic.
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Old 08.10.2010, 14:37
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Re: Dublin 53k vs Zurich 100k?

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The OP may want to get a second opinnion on those figures.... Maybe doubling them would be more realistic.
Agree - I am far from having luxurious standards and typically have lunch in a big corporate cantine @ nearly 20 CHFs a lunch (including drink). So I already pay 400 CHFs a month for my weekday lunch - 500 CHFs for food looks a bit on the low side if you want more than a meal a day and eat on weekends as well
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Old 08.10.2010, 15:00
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Re: Dublin 53k vs Zurich 100k?

can you post up these 1000chf decent accommodation in zurich, I'm sure there are many people here who would be interested in them.
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Old 08.10.2010, 15:04
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Re: Dublin 53k vs Zurich 100k?

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The OP may want to get a second opinnion on those figures.... Maybe doubling them would be more realistic.
Are you talking about eating out everyday? But seriously, it is not thumb suck figures. I am giving the bottom end breakdown which is realistic and the quality is still decent: lunch in cantina min CHF8.20 to max CHF10.90 (say CHF200 p/m at work only). If I shop in Lidl (for two people) it is: CHF80 a week x 4 = CHF320 p/m. If it is in MIGROS or COOP lets up it to CHF500. We still eat 3 meals a day including desert and glass of wine. The 2.5 bedroom for two I rent is CHF1400 so I assume a single person can find less expensive appartment.

Your expenses breakdown?
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Old 08.10.2010, 15:13
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Re: Dublin 53k vs Zurich 100k?

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can you post up these 1000chf decent accommodation in zurich, I'm sure there are many people here who would be interested in them.
I said lower end. Go to home gate and check:

http://www.homegate.ch/rent/10341572...ault&l=default

http://www.homegate.ch/rent/10344145...ault&l=default

http://www.homegate.ch/rent/10343676...ault&l=default

http://www.homegate.ch/rent/10343961...ault&l=default

and so on and so forth...

Since the OP is single might not consider getting a large apartment. You can also move to the neighbouring canton if you want to explore more possibilities.
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Old 08.10.2010, 15:13
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Re: Dublin 53k vs Zurich 100k?

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Are you talking about eating out everyday? But seriously, it is not thumb suck figures. I am giving the bottom end breakdown which is realistic and the quality is still decent: lunch in cantina min CHF8.20 to max CHF10.90 (say CHF200 p/m at work only). If I shop in Lidl (for two people) it is: CHF80 a week x 4 = CHF320 p/m. If it is in MIGROS or COOP lets up it to CHF500. We still eat 3 meals a day including desert and glass of wine. The 2.5 bedroom for two I rent is CHF1400 so I assume a single person can find less expensive appartment.

Your expenses breakdown?
Bottom line:
1. Your cantina costs half of mine.
2. You apartment is surely not in the price levels of Zurich (I lived in Winterthur before, where I paid a similar price), so trust us: There is no such thing as a 1000 CHF apartment available in Zurich.
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Old 08.10.2010, 15:16
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Re: Dublin 53k vs Zurich 100k?

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I said lower end. Go to home gate and check:
http://www.homegate.ch/rent/10341572...ault&l=default
Small comment: This is not an apartment, but a "hobby room" - so I guess it comes without kitchen or bathroom...
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Old 08.10.2010, 15:18
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Re: Dublin 53k vs Zurich 100k?

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... Currently I am paying 800+ euros for a nice 1 bed apartment in the city center. Dublin without being cheap is becoming more affordable and you have a decent offer of activities and things to do. ...
Just bearing in mind the above I presumed that OP would be indifferent to find a small flat or studio but focus more on social life
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Old 08.10.2010, 15:19
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Re: Dublin 53k vs Zurich 100k?

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The 2.5 bedroom for two I rent is CHF1400 so I assume a single person can find less expensive appartment.

Your expenses breakdown?
I was referring to rent, not so much food.
That's below market price I think... There is very little for CHF1000, it really isn't a representative or realistic figure... The OP might get his hopes up.

Would be interested if you could find something for a grand though...
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Old 08.10.2010, 15:21
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Re: Dublin 53k vs Zurich 100k?

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can you post up these 1000chf decent accommodation in zurich, I'm sure there are many people here who would be interested in them.
many places exist around and under 1000(but hard to get into) but yes the keyword here is a decent place nothing crazy and for that one has to aim for at least 1500/ month if they're single.


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I was referring to rent, not so much food.
That's below market price I think... There is very little for CHF1000, it really isn't a representative or realistic figure... The OP might get his hopes up.

Would be interested if you could find something for a grand though...
the grand a month places exist but they are super small and far from great .... I can't even imagine the competition for getting into these places with student demand and all

Last edited by jdat; 08.10.2010 at 15:22. Reason: added quote
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Old 08.10.2010, 15:28
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Re: Dublin 53k vs Zurich 100k?

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I was referring to rent, not so much food.
That's below market price I think... There is very little for CHF1000, it really isn't a representative or realistic figure... The OP might get his hopes up.

Would be interested if you could find something for a grand though...
Don't wanna start a battle "what one understand by a decent place". I agree it is not a wannabe's kind of apartment but at least it gives something to start from.

Just for the record I spent one month in a fully refurbished appartment somewhere down in Dubendorf and didn't like it that much. Had I had choice that time? The company paid CHF500 + CHF1000(myself). Soon I realised that actually phenomenon of "living in Zurich expats paradise place" bears more financial consequencies in the long run. Hence moved out to another canton upon exploring other possibilities. Still does not affect me from social life's point of view as Zurich is around the corner The OP might also consider negotiating the apartment with his firm e.g. relocation agent whatever can help to get settled. Trust me there is always room for negotiations if you enter dialogue with HR people
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Old 08.10.2010, 15:34
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Re: Dublin 53k vs Zurich 100k?

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Don't wanna start a battle "what one understand by a decent place".
Easy: This one seems just right. And they just ask for two months deposit! I had to pay three...
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Old 08.10.2010, 15:38
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Re: Dublin 53k vs Zurich 100k?

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I said lower end. Go to home gate and check:

http://www.homegate.ch/rent/10341572...ault&l=default

http://www.homegate.ch/rent/10344145...ault&l=default

http://www.homegate.ch/rent/10343676...ault&l=default

http://www.homegate.ch/rent/10343961...ault&l=default

and so on and so forth...

Since the OP is single might not consider getting a large apartment. You can also move to the neighbouring canton if you want to explore more possibilities.
No offence - but those places are ghastly

Posting up those pictures is likely to have put him off Zurich!

100k, on your own, living in central Zurich in 2zi place - no problem.
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Old 08.10.2010, 15:42
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Re: Dublin 53k vs Zurich 100k?

In my opinion on that salary, assuming you get an apartment not costing more then 1100/month, then you should be able to save 2,000/month easily.

Personally, I spend around 4,000/month all included.. I go mountain biking/snowboarding almost every weekend, have an unlimited trail card for Switzerland, and it affords me two decent sized vacations a year.

I also don't eat out too much (2-3 times month) and only go out drinking maybe once every two weeks. But then again I do spend a huge amount on my weekend activities.

If I had a more normal life, not spending a fortune snowboarding every weekend, I'd imagine I could get away with 3500/month.

BTW, I'm also in IT and from Dublin. Personally I would shoot for 120k, assuming you have a degree in IT and 6 years experience you can easily fetch 120k.
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Old 08.10.2010, 15:48
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Re: Dublin 53k vs Zurich 100k?

One more thing...

As a spanish guy living in Dublin I assume you have alot of fun... At least all the spanish guys I hung out with in Dublin loved to party alot!

Life in Switzerland is VERY different then Dublin, I cannot emphasize that enough. The city life here really sucks (in my opinion!). I live in Geneva, and it has some expats, but really the fun aspect of going out and having the craic, is really nothing like in Dublin.

You will likely save more here, but you won't have the same lifestlye (if your lifestyle is going out drinking, having the craic, etc..).

It's a compromise to make.. feel free to PM me.
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Old 08.10.2010, 15:55
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Re: Dublin 53k vs Zurich 100k?

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Personally I would shoot for 120k, assuming you have a degree in IT and 6 years experience you can easily fetch 120k.
Why???

We don't know what he does in IT. It is a fairly broad field, with plenty of areas of expertise. It could also massively depend on his business experience.
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