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  #41  
Old 31.01.2011, 14:46
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Re: question about salaries in UK

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yes, per week. the majority of people that work in London do live in greater london I would say ? yes there is a lot of commuting in but this ends up with that "what is the border" argument. above I am responding more to Colins assumption of needing 120k to live in Zone 1 comfortably.

I agree it depends on your cicumstances, just saying that we earned far more then the natinal average and lived in a modest house, drove modest cars (most of the time ) etc and we struggled at time. as for the car insurance quotes, 3k sounds about right to me for anything half decent in the uk, my nephew has just been quoted 2k for a ford fiesta 1l in a nice area, he's 18. (again s.e)
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  #42  
Old 31.01.2011, 14:51
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Re: question about salaries in UK

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I agree it depends on your cicumstances, just saying that we earned far more then the natinal average and lived in a modest house, drove modest cars (most of the time ) etc and we struggled at time. as for the car insurance quotes, 3k sounds about right to me for anything half decent in the uk, my nephew has just been quoted 2k for a ford fiesta 1l in a nice area, he's 18. (again s.e)
My Sister (30s now I think) has a new C class Mercedes and pays less than a grand per year on it. That's with her husband who has only passed for about 2 years on it (although he is older).

That's in Manchester

I'm guessing the OP isn't a 18 year old boy racer and won't be buying a Mercedes or BMW earning 38k.
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  #43  
Old 31.01.2011, 14:53
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Re: question about salaries in UK cf CH

WTF is wrong with this thread? Are you all wanking into your wallets as you post? This is a thread about salaries in Yorkshire, not now much it costs to live in a tiny pocket of the most expensive areas in Zone 1 of one of the most famous and cosmopolitan cities in the world.

Oddly enough most people who live in the UK don't live in London. Most people who live in London don't live in Zone 1. Most people who live in Zone 1 don't have river-facing apartments.

Let's get some realism back into this topic.
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  #44  
Old 31.01.2011, 14:56
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Re: question about salaries in UK

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I'm guessing the OP isn't a 18 year old boy racer and won't be buying a Mercedes or BMW earning 38k.
Yes, but I am guessing that the OP will be an expat without a UK license who can't transfer any of his no claims bonuses, thus pushing insurance way over the odds.
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  #45  
Old 31.01.2011, 14:57
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Re: question about salaries in UK cf CH

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I love these threads

38k you'll live like a king, no you won't you'll live like a pauper etc etc

6 years ago when I left the uk I had a house with a tiny mortgage (£300 per month) a couple of normal cars (smart and various bangernomics cars so primeras, rovers etc) 1 child and lived in the S.E and commuted to west london, and I'll tell you even earning multiple times the national average, and with the wife working as well, we did not live like kings, in fact at times it was a struggle. What with fuel costs etc NI being upcapped and the tax bands being lowered I really wouldn't want to be in yorkshire on 38k maybe if I had a house there outright and work was walking distance, otherwise forget it.
Unless by "South East" you mean South East Yorkshire, I don't see the relevance? Living in the South East of England is completely different to anywhere else in the country. Having lived in the North for all of my time before I left to Switzerland, I would say - from my experience - that you can live on £38K in Yorkshire.

My advice to the OP - forget any figures about South East England. Check out the following:

1) Rental prices
http://www.rightmove.co.uk

Enter the name of the place you'll be working and you can look at places to rent or live.

2) Car Prices
http://www.autotrader.co.uk

If you want to get a car in England you can look at some prices for the type of thing you want there, and also narrow the search down to around the area where you will work - to get prices for that area.

3) Insurance etc

http://www.moneysupermarket.com

A price comparison site, similar to Comparis, which allows you to compare insurance costs, utility bills etc - although you will need to have a fairly good idea about where you will live and the size of the house for most comparisons.

4) Salary Calculator
http://www.reed.co.uk/CareerTools/SalaryCalculator.aspx

Enter your job sector and job type and where you will be working (town or Yorkshire may be enough) and you can look at whether the salary offered is around the average for that area.
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  #46  
Old 31.01.2011, 15:00
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Re: question about salaries in UK

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Yes, but I am guessing that the OP will be an expat without a UK license who can't transfer any of his no claims bonuses, thus pushing insurance way over the odds.
He may have a Swiss license which would easily converted into a UK license. He may have no license and have not wish to even drive!

What I can say is that even with a non-EU license and no no claims discount unless he is driving a very nice car, he won't be paying £300 per month in car insurance.

150 x 12 = £1800. More than enough.
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  #47  
Old 31.01.2011, 15:01
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Re: question about salaries in UK cf CH

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WTF is wrong with this thread? Are you all wanking into your wallets as you post? This is a thread about salaries in Yorkshire, not now much it costs to live in a tiny pocket of the most expensive areas in Zone 1 of one of the most famous and cosmopolitan cities in the world.
Oddly enough that is what the initial responces were about and no wanking into one's wallet would be a really poor idea. Is that not what socks are for?

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Oddly enough most people who live in the UK don't live in London. Most people who live in London don't live in Zone 1. Most people who live in Zone 1 don't have river-facing apartments.
No they don't but when the scenario was brought up, I felt that I would mention that it costs dratically more than living outside of London. (Kudos on the amount of sarcasm you got into this comment though!)

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Let's get some realism back into this topic.
Feel free to contribute your feelings on how a 38k income in Yorkshire would relate to a income in Switzerland.
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  #48  
Old 31.01.2011, 15:02
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Re: question about salaries in UK cf CH

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Unless by "South East" you mean South East Yorkshire, I don't see the relevance? Living in the South East of England is completely different to anywhere else in the country. Having lived in the North for all of my time before I left to Switzerland, I would say - from my experience - that you can live on £38K in Yorkshire.
kinda missing the point, our mortgage was less then the rent you'll pay anywhere in yorkshire, our income was above the op's, all other bills will be around the same regardless of area, so petrol, food, insurance, council tax, NI, tax, phone, travel etc etc

no one has said you can't live on 38k anywhere in the uk, yes you can, if your single you'll live quite well, if your married with children, and have no assets in the uk then imho its not going to be a bed of roses for you. (no matter where in the uk, scotland down to the SE)
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  #49  
Old 31.01.2011, 15:04
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Re: question about salaries in UK

one of the nice things in the uk is the choice that one has for almost everything: food, retail, communications, transport, accomodation which all allow one to shop around and to live within ones means.
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  #50  
Old 31.01.2011, 15:15
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Re: question about salaries in UK

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Hi Mike, I am not trying to deter people at all. I loved my time in London and fully agree with you that it is one of the vibrant cities in the world. It is also one of the most expensive cities in the world. My intial comment was that 70k would be a comfortable income to have in London, earning more than it is going to cost you to have a good life and being able to save for a rainy day.
Eating at very expensive restaurants and living in Zone 1, say on the river in the city or Butler's wharf are going to cost you a lot of money, 2k to 3k all in for a two or three bed appartment. Yes your transport costs are lower but if you want to have a car as well, you will loose all of those benefits paying for parking and congestion charges, etc. Eating out at restaurants like Le Gaveroche is easily going to set you back 100 to 150 a head with drinks, so rack up another couple of grand a month easily if you want to do that every night.
70k will not get you a good lifestyle in the centre of London. Most of the people that do live in Butler's wharf on the river and do go out to those sorts of places earn significantly more than 100k per year.
Ok, just different experiences I guess then. I lived in Isle of Dogs for 4 years myself, on westferry road, just down from the wharf itself. our 2 bed flat was 330 per week and we ate at the Chophouse or Pont De La Tour for 50-100 a head really absolute tops. I think it will be a permanent argument as to what is meant by an enjoyable lifestyle, so perhaps call it a draw.
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  #51  
Old 31.01.2011, 15:22
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Re: question about salaries in UK cf CH

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Oddly enough that is what the initial responces were about and no wanking into one's wallet would be a really poor idea. Is that not what socks are for?
Yes, but I only use these:
http://www.socksfox.com/falke-no-cas...cks-p-114.html
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  #52  
Old 31.01.2011, 15:32
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Re: question about salaries in UK cf CH

How to read this thread?

"I have a piece of string. Is it long enough to tie round a pile of stuff?"
"You'll need a longer piece"
"The piece you have is long enough"
"How can you live with only that piece of string?"
"You have a pile of stuff and ONLY that piece string"
"That piece of string will tie more stuff in X"
"Switzerland is so expense for string"
"That string won't go far in London"
"When I left the UK you got a lot more string"
"If I keep a pile of stuff in the UK and have stuff in Switzerland will I need more string?"
"How do I import my stuff to tie up with my string here?"
"Do I need a insurance for my string?"
"Do you get fined for having too much/little string?"
"If I have 2 pieces of string - can I keep one in my pocket for weekend and one for the week?"
"When I was in London I had so much string I could tie everyones pile of stuff"
"I invented string"

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  #53  
Old 31.01.2011, 15:34
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Re: question about salaries in UK cf CH

I have no idea what sort of car one might need to own in the UK to pay three thousand pounds a year for insurance!! But getting back to reality, I doubt the op will have that issue when/if buying a car on his £38k a year salary, and as he has stated he has a family and has been offered a pretty decent wage, I am going to assume he is not 18 and therefore wont face hefty premiums as a result!

And I dont understand all the references to London and Canary Wharf either. Yorkshire and Canary Wharf are very different places.

Some of these cost of living figures being banded about are way higher than anything I ever experienced in the UK!
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  #54  
Old 31.01.2011, 15:49
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Re: question about salaries in UK

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No, it isnt
Of course, I meant feeding just one mouth.
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  #55  
Old 31.01.2011, 15:51
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Re: question about salaries in UK cf CH

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I have no idea what sort of car one might need to own in the UK to pay three thousand pounds a year for insurance!! But getting back to reality, I doubt the op will have that issue when/if buying a car on his £38k a year salary, and as he has stated he has a family and has been offered a pretty decent wage, I am going to assume he is not 18 and therefore wont face hefty premiums as a result!

And I dont understand all the references to London and Canary Wharf either. Yorkshire and Canary Wharf are very different places.

Some of these cost of living figures being banded about are way higher than anything I ever experienced in the UK!
a fiesta. in liverpool. owned by an 18 year old, would be happy to pay this.

i havent read the rest of the thread, and it sounds like ive done the right thing.
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  #56  
Old 31.01.2011, 18:42
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Re: question about salaries in UK

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Yes, but I am guessing that the OP will be an expat without a UK license who can't transfer any of his no claims bonuses, thus pushing insurance way over the odds.
why can't you transfer no claims? Choose another insurance company.

I had no problems transferring in my no claims when I came to Switzerland and I know people who had no problems transferring out to the UK.

You appear to have...
a) never been near God's Country
b) never phoned around for insurance
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  #57  
Old 31.01.2011, 18:43
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Re: question about salaries in UK cf CH

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a fiesta. in liverpool. owned by an 18 year old, would be happy to pay this.

i havent read the rest of the thread, and it sounds like ive done the right thing.
an 18-year-old Scouser wouldn't bother insuring his Fiesta. In fact, he'd more than likely either

a) steal his Gran's one as he needed it
b) sod paying insurance and drive around Toxteth uninsured
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  #58  
Old 31.01.2011, 18:56
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Re: question about salaries in UK

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You appear to have...
a) never been near God's Country
b) never phoned around for insurance
Not sure where "God's Country" is because I don't really believe in either but I digress...
When I moved to the UK in 1998 and bought a car in 2000 I was told then by all of the 10 or more insurance companies that I contacted that it was not possible to transfer my no claims discount from a non-EU country (specifically in my case South Africa).
No, I don't have any written or recorded proof so if you are going to insist on calling me a liar about that, there is nothing I can do.
If that has changed recently or is different for Switzerland, then good for the OP.
I mentioned up front that it was what I thought the situation would be and what I would budget. After all I thought this was a thread about asking for advice and not asking for the gospel (again I don’t believe so I digress) so if you would like to cast dispersions about where I have been and who I have made telephone calls to in my life, perhaps you could add a little more humour into your posts so that we can all enjoy them instead of just thinking that….well anyway, I digress.
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  #59  
Old 31.01.2011, 19:07
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Re: question about salaries in UK

Colin
Not calling you a liar, darling. I guess the risk assessors at UK insurance companies view Saffers as a big risk and dodgy documentation is common.

The Swiss are absolutely above any question, of course.
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Old 31.01.2011, 19:14
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Re: question about salaries in UK

We live in West Yorks on a combined income of around 80k and we don't live a life of luxury! We have a nice house, an old car, eat out once a week or so and that's it!

I have five kids tho! Well, two now, three flown the nest but they won't leave the sphere of influence my wallet holds....
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