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  #21  
Old 18.04.2011, 17:28
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

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Sorry for the never ending questions regarding unemployment benefits. Since I have children I know I am elgibile for approximately 8000chf per month. Is this the amount I recieve before or after taxes ? I have a B permit and am not an EU citizen.
One more question, since I will continue to be on company payroll until September 2011 which means I will have recieved a salary in Geneva for 18 months. Will I be entitled to 2 years unemployment benefits ?
I know I still have time to find a job, but I also know summer is fast approaching and very few job opportunities arise during the summer. My children have just settled into a new country and I dont want to relocate if it is not necessary.

Thank-you in advance for your advice.
eligibility numbers are usually quoted in brutto terms so before taxes.
Also, as far as I know the max you can receive is 80% out of CHF100k or so since you have kids. Not sure what that top number is but i think they calculate it on the basis of a max salary of 100-105k. If you made less of course than the 80% will be taken out of that actual amount.
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  #22  
Old 18.04.2011, 17:31
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

I have posted this multiple times before, but will do so again: I have been in the situation before and here is a tip: Don't run to the RAV six months before you are actually out of work!

Really really not necessary. I was in the same situation except that my company paid me an advisor that helped me and he even said so:
- You need to show up at the RAV before you want to get money out of them, one month before is more than enough.
- You need to start applying right now ("as soon as you know you will be out of work") with at least ten applications a month.
- You need to document these applications. There is a simple excel sheet to do so on the rav website.

If you go there now, you will waste six times half a day to meet your advisor when you'd better be writing applications.... if you go there in five months hand him over a folder with more than 50 well documented applications (I gave him the forms and showed him print outs of the job ads and my CV and documents...). Trust me, if you are that prepared and impress your advisor on the first meeting like that, they are not aggressive at all but really really happy with you - after all have they to deal every day with a lot of - say - "difficult customers". If you show them that you are a simple customer that follows the rules and works hard to find a job, they will be more than nice to you... you can probably even get a free course (From career advice to language courses) from them.
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  #23  
Old 18.04.2011, 17:51
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

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If you go there now, you will waste six times half a day to meet your advisor when you'd better be writing applications.... if you go there in five months hand him over a folder with more than 50 well documented applications (I gave him the forms and showed him print outs of the job ads and my CV and documents...). Trust me, .
Thats not correct, they will probably ask to see you once during the notice period, then they will give you any advice you need & check you understand what is expected from you. I only get to see my advisor every 2 months at the most.

I would advise going sooner rather than later.
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Old 18.04.2011, 17:57
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

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Thats not correct, they will probably ask to see you once during the notice period, then they will give you any advice you need & check you understand what is expected from you. I only get to see my advisor every 2 months at the most.

I would advise going sooner rather than later.
I'd agree with this. I went as soon as I found out I was being made redundant (I had three months notice to work) and the first visit was just to "check me in" and get my details logged on the system and I got an information pack on what I needed to do and documents I should have with me for when I met with my adviser but this meeting was only set for sometime during my first month of actual unemployment.
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  #25  
Old 18.04.2011, 18:11
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

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I'd agree with this. I went as soon as I found out I was being made redundant (I had three months notice to work) and the first visit was just to "check me in" and get my details logged on the system and I got an information pack on what I needed to do and documents I should have with me for when I met with my adviser but this meeting was only set for sometime during my first month of actual unemployment.
Ok, again: I did this twice for exactly one month each during the last six years... it works like this: You need to register before you want money. Register is the first time you go there where you typically not even talk to an advisor yet. Once registered, you get a date with an advisor. You meet him once a month. The first time I registered during my notice period and surely had to show up at the RAV once a month even though I was still employed. The second time, I registered four weeks before the end of my employment, met my advisor two weeks before and when I presented all my docs she was more than happy to see that someone got hist stuff together... maybe this differs per Canton?
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  #26  
Old 18.04.2011, 22:12
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

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Since I have children I know I am elgibile for approximately 8000chf per month. Is this the amount I recieve before or after taxes ?
That's the gross (or "brutto") amount you'll receive, before taxes (and accident insurance, and other usual social deductions). Having children, you'll receive 80% of your former salary, to a maximum unemployment benefit of CHF 8,400 or 8,500 per month (I forget which -- the cap on salaries to which this factor is applied is approximately CHF 126,000). Note (for others reading this), your child(ren) do(es)n't have to be living with you.

For those without children, the payment is 70% of former salary.

Note that the unemployment benefit is worked out at a daily rate and is paid per working day spent hunting for a job. On average, there are 21.7 working days per month. In a short month such as February, you will receive a lower payment than average. If you choose to take time out or the RAV assesses that you haven't put sufficient effort into looking for a job, you will not be paid for the relevant days, although you are entitled to take 5 paid working days holiday after every 60 paid days job hunting (i.e., one week's leave every three months).
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One more question, since I will continue to be on company payroll until September 2011 which means I will have recieved a salary in Geneva for 18 months. Will I be entitled to 2 years unemployment benefits ?
Unfortunately, it's the other way around -- if you had two years' employment (including paid notice period) in the last two years, you'd be eligible for 18 months' (400 working days, to be precise) unemployment benefit. With 18 months' employment in the last two years, I believe you will be entitled to 12 months' (260 working days) benefit. As of April 2011, 400 days is the maximum benefit.

Good luck with finding a job.
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  #27  
Old 19.04.2011, 11:41
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

CHF10417/month is the max insured brutto amount. Depending on how much one makes in the 1st month one gets some days deducted..between 0-max 20 days.
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Old 19.04.2011, 11:52
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

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Depending on how much one makes in the 1st month one gets some days deducted..between 0-max 20 days.
Its roughly:

- if you make >120000 CHF a year - you will not see money for the first month
- if you have an average income - you will not see money for the first week
- if you are a low earner there will not be a deduction as the RAV does not expect you to have a lot of savings.
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  #29  
Old 19.04.2011, 13:15
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

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Its roughly:

- if you make >120000 CHF a year - you will not see money for the first month
- if you have an average income - you will not see money for the first week
- if you are a low earner there will not be a deduction as the RAV does not expect you to have a lot of savings.
exaaaactly..
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  #30  
Old 19.04.2011, 13:48
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

Sorry misread a post! To the op look at the sticky at the top of this forum, in there is the new official rules on what you are entitled to.

Last edited by travnett; 19.04.2011 at 14:03. Reason: Misread a previous posters post
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  #31  
Old 28.09.2011, 13:07
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

Everyone in this thread seems pretty knowledgable so I'll ask a question!

There's a high chance that I'll be made unemployed (30% of R&D at our company is being made redundant, I'm in pretty much the worst department that have had few succesful projects in the last couple of years and sales of our existing products have been decreasing for a long time). This isn't a certainty but out company will probably be offering voluntary redundancy - if I take this will it affect my RAV eligibility?
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  #32  
Old 28.09.2011, 19:41
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

Hi Ric,
Sorry to hear about your situation. I think it will all depend on what your termination letter will state.
RAV does penalize indivduals who resign or are fired due to poor performance. By penalize I mean withold unemployment benefits for a few weeks or up to a month.
Hope this helps. Remember not to delay going to RAV office. I unfortunatley waited until I received all the documents from my employer and now I will not be paid unemployment benefits for October.

Mobeen
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  #33  
Old 01.11.2011, 14:36
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Re: unemployment regulations [RAV etc. as I am made redundant on 30.03.2011]

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you can only go look for work within the eu for a maximum of 6months and still receive your benefits from Switzerland. To do this you have to register at the local RAV equilivant office in the country that you go to. They then pay you the Swiss benefits.
You will not get paid while in the USA looking for work.
I was on a RAV / ECAP obligatory CV and job application course in German.
The advisor today said that to go and look for work in the EU you can only do this for a maximum of 90 days.

Here is a link I found :-
http://ec.europa.eu/youreurope/citiz...s/eu-eu_en.htm

In German it sounds something like "Leistungs export". I presume your money would still be paid in Switzerland, but I am not sure. However, I am sure that it would be quicker to find work in the UK than Switzerland.
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