Go Back   English Forum Switzerland > Help & tips > Employment  
Reply
 
Thread Tools Display Modes
  #21  
Old 27.08.2011, 11:20
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 21,376
Groaned at 461 Times in 352 Posts
Thanked 23,091 Times in 11,824 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: RAV and penalties

Quote:
View Post
You can have my classes.
Because of 'Zumutbare Arbeit' work of any sort comes first, even through they say attendance is mandatory it's not if you something more 'profitable' to do.
Reply With Quote
  #22  
Old 27.08.2011, 14:46
Member
 
Join Date: Jul 2011
Location: Winterthur
Posts: 199
Groaned at 8 Times in 4 Posts
Thanked 219 Times in 81 Posts
AhYesBut has an excellent reputationAhYesBut has an excellent reputationAhYesBut has an excellent reputationAhYesBut has an excellent reputation
Re: RAV and penalties

It may be me being stupid here, but can you explain to me why you are doing just "3 or 4 days a month" of freelance work and yet RAV is continuing to supplement your income ?

I think most reasonable hardworking people would find that bizarre to say the least, especially when you indicate that you sometimes earn more that the RAV pays out. And this has been going on for five years? My understanding is that RAV is intended to give people vital support while they try and find full-time employment.

As an employer and employee , I'm not sure what you're doing is something I would be proud of.

AYB

Quote:
View Post
They threatened me with that, however they were too tight to pay, I asked for French & was flatly refused.

The calculations for short contract workers are strange to say the least if I earn 7k each month I get no payment, if I earn 15k , 0K, 15K, they will pay me 7k the zero month If I earn 6995 they will give me a bonus on top! Each month is calculated totally separately. Also 8.33% holiday pay is deducted from your earnings for their calculations so it's quite possible to earn more than you previously did & have top up payments.
Reply With Quote
  #23  
Old 27.08.2011, 15:01
Guest
 
Posts: n/a
Re: RAV and penalties

Quote:
View Post
It may be me being stupid here, but can you explain to me why you are doing just "3 or 4 days a month" of freelance work and yet RAV is continuing to supplement your income ?

I think most reasonable hardworking people would find that bizarre to say the least, especially when you indicate that you sometimes earn more that the RAV pays out. And this has been going on for five years? My understanding is that RAV is intended to give people vital support while they try and find full-time employment.

As an employer and employee , I'm not sure what you're doing is something I would be proud of.

AYB
Unlike the UK benefit system the RAV here try to encourage you to find work which then is offset against your state payments. You have a limited amount of days of full unemployment payment (400 days, for example, but it varies) which you can prolong by doing ad hoc temporary work. There is even a form that your "employer" at the time completes and sends to the payment department.

In addition, you are not expected to exclusively find "full time work" you are supposed to find a job which roughly equates to the time you were working previously.
Reply With Quote
  #24  
Old 27.08.2011, 15:06
Member
 
Join Date: Jul 2011
Location: Winterthur
Posts: 199
Groaned at 8 Times in 4 Posts
Thanked 219 Times in 81 Posts
AhYesBut has an excellent reputationAhYesBut has an excellent reputationAhYesBut has an excellent reputationAhYesBut has an excellent reputation
Re: RAV and penalties

I'm not doubting that allowing the individual to offset their earnings against the RAV threshold until they find a suitable job is a good thing, but I get the impression from the posts I have read that he individual is continuing this arrangement long-term (5 years ?) as a lifestyle decision and the insurance is continuing to pay (as are we as the contributions will no doubt increase if such behaviour is commonplace)

AYB



Quote:
Unlike the UK benefit system the RAV here try to encourage you to find work which then is offset against your state payments. You have a limited amount of days of full unemployment payment (400 days, for example, but it varies) which you can prolong by doing ad hoc temporary work. There is even a form that your "employer" at the time completes and sends to the payment department.

In addition, you are not expected to exclusively find "full time work" you are supposed to find a job which roughly equates to the time you were working previously.
Reply With Quote
  #25  
Old 27.08.2011, 16:42
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 21,376
Groaned at 461 Times in 352 Posts
Thanked 23,091 Times in 11,824 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Quote:
View Post
It may be me being stupid here, but can you explain to me why you are doing just "3 or 4 days a month" of freelance work and yet RAV is continuing to supplement your income ?

I think most reasonable hardworking people would find that bizarre to say the least, especially when you indicate that you sometimes earn more that the RAV pays out. And this has been going on for five years? My understanding is that RAV is intended to give people vital support while they try and find full-time employment.

As an employer and employee , I'm not sure what you're doing is something I would be proud of.

AYB
I have to find the work then do it, my day rate is more than average weekly earnings here.

It goes on 2 years at a time, I then re qualify it's really very simple. I am always employed so I pay full ahv & unemployment INSURANCE, remember it's insurance which I have no choice to pay!

The RAV are unable to give ma any support, there are no full time jobs doing what I do, life would be easy !

Sometimes it goes 5 months without one CHF from the RAV

Before the recession most projects were 3 to 6 days , this year they are all 1 day, people want to save money.

I often travel to GE for a single day, so I may spend 7 hours travelling, in addition to 14+ hours working, I don't charge for preparation time that can exceed working time, life is tough, I think I handle it better than many.

Not sure what your problem is!

Best FMF
Reply With Quote
  #26  
Old 27.08.2011, 16:57
Senior Member
 
Join Date: Mar 2007
Location: Wallisellen
Posts: 281
Groaned at 1 Time in 1 Post
Thanked 176 Times in 65 Posts
Libellula is considered knowledgeableLibellula is considered knowledgeableLibellula is considered knowledgeable
Re: RAV and penalties

From personal experience I would ask them what exactly they want you to do to get paid and do it! No excuses! And if they need job applications spread out during the month then just do as they say, or be clever about it Benefits here are quite good (at least compared to those in my country) so we can't complain much.

If you do not like your berater/in for whatever reason (some are more helpful and understanding than others of course)...ask to have him/her changed....he/she is key to your benefits, german lessons, cv and job consultancy. Looking for a new job can be very stressful and frustrating...we all know this...another reason why it is important that you have your berater on your side!! I was lucky because when I needed I got all the help possible from RAV but I know others who were not so lucky.

Good luck!
__________________
Look for the happiness within...
Reply With Quote
  #27  
Old 27.08.2011, 18:59
Member
 
Join Date: Jul 2011
Location: Winterthur
Posts: 199
Groaned at 8 Times in 4 Posts
Thanked 219 Times in 81 Posts
AhYesBut has an excellent reputationAhYesBut has an excellent reputationAhYesBut has an excellent reputationAhYesBut has an excellent reputation
Re: RAV and penalties

You are coming across to me at least as someone that is milking the system. You are clearly working and paying your 2% a year towards your ALV. I'm sure you are working within the rules "playing to win", but I still can't understand how you consider it reasonable to continue longterm living off an unemployment insurance - which you refresh on a rolling basis - when you potentially "earn more in a day than most do in a week" and remain permanently under the RAV umbrella ?

For those people working long hours for 20+ days a month, or surviving on very low wages, or even true freelancers that are not even eligible for such benefits: have ever considered paying your own way and working more or cutting your cloth to suit ?

AYB





Quote:
View Post
I have to find the work then do it, my day rate is more than average weekly earnings here.

It goes on 2 years at a time, I then re qualify it's really very simple. I am always employed so I pay full ahv & unemployment INSURANCE, remember it's insurance which I have no choice to pay!

The RAV are unable to give ma any support, there are no full time jobs doing what I do, life would be easy !

Sometimes it goes 5 months without one CHF from the RAV

Before the recession most projects were 3 to 6 days , this year they are all 1 day, people want to save money.

I often travel to GE for a single day, so I may spend 7 hours travelling, in addition to 14+ hours working, I don't charge for preparation time that can exceed working time, life is tough, I think I handle it better than many.

Not sure what your problem is!

Best FMF
Reply With Quote
  #28  
Old 27.08.2011, 20:47
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 21,376
Groaned at 461 Times in 352 Posts
Thanked 23,091 Times in 11,824 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Quote:
View Post
You are coming across to me at least as someone that is milking the system. You are clearly working and paying your 2% a year towards your ALV. I'm sure you are working within the rules "playing to win", but I still can't understand how you consider it reasonable to continue longterm living off an unemployment insurance - which you refresh on a rolling basis - when you potentially "earn more in a day than most do in a week" and remain permanently under the RAV umbrella ?

For those people working long hours for 20+ days a month, or surviving on very low wages, or even true freelancers that are not even eligible for such benefits: have ever considered paying your own way and working more or cutting your cloth to suit ?

AYB
To qualify for 400 days I must have worked a minimum of 18 months 100 % in 24 months, that's hardly milking the system, I just don't like the way the OP was treated, so I am happy to share the reality . When the company that you have worked for for over 12 years goes bust, things don't quite turn out how one wants. If I had inter-grated my life less I would have left CH 5 years ago.

I/3 ahv payments go to unemployment insurance so to date in addition to the 2% I have paid rather more than than I have claimed to date. I still pay taxes so am still contributing overall.

I will probably retire next year aged 50 in any case, unfortunately I can't claim my Uk personal pension at 50 due to a recent law change, however having worked hard to date I am almost in the position to do so.

I am a true freelancer so don't get your point & yes I can pay for myself. I have never stated I was living long term from the RAV, I am just registered . I am aware of several Swiss people who have clocked up 20 Years so it's not that unusual.

I could work more days for a lower price however my income would be lower, so the RAV would have to pay out more, remember the insured salary is based on the average of earnings over the last 12 months .

Best FMF
Reply With Quote
  #29  
Old 27.08.2011, 20:57
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 21,376
Groaned at 461 Times in 352 Posts
Thanked 23,091 Times in 11,824 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: RAV and penalties

Quote:

In addition, you are not expected to exclusively find "full time work" you are supposed to find a job which roughly equates to the time you were working previously.
My work pays roughly the same money as a full time job, they say 'time' as in 'percentages terms' but they mean MONEY terms.

Nothing is fixed, I have nothing confirmed for September yet however I expect to earn 100% of my salary in September, however as of today I have nothing....It's the same most months!
Reply With Quote
  #30  
Old 27.08.2011, 23:28
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 21,376
Groaned at 461 Times in 352 Posts
Thanked 23,091 Times in 11,824 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: RAV and penalties

The big downside of working freelance is waiting anything from 2 - 9 months to be paid. As I have done the work, clearly no money will come from the RAV. Obviously I have to cover travel costs, sometimes plane tickets & hotels, my biggest client went bust owing me 19,000 CHF, it's not the easy life you imagine!
Reply With Quote
  #31  
Old 28.08.2011, 09:45
Guest
 
Posts: n/a
Re: RAV and penalties

Quote:
View Post
The big downside of working freelance is waiting anything from 2 - 9 months to be paid. As I have done the work, clearly no money will come from the RAV. Obviously I have to cover travel costs, sometimes plane tickets & hotels, my biggest client went bust owing me 19,000 CHF, it's not the easy life you imagine!

Something does quite ring true here; you're nearly 50 and planning on retirement so obviously you have the means to do this or at least consider it, yet you've been on unemployment for various periods over the last few years.

Your biggest cloient went belly up owing you Chf 19'000.--, sorry to tell you but this is VERY little money, especially for someone who only works a few days per month, and free lance at that.

And by the way, you have to have worked 12 months in last 24 to qualify for RAV.....

Maybe RAV will pay for a reality check, it would be a good course for you i think !
Reply With Quote
  #32  
Old 28.08.2011, 13:45
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 21,376
Groaned at 461 Times in 352 Posts
Thanked 23,091 Times in 11,824 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Quote:
Something does quite ring true here; you're nearly 50 and planning on retirement so obviously you have the means to do this or at least consider it, yet you've been on unemployment for various periods over the last few years.

Your biggest cloient went belly up owing you Chf 19'000.--, sorry to tell you but this is VERY little money, especially for someone who only works a few days per month, and free lance at that.

And by the way, you have to have worked 12 months in last 24 to qualify for RAV.....

Maybe RAV will pay for a reality check, it would be a good course for you i think !
I have the means to retire if I leave . CH & live simply . My actual unemployment days have been few,
Working 4 days qualifies as a month working due to earnings.

The 19k represented over 50% of my earnings over 7 months, may be little to you, but it makes a big difference to me. You obviously have no idea how most people live.

Best FMF
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
part time work and rav buchs Employment 8 30.11.2017 09:15
Overstay Penalties Kiwi Jules Permits/visas/government 14 10.03.2013 16:04
RAV and new job juice99 Employment 1 26.08.2011 10:31
Redundancy package and RAV Benefits SwissBagLady Employment 14 31.08.2009 21:49
RAV and continuing education TapiroLee Employment 5 30.03.2009 18:19


All times are GMT +2. The time now is 04:37.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0