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Old 09.04.2015, 13:59
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RAV "waiting days"

Hello all,

I just got my first RAV cheque, and I am only being paid for 5 of the 20 possible working days (and almost had a heartattack).

I had read about "waiting days" which change depending on salary. I understood this to mean that the less you make, the quicker they pay you. But it seems that it means more like "deduction days" and that one is rather deducted pay days the first month depending on salary. After all, I got paid pretty quickly, albeit incredibly little.

Is this correct? And does this also mean I will never ever see this money again, so I might have to start panhandling to pay for next month's rent?

As always, thanks for your help.
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Old 09.04.2015, 14:46
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Re: RAV "waiting days"

Waiting days are always taken from the first months payment, these are days that you are not paid for, the days are not deducted from your overall entitlement, it is just a delay kicking in.

So if you are allowed 400 days with 15 waiting days, in the first month you will get only 5 days pay. Next month you will get the full 20-21 days.
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Old 09.04.2015, 15:56
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Re: RAV "waiting days"

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Waiting days are always taken from the first months payment, these are days that you are not paid for, the days are not deducted from your overall entitlement, it is just a delay kicking in.

So if you are allowed 400 days with 15 waiting days, in the first month you will get only 5 days pay. Next month you will get the full 20-21 days.
Thanks so much for the clarification. I sort of wish that they didn't do this because I will not be needing all of my allocated days and desperately need the same amount of money each money so that I can pay my bills. Merde!

Better get my old tap shoes out of the closet.
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Old 09.04.2015, 16:06
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Re: RAV "waiting days"

just FYI

Versicherter Verdienst
(auch gültig für Pauschalansatz)
(1) Allgemeine Wartetage
mit Unterhaltspflicht gegenüber Kindern unter 25 Jahren


(2) Allgemeine Wartetage
ohne Unterhaltspflicht
bis CHF 3000
(1) 0
(2) 0
CHF 3001 - CHF 5000
(1) 0
(2) 5
CHF 5001 - CHF 7500
(1) 5
(2) 10
CHF 7501 - CHF 10416
(1) 5
(2) 15
ab CHF 10417
(1) 5
(2) 20
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Old 09.04.2015, 17:45
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Re: RAV "waiting days"

Yes, just my luck. I am a smidge over putting me into the 15 days category. Ah!

Any idea why they do this? I have received unemployment in both the US and the UK and there is no such system. Seems so unnecessary, unless I just don't understand something.
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Old 09.04.2015, 18:01
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Re: RAV "waiting days"

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Yes, just my luck. I am a smidge over putting me into the 15 days category. Ah!

Any idea why they do this? I have received unemployment in both the US and the UK and there is no such system. Seems so unnecessary, unless I just don't understand something.
It's assumed high earners save a large chunk of their salary. It used to be 5 days for almost everybody however they had to balance the books, the richer take a bigger hit which is considered fair in taxation terms

UK & US pay bugger all in unemployment pay........
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Old 09.04.2015, 18:21
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Re: RAV "waiting days"

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It's assumed high earners save a large chunk of their salary. It used to be 5 days for almost everybody however they had to balance the books, the richer take a bigger hit which is considered fair in taxation terms
Interesting. I wish I fell into that category. I had just started to earn okay (only the last 5 months) and then lost my job. So, I wish I had the assumed nest egg.

Thanks for the clarification.
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Old 09.04.2015, 18:49
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Re: RAV "waiting days"

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UK & US pay bugger all in unemployment pay........
And you are absolutely right regarding the US and UK unemployment. I was practically homeless when I was in London while on the dole. My flat was 1400 quid but I was told that the "average" 1-bed in my area (Wimbledon) cost 800, so, that is what I got from the housing allowance. I have not seen a proper 1-bed flat in any area of London (that wasn't condemned) that cost 800 quid per month in the last 7 years.

So, I am feeling very grateful for being in CH at the moment.
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Old 09.04.2015, 20:37
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Re: RAV "waiting days"

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Yes, just my luck. I am a smidge over putting me into the 15 days category. Ah!

Any idea why they do this?
I think there is also an assumption that most companies pay salaries in arrears at the end of the month, therefore if you are paid on, say, 26th, you will have enough to tide you over for 2-3 weeks. Plus savings as mentioned
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Old 09.04.2015, 20:39
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Re: RAV "waiting days"

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I think there is also an assumption that most companies pay salaries in arrears at the end of the month, therefore if you are paid on, say, 26th, you will have enough to tide you over for 2-3 weeks. Plus savings as mentioned
Interesting. My ex-company pays at the beginning of the month. Is this unusual?
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Old 10.04.2015, 02:53
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Re: RAV "waiting days"

When I was contracting here I would get paid early in the month for last months work, i.e. paid late. Most companies like to pay so that the salary is in the bank on the 25th of the current month, where my wife works this is the 15th so not every company chooses this date.
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