Go Back   English Forum Switzerland > Help & tips > Employment
Reply
 
Thread Tools Display Modes
  #1  
Old 25.04.2015, 15:58
Newbie
 
Join Date: Apr 2015
Location: Germany
Posts: 4
Groaned at 2 Times in 1 Post
Thanked 0 Times in 0 Posts
Marlenne has no particular reputation at present
What's a good salary in Zurich...

I am the main 'breadwinner' and was offered a job in Baar - 130,000/ year. If we move we would like to live in Zurich which means commuting. I have a two year old child who will need to go into the krippe, and my partner does not earn that well (works from home). At the moment we live in Germany and we manage to have a very good standard of living because Germany can be cheap (to start with, child care is practically free...). I really need help here - do you think that 130,000 a year in Zurich for a family is a good deal? Many thanks!
Reply With Quote
The following 2 users groan at Marlenne for this post:
  #2  
Old 25.04.2015, 16:01
Forum Legend
 
Join Date: Mar 2009
Location: Zurich
Posts: 10,186
Groaned at 581 Times in 439 Posts
Thanked 13,623 Times in 5,306 Posts
Richdog has a reputation beyond reputeRichdog has a reputation beyond reputeRichdog has a reputation beyond reputeRichdog has a reputation beyond reputeRichdog has a reputation beyond reputeRichdog has a reputation beyond repute
Re: What's a good salary in Zurich...

Had a search of the forum, where this exact kind of question has been answered 1000 times?
Reply With Quote
This user would like to thank Richdog for this useful post:
  #3  
Old 25.04.2015, 16:03
p42's Avatar
p42 p42 is offline
Forum Veteran
 
Join Date: Oct 2008
Location: Kanton Zurich, Adliswil.
Posts: 695
Groaned at 3 Times in 3 Posts
Thanked 341 Times in 218 Posts
p42 has earned the respect of manyp42 has earned the respect of manyp42 has earned the respect of many
Re: What's a good salary in Zurich...

How much do you get in Germany? No, not really worth it for a family, unless you live in Baar, then it might be doable. The expense of Zurich apartments, childcare availablity and price in Zurich, the expense, hassle and time of commute, plus higher taxes in Zurich. Unless of course you are on 40K Euros or something in Germany...
Reply With Quote
  #4  
Old 25.04.2015, 16:42
Uncle Max's Avatar
Forum Legend
 
Join Date: Jun 2006
Location: Züri
Posts: 7,418
Groaned at 160 Times in 109 Posts
Thanked 7,794 Times in 3,227 Posts
Uncle Max has a reputation beyond reputeUncle Max has a reputation beyond reputeUncle Max has a reputation beyond reputeUncle Max has a reputation beyond reputeUncle Max has a reputation beyond reputeUncle Max has a reputation beyond repute
Re: What's a good salary in Zurich...

Hello Marlene,

The average salary in Zurich is around CHF9000; this is heavily skewed due to those with bonkers income. Reality is far different for most. Your salary is above this average: consider yourself wealthy.

Hope this helps. Welcome to the English Forum.
Reply With Quote
The following 3 users would like to thank Uncle Max for this useful post:
  #5  
Old 25.04.2015, 20:09
Junior Member
 
Join Date: Mar 2015
Location: Bürglen Thurgau
Posts: 56
Groaned at 5 Times in 3 Posts
Thanked 20 Times in 10 Posts
MaleBuffy has annoyed a few people around hereMaleBuffy has annoyed a few people around hereMaleBuffy has annoyed a few people around here
Re: What's a good salary in Zurich...

Quote:
View Post
How much do you get in Germany? No, not really worth it for a family, unless you live in Baar, then it might be doable. The expense of Zurich apartments, childcare availablity and price in Zurich, the expense, hassle and time of commute, plus higher taxes in Zurich. Unless of course you are on 40K Euros or something in Germany...
Are you saying to her that 130K is not worth it? Zurich has higher Taxes? Either you are taking the piss, or all I have learned the last couple of months is wrong...
Reply With Quote
The following 2 users groan at MaleBuffy for this post:
  #6  
Old 25.04.2015, 20:15
Troublawesome's Avatar
Forum Veteran
 
Join Date: Mar 2014
Location: Zug
Posts: 790
Groaned at 135 Times in 81 Posts
Thanked 626 Times in 297 Posts
Troublawesome is considered unworthyTroublawesome is considered unworthyTroublawesome is considered unworthyTroublawesome is considered unworthy
Re: What's a good salary in Zurich...

Live in Baar where it's a wonderful place to raise a family and taxes are the lowest in the country and save yourself the commute and the high expenses.

130k in Baar is more than enough for a very good life. Of course, we don't know how much you made in Germany to compare lifestyles.

I assume you're in Glencore?
Reply With Quote
This user would like to thank Troublawesome for this useful post:
  #7  
Old 25.04.2015, 20:24
Forum Legend
 
Join Date: Sep 2006
Location: SZ
Posts: 8,501
Groaned at 19 Times in 18 Posts
Thanked 18,617 Times in 5,959 Posts
meloncollie has a reputation beyond reputemeloncollie has a reputation beyond reputemeloncollie has a reputation beyond reputemeloncollie has a reputation beyond reputemeloncollie has a reputation beyond reputemeloncollie has a reputation beyond repute
Re: What's a good salary in Zurich...

Quote:
View Post
Are you saying to her that 130K is not worth it? Zurich has higher Taxes? Either you are taking the piss, or all I have learned the last couple of months is wrong...
130K is an above average Swiss salary and will likely afford a nice Swiss lifestyle. The question, though, is how will this Swiss lifestyle compare to the OP's German one. For instance, large freestanding house with garden vs. 4 room flat, car, childcare, etc.

For folks who come to Switzerland from countries with lower wages but higher purchasing power - especially when it comes to housing - even a good Swiss salary can mean adjusting materially downwards.

But then there are the 'quality of life' intangibles to add into the equation. Perhaps what Switzerland offers in this respect will outweigh whatever (if any) material adjustments she might have to make - for many they do. QoL is a personal measurement, one only the OP can make for herself.

The best advice I was given was not to try to replicate my US lifestyle - that would be impossible - but to learn to enjoy a good 'Swiss' life.
Reply With Quote
The following 16 users would like to thank meloncollie for this useful post:
  #8  
Old 25.04.2015, 20:27
Junior Member
 
Join Date: Mar 2015
Location: Bürglen Thurgau
Posts: 56
Groaned at 5 Times in 3 Posts
Thanked 20 Times in 10 Posts
MaleBuffy has annoyed a few people around hereMaleBuffy has annoyed a few people around hereMaleBuffy has annoyed a few people around here
Re: What's a good salary in Zurich...

Quote:
View Post
130K is an above average Swiss salary and will likely afford a nice Swiss lifestyle. The question, though, is how will this Swiss lifestyle compare to the OP's German one. For instance, large freestanding house with garden vs. 4 room flat, car, childcare, etc.

For folks who come to Switzerland from countries with lower wages but higher purchasing power - especially when it comes to housing - even a good Swiss salary can mean adjusting materially downwards.

But then there are the 'quality of life' intangibles to add into the equation. Perhaps what Switzerland offers in this respect will outweigh whatever (if any) material adjustments she might have to make - for many they do. QoL is a personal measurement, one only the OP can make for herself.

The best advice I was given was not to try to replicate my US lifestyle - that would be impossible - but to learn to enjoy a good 'Swiss' life.
That's actually a very good answer! Spot on!
Reply With Quote
  #9  
Old 25.04.2015, 20:55
Junior Member
 
Join Date: Jan 2013
Location: Wädenswil
Posts: 31
Groaned at 0 Times in 0 Posts
Thanked 15 Times in 9 Posts
Marypoppin has made some interesting contributions
Re: What's a good salary in Zurich...

I have not even half of that salary i live quite well.

yes I know I have no family. But can easy afford my car, an apartment and holidays...
Reply With Quote
  #10  
Old 25.04.2015, 21:05
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 21,376
Groaned at 1,104 Times in 871 Posts
Thanked 24,091 Times in 11,523 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: What's a good salary in Zurich...

Quote:
View Post
The best advice I was given was not to try to replicate my US lifestyle - that would be impossible - but to learn to enjoy a good 'Swiss' life.
The opposite is true as well, for example when my daughter made a truffle risotto in the US.

And when I go to vacation in the US, and spend more for food than here.

Tom
Reply With Quote
  #11  
Old 25.04.2015, 22:50
Newbie
 
Join Date: Apr 2015
Location: Germany
Posts: 4
Groaned at 2 Times in 1 Post
Thanked 0 Times in 0 Posts
Marlenne has no particular reputation at present
Re: What's a good salary in Zurich...

Dear all,

Thank you very much for your help; it is always more useful to get ‘live’ responses than to read through old posts – what was worth for 2008 may not apply in 2015.

I thought that perhaps it would be useful to give more details regarding my current situation. Currently I am on 60.000 Euros, with this I have a salary of approximately 3000 Euros a month (after tax and after health insurance).

I live in Berlin in a leafy upmarket neighbourhood. We have a three-room apartment in a turn of the century building of 90 square meters and we pay 1100 Euros a month all costs included (gas, electricity and hausgeld).

There is plenty of good quality childcare provision in my neighbourhood and my child’s krippe is a 15 minute walk from home. Childcare provision is nearly for free in Berlin.

I do not need a car, public transport is excellent. I pay 80 Euros for a monthly subscription for Berlin public transport and it takes me 35 minutes to get to the office. Finally I am the main breadwinner.

So I guess my question was – can I have a similar lifestyle on 130,000 in Zurich, not as a single person but as a family of 3? It may be good career wise but I need to weight the lifestyle advantages and disadvantages.

Again, huge thanks for your time in replying, much appreciated!
Reply With Quote
  #12  
Old 26.04.2015, 01:08
Forum Legend
 
Join Date: Feb 2010
Location: CH
Posts: 6,176
Groaned at 214 Times in 165 Posts
Thanked 7,547 Times in 4,071 Posts
greenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond repute
Re: What's a good salary in Zurich...

Just keep in mind that the cost of kinderkrippe starts from 2000 chf a month; rent in zürich or suburbs for similar conditions you had in Berlin the same, add in health insurance etc etc.
You can manage well but you'll not be saving a lot.
Reply With Quote
This user would like to thank greenmount for this useful post:
  #13  
Old 27.04.2015, 17:14
jmf's Avatar
jmf jmf is offline
Forum Veteran
 
Join Date: Apr 2010
Location: Cham, ZG
Posts: 980
Groaned at 11 Times in 10 Posts
Thanked 827 Times in 419 Posts
jmf has a reputation beyond reputejmf has a reputation beyond reputejmf has a reputation beyond reputejmf has a reputation beyond repute
Re: What's a good salary in Zurich...

You can use this site to get an approximation of the netto salary you'll get out of those 130k: http://www.lohncomputer.ch/

Inputting some guessed-up data about yourself gives me ~8500chf netto. Deduct aprox:
- 2000 for a similar flat (not in ZH though, but a village close-by)
- 600 for health insurance (for the whole family)
- 200 for tv/internet/telephone
- 250 for commuting to Baar (train abo)
- 700 for food (without eating out)
- 1000 for unexpected expenses

If I didn't forget something crucial, that would leave you with 3750chf disposable income. I suppose a part of that will go towards furnishing the apartment in the beginning. What you do with the rest and if you consider you can use it towards a similar (or better) lifestyle...only you can judge. My personal opinion is that you could have a pretty good life on that salary

l.e.: ah, forgot the krippe, deduct 2k, which leaves you with 1750chf in hand.
Reply With Quote
The following 2 users would like to thank jmf for this useful post:
  #14  
Old 27.04.2015, 17:16
bigblue2's Avatar
Forum Legend
 
Join Date: Mar 2009
Location: Glarus
Posts: 6,768
Groaned at 328 Times in 267 Posts
Thanked 11,036 Times in 4,450 Posts
bigblue2 has a reputation beyond reputebigblue2 has a reputation beyond reputebigblue2 has a reputation beyond reputebigblue2 has a reputation beyond reputebigblue2 has a reputation beyond reputebigblue2 has a reputation beyond repute
Re: What's a good salary in Zurich...

they seem to be employing a lot of people at the moment
Reply With Quote
  #15  
Old 27.04.2015, 17:31
Chemmie's Avatar
Forum Legend
 
Join Date: Sep 2009
Location: Zurich
Posts: 3,861
Groaned at 28 Times in 24 Posts
Thanked 4,532 Times in 2,058 Posts
Chemmie has a reputation beyond reputeChemmie has a reputation beyond reputeChemmie has a reputation beyond reputeChemmie has a reputation beyond reputeChemmie has a reputation beyond reputeChemmie has a reputation beyond repute
Re: What's a good salary in Zurich...

Quote:
View Post
You can use this site to get an approximation of the netto salary you'll get out of those 130k: http://www.lohncomputer.ch/

Inputting some guessed-up data about yourself gives me ~8500chf netto. Deduct aprox:
- 2000 for a similar flat (not in ZH though, but a village close-by)
- 600 for health insurance (for the whole family)
- 200 for tv/internet/telephone
- 250 for commuting to Baar (train abo)
- 700 for food (without eating out)
- 1000 for unexpected expenses

If I didn't forget something crucial, that would leave you with 3750chf disposable income. I suppose a part of that will go towards furnishing the apartment in the beginning. What you do with the rest and if you consider you can use it towards a similar (or better) lifestyle...only you can judge. My personal opinion is that you could have a pretty good life on that salary

l.e.: ah, forgot the krippe, deduct 2k, which leaves you with 1750chf in hand.

This one might be a bit tough for a family of 3 (albeit the 2 year old doesn't eat a lot), coming out to about 3 francs per person per meal. It is doable, but it will take some skill and lack some variety or enjoyment over time--most likely a big step down from what you are used to.
Reply With Quote
  #16  
Old 27.04.2015, 18:06
MsWorWoo's Avatar
Forum Veteran
 
Join Date: May 2011
Location: Zürich Nord
Posts: 1,608
Groaned at 48 Times in 28 Posts
Thanked 2,531 Times in 963 Posts
MsWorWoo has a reputation beyond reputeMsWorWoo has a reputation beyond reputeMsWorWoo has a reputation beyond reputeMsWorWoo has a reputation beyond reputeMsWorWoo has a reputation beyond reputeMsWorWoo has a reputation beyond repute
Re: What's a good salary in Zurich...

I earn much less than that, and I had my child in full time kinderkrippe when I moved here too. Luckily though I had no spouse to support (which means lower taxes).
If your spouse is happy to work part-time or not at all you will save considerably on your outgoings. In Zurich you can get a subsidy for childcare costs, but as it is based on income I do not think you will be eligable (based solely on your salary, if you spouse was working too you definitely would earn too much as a household). Full time krippe was 2K a month, and it has risen.

HTH

p.s. dead jealous, I would love to earn that much
Reply With Quote
The following 2 users would like to thank MsWorWoo for this useful post:
  #17  
Old 27.04.2015, 18:25
Member
 
Join Date: Mar 2012
Location: zurich
Posts: 188
Groaned at 14 Times in 12 Posts
Thanked 292 Times in 152 Posts
sudeepta has a reputation beyond reputesudeepta has a reputation beyond reputesudeepta has a reputation beyond reputesudeepta has a reputation beyond repute
Re: What's a good salary in Zurich...

Quote:
View Post
I really need help here - do you think that 130,000 a year in Zurich for a family is a good deal? Many thanks!
I think it is quite a good sum actually, even in Zurich. Off course you have to spent judiciously, but that is true for all salaried employees irrespective of your salary.

However is it a good deal? I can't say, considering the life style you might be having in Germany. If I were you, I would have moved and tried to stay in Baar.

Regards
Reply With Quote
  #18  
Old 27.04.2015, 19:16
p42's Avatar
p42 p42 is offline
Forum Veteran
 
Join Date: Oct 2008
Location: Kanton Zurich, Adliswil.
Posts: 695
Groaned at 3 Times in 3 Posts
Thanked 341 Times in 218 Posts
p42 has earned the respect of manyp42 has earned the respect of manyp42 has earned the respect of many
Re: What's a good salary in Zurich...

So you are all used to a flat, and not running a car. In that case, I would say yes you can, but you would be better off to live in Baar. Possibly your husband should give up his job and look after the kid. Factor a 3k chf monthly break even salary from your husband to make it worth while him not looking after the kid. 5kchf for two kids, to cover childcare and transport, meals, trips, etc.
This is what I worked out for Baar in 2011. Doubt it is cheaper now.

Quote:
View Post
Dear all,

Thank you very much for your help; it is always more useful to get ‘live’ responses than to read through old posts – what was worth for 2008 may not apply in 2015.

I thought that perhaps it would be useful to give more details regarding my current situation. Currently I am on 60.000 Euros, with this I have a salary of approximately 3000 Euros a month (after tax and after health insurance).

I live in Berlin in a leafy upmarket neighbourhood. We have a three-room apartment in a turn of the century building of 90 square meters and we pay 1100 Euros a month all costs included (gas, electricity and hausgeld).

There is plenty of good quality childcare provision in my neighbourhood and my child’s krippe is a 15 minute walk from home. Childcare provision is nearly for free in Berlin.

I do not need a car, public transport is excellent. I pay 80 Euros for a monthly subscription for Berlin public transport and it takes me 35 minutes to get to the office. Finally I am the main breadwinner.

So I guess my question was – can I have a similar lifestyle on 130,000 in Zurich, not as a single person but as a family of 3? It may be good career wise but I need to weight the lifestyle advantages and disadvantages.

Again, huge thanks for your time in replying, much appreciated!
Reply With Quote
  #19  
Old 07.05.2017, 21:41
bankster's Avatar
Newbie 1st class
 
Join Date: Oct 2016
Location: ZH
Posts: 12
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
bankster has become a little unpopularbankster has become a little unpopular
Re: What's a good salary in Zurich...

Quote:
View Post
Dear all,

Thank you very much for your help; it is always more useful to get ‘live’ responses than to read through old posts – what was worth for 2008 may not apply in 2015.

I thought that perhaps it would be useful to give more details regarding my current situation. Currently I am on 60.000 Euros, with this I have a salary of approximately 3000 Euros a month (after tax and after health insurance).

I live in Berlin in a leafy upmarket neighbourhood. We have a three-room apartment in a turn of the century building of 90 square meters and we pay 1100 Euros a month all costs included (gas, electricity and hausgeld).

There is plenty of good quality childcare provision in my neighbourhood and my child’s krippe is a 15 minute walk from home. Childcare provision is nearly for free in Berlin.

I do not need a car, public transport is excellent. I pay 80 Euros for a monthly subscription for Berlin public transport and it takes me 35 minutes to get to the office. Finally I am the main breadwinner.

So I guess my question was – can I have a similar lifestyle on 130,000 in Zurich, not as a single person but as a family of 3? It may be good career wise but I need to weight the lifestyle advantages and disadvantages.

Again, huge thanks for your time in replying, much appreciated!
Also interested in Berlin v Zürich comparison. As per Numbeo Berlin local purchasing power is 20% lower.


https://www.numbeo.com/cost-of-livin...y&city2=Berlin
Reply With Quote
  #20  
Old 07.05.2017, 21:47
roegner's Avatar
Forum Legend
 
Join Date: May 2011
Location: Zurich
Posts: 5,620
Groaned at 192 Times in 167 Posts
Thanked 6,014 Times in 3,034 Posts
roegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond repute
Re: What's a good salary in Zurich...

Quote:
View Post
Also interested in Berlin v Zürich comparison. As per Numbeo Berlin local purchasing power is 20% lower.


https://www.numbeo.com/cost-of-livin...y&city2=Berlin
And salaries a lot more lower....

You would need around 3,501.13Fr. (3,225.26€) in Berlin to maintain the same standard of life that you can have with 7,500.00Fr. in Zurich
Reply With Quote
This user would like to thank roegner for this useful post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
What's a good salary in Geneva (2013 Update) Singh23 Employment 54 07.09.2015 23:03
What is an average Salary in Zurich In IT Sector Raj2014 Employment 21 16.11.2014 22:15
Is CHF120K a good salary in Switzerland? vastor Employment 105 01.08.2011 14:56
A good salary, equivalent salary? hazzza Employment 0 14.05.2009 21:04
What is a good salary in Zurich to allow one to live comfortably needhelp Employment 43 22.07.2008 17:13


All times are GMT +2. The time now is 20:50.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0