Go Back   English Forum Switzerland > Help & tips > Employment
Reply
 
Thread Tools Display Modes
  #1  
Old 10.01.2017, 15:21
Newbie
 
Join Date: Jan 2017
Location: Zurich
Posts: 1
Groaned at 5 Times in 1 Post
Thanked 1 Time in 1 Post
umby has no particular reputation at present
Zurich - cost of living for a family (2 kids)

Hi All,

I am new here and would like to ask your advice.

Currently we are living in the Netherlands and considering to move to Zurich. I have a non-working wife and 2 kids (6 and 4). I got a nice offer from a multinational company as a gross base pay of 200k CHF. I was wondering whether it would be enough for a standard family life over there….we would like to rent a 4 bedroom house/flat, own a car, send the kids to local school etc. We have standard lifestyle without luxury needs, however we would like to keep our current quality of life (renting a 4 bedroom house, a few short trips per year as well as save some money)

I would appreciate your opinions.
Thank you.
umby
Reply With Quote
This user would like to thank umby for this useful post:
The following 5 users groan at umby for this post:
  #2  
Old 10.01.2017, 15:31
Forum Legend
 
Join Date: Feb 2010
Location: CH
Posts: 6,160
Groaned at 213 Times in 165 Posts
Thanked 7,534 Times in 4,063 Posts
greenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond reputegreenmount has a reputation beyond repute
Re: Zurich - cost of living for a family (2 kids)

Reply With Quote
The following 7 users would like to thank greenmount for this useful post:
  #3  
Old 10.01.2017, 15:32
dodgyken's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Democratic Republic Kenistan
Posts: 10,737
Groaned at 360 Times in 294 Posts
Thanked 19,403 Times in 7,402 Posts
dodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond repute
Re: Zurich - cost of living for a family (2 kids)

Yes
Reply With Quote
  #4  
Old 10.01.2017, 16:25
Samaire13's Avatar
Forum Legend
 
Join Date: Apr 2014
Location: CH
Posts: 3,257
Groaned at 78 Times in 63 Posts
Thanked 5,107 Times in 1,954 Posts
Samaire13 has a reputation beyond reputeSamaire13 has a reputation beyond reputeSamaire13 has a reputation beyond reputeSamaire13 has a reputation beyond reputeSamaire13 has a reputation beyond reputeSamaire13 has a reputation beyond repute
Re: Zurich - cost of living for a family (2 kids)

No. You will live under a bridge and starve to death.

Sorry, no offense, there's ten million threads on this. Including stickies in some of the sub-forums here. Why don't you read those first and then ask specific questions if it's still not clear.

And frankly, a quick google search would reveal what the average household salary in CH is. I'll let you decide on your own whether more than twice that average salary is "enough".
Reply With Quote
The following 2 users would like to thank Samaire13 for this useful post:
  #5  
Old 10.01.2017, 16:32
dodgyken's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Democratic Republic Kenistan
Posts: 10,737
Groaned at 360 Times in 294 Posts
Thanked 19,403 Times in 7,402 Posts
dodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond repute
Re: Zurich - cost of living for a family (2 kids)

Quote:
View Post
I'll let you decide on your own whether more than twice that average salary is "enough".
If one earns double the average salary one simply doesn't google.
Reply With Quote
The following 7 users would like to thank dodgyken for this useful post:
  #6  
Old 10.01.2017, 16:38
Today only's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Europe
Posts: 5,172
Groaned at 630 Times in 409 Posts
Thanked 6,039 Times in 2,895 Posts
Today only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond reputeToday only has a reputation beyond repute
Re: Zurich - cost of living for a family (2 kids)

If you need to ask this sort of question, do you really think you're worth Chf 200k ?
Reply With Quote
The following 11 users would like to thank Today only for this useful post:
  #7  
Old 10.01.2017, 16:44
JoeUK's Avatar
Forum Veteran
 
Join Date: Aug 2009
Location: Zurich
Posts: 508
Groaned at 21 Times in 19 Posts
Thanked 697 Times in 361 Posts
JoeUK has an excellent reputationJoeUK has an excellent reputationJoeUK has an excellent reputationJoeUK has an excellent reputation
Re: Zurich - cost of living for a family (2 kids)

I was wondering whether it would be enough for a standard family life over there….

If you're ALL vegetarian. If one of you eats meat things could get tight.
Reply With Quote
The following 7 users would like to thank JoeUK for this useful post:
  #8  
Old 10.01.2017, 16:57
Longbyt's Avatar
Forum Legend
 
Join Date: Apr 2008
Location: ZH
Posts: 8,113
Groaned at 64 Times in 60 Posts
Thanked 12,893 Times in 4,713 Posts
Longbyt has a reputation beyond reputeLongbyt has a reputation beyond reputeLongbyt has a reputation beyond reputeLongbyt has a reputation beyond reputeLongbyt has a reputation beyond reputeLongbyt has a reputation beyond repute
Re: Zurich - cost of living for a family (2 kids)

I've just been given a large box of chocolates and am feeling very kind towards my fellow men.

Lots of links on the subject in here - scroll down the first post a bit to see the right titles.

But please, please check where the threads are to be found so that you learn to find your way around the forum.
Happy hunting and welcome.

Last edited by Longbyt; 10.01.2017 at 17:55.
Reply With Quote
  #9  
Old 10.01.2017, 17:52
Samaire13's Avatar
Forum Legend
 
Join Date: Apr 2014
Location: CH
Posts: 3,257
Groaned at 78 Times in 63 Posts
Thanked 5,107 Times in 1,954 Posts
Samaire13 has a reputation beyond reputeSamaire13 has a reputation beyond reputeSamaire13 has a reputation beyond reputeSamaire13 has a reputation beyond reputeSamaire13 has a reputation beyond reputeSamaire13 has a reputation beyond repute
Re: Zurich - cost of living for a family (2 kids)

Quote:
View Post
I was wondering whether it would be enough for a standard family life over there….

If you're ALL vegetarian. If one of you eats meat things could get tight.
I'm just waiting for one particular user to confirm this Though in that case not sarcastically...
Reply With Quote
  #10  
Old 10.01.2017, 18:08
Newbie 1st class
 
Join Date: Jan 2017
Location: Opfikon
Posts: 11
Groaned at 1 Time in 1 Post
Thanked 2 Times in 2 Posts
Manas has no particular reputation at present
Re: Zurich - cost of living for a family (2 kids)

Hi,
I have the similar living style with 2 kids. Both kids go to International school. In my opinion 200k is good enough to live comfortably.

Your house rent - Around 4k monthly
if kids go to local school then that would be a big saving.

Thanks,
Manas
Reply With Quote
  #11  
Old 10.01.2017, 18:51
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 21,339
Groaned at 1,101 Times in 868 Posts
Thanked 24,068 Times in 11,507 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: Zurich - cost of living for a family (2 kids)

Quote:
View Post
Yes
No.

Tom
Reply With Quote
The following 3 users would like to thank st2lemans for this useful post:
  #12  
Old 10.01.2017, 19:41
Senior Member
 
Join Date: Jan 2010
Location: Zurich
Posts: 294
Groaned at 66 Times in 27 Posts
Thanked 227 Times in 123 Posts
Kedi has slipped a little
Re: Zurich - cost of living for a family (2 kids)

Quote:
View Post
I was wondering whether it would be enough for a standard family life over there….we would like to rent a 4 bedroom house/flat, own a car, send the kids to local school etc. We have standard lifestyle without luxury needs, however we would like to keep our current quality of life (renting a 4 bedroom house, a few short trips per year as well as save some money)
It is a very good salary even by Swiss standards. You can move to a low tax area on either side of the lake and save about 5-7K a year in taxes and use the difference to pay a higher rent than other areas. Or you can move to an OK area and pay less rent. In any case you should be able to get a nice 3 bedroom apartment somewhere from about 2800-3000 CHF (although even lower is possible), your children will be at local kindergarten until noon. Car and trips should be very possible too.
Reply With Quote
  #13  
Old 10.01.2017, 20:14
Sultan of Swing's Avatar
Junior Member
 
Join Date: Jan 2017
Location: Bärn
Posts: 56
Groaned at 3 Times in 2 Posts
Thanked 27 Times in 16 Posts
Sultan of Swing has made some interesting contributions
Re: Zurich - cost of living for a family (2 kids)

Quote:
View Post
If one earns double the average salary one simply doesn't google.
I confirm. I google a lot.

while we are at it, I am keen to learn what wage does the OP make in the NL to live up with the offer in CH.
Reply With Quote
  #14  
Old 10.01.2017, 20:48
Member
 
Join Date: Apr 2015
Location: Zürich
Posts: 175
Groaned at 31 Times in 19 Posts
Thanked 150 Times in 77 Posts
peternieder has earned some respectpeternieder has earned some respect
Re: Zurich - cost of living for a family (2 kids)

That is actually a decent salary for Zurich and will afford a nice lifestyle. it is comparable to say €120-130k/year in NL.
Reply With Quote
  #15  
Old 10.01.2017, 20:49
Member
 
Join Date: Apr 2015
Location: Zürich
Posts: 175
Groaned at 31 Times in 19 Posts
Thanked 150 Times in 77 Posts
peternieder has earned some respectpeternieder has earned some respect
Re: Zurich - cost of living for a family (2 kids)

Quote:
View Post
It is a very good salary even by Swiss standards. You can move to a low tax area on either side of the lake and save about 5-7K a year in taxes and use the difference to pay a higher rent than other areas. Or you can move to an OK area and pay less rent. In any case you should be able to get a nice 3 bedroom apartment somewhere from about 2800-3000 CHF (although even lower is possible), your children will be at local kindergarten until noon. Car and trips should be very possible too.
Unless the OP is a C-permit holder or Swiss citizen, the gemeinde tax is irrelevant; B-permit means source tax, > 125k in a tax year means a tax return in that year.
Reply With Quote
  #16  
Old 10.01.2017, 20:51
Forum Legend
 
Join Date: Dec 2010
Location: ZH
Posts: 4,971
Groaned at 62 Times in 52 Posts
Thanked 2,495 Times in 1,495 Posts
SOBEIT has a reputation beyond reputeSOBEIT has a reputation beyond reputeSOBEIT has a reputation beyond reputeSOBEIT has a reputation beyond reputeSOBEIT has a reputation beyond repute
Re: Zurich - cost of living for a family (2 kids)

Quote:
View Post
Hi All,

I am new here and would like to ask your advice.

Currently we are living in the Netherlands and considering to move to Zurich. I have a non-working wife and 2 kids (6 and 4). I got a nice offer from a multinational company as a gross base pay of 200k CHF. I was wondering whether it would be enough for a standard family life over there….we would like to rent a 4 bedroom house/flat, own a car, send the kids to local school etc. We have standard lifestyle without luxury needs, however we would like to keep our current quality of life (renting a 4 bedroom house, a few short trips per year as well as save some money)

I would appreciate your opinions.
Thank you.
umby
Would'nt get out of bed for that salary. Oh, and by the way welcome and enjoy.
Reply With Quote
The following 2 users would like to thank SOBEIT for this useful post:
  #17  
Old 10.01.2017, 21:16
aSwissInTheUS's Avatar
Forum Legend
 
Join Date: Nov 2007
Location: Zurich area
Posts: 7,313
Groaned at 63 Times in 57 Posts
Thanked 10,613 Times in 4,785 Posts
aSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond repute
Re: Zurich - cost of living for a family (2 kids)

Quote:
View Post
Unless the OP is a C-permit holder or Swiss citizen, the gemeinde tax is irrelevant; B-permit means source tax, > 125k in a tax year means a tax return in that year.
And tax return means normally taxed at communes and cantonal tax rate.
It is a bit hidden in the first post dear Watson. But there you can see OPs estimated income and may come to the right conclusion.
Reply With Quote
The following 3 users would like to thank aSwissInTheUS for this useful post:
  #18  
Old 10.01.2017, 21:33
Senior Member
 
Join Date: Jan 2010
Location: Zurich
Posts: 294
Groaned at 66 Times in 27 Posts
Thanked 227 Times in 123 Posts
Kedi has slipped a little
Re: Zurich - cost of living for a family (2 kids)

Quote:
View Post
Unless the OP is a C-permit holder or Swiss citizen, the gemeinde tax is irrelevant; B-permit means source tax, > 125k in a tax year means a tax return in that year.
I do not know what the gemeinde tax rate has anything to do with permit type. Whether tax is paid at source or not the rate stays the same. So he will have less deductions at source by choosing to live in a low tax gemeinde. In fact the Zurich canton tax calculator does not even take the permit type in to account.

https://www.steueramt.zh.ch/internet/finanzdirektion/ksta/de/steuerberechnung/npers/staats_und_gemeindesteuern.html
Reply With Quote
  #19  
Old 10.01.2017, 21:49
aSwissInTheUS's Avatar
Forum Legend
 
Join Date: Nov 2007
Location: Zurich area
Posts: 7,313
Groaned at 63 Times in 57 Posts
Thanked 10,613 Times in 4,785 Posts
aSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond reputeaSwissInTheUS has a reputation beyond repute
Re: Zurich - cost of living for a family (2 kids)

Quote:
View Post
I do not know what the gemeinde tax rate has anything to do with permit type. Whether tax is paid at source or not the rate stays the same. So he will have less deductions at source by choosing to live in a low tax gemeinde.
Pure tax at source applies to B permit holders which earn less than 120k/annum. This tax is the same for every commune in the canton. Deductions are all-inclusive and the tax rate is cantonal average.

https://www.steueramt.zh.ch/internet...de/tarife.html

A B permit holder which earns more than 120k has to pay tax at source and fill in a tax return. Based on that the true tax owned is calculated. Depending on communes tax rate and your accusal deductions you either have to pay additional tax or you get reimbursed.
__________________
PLAYER 1 ENTER YOUR NAME:_
Reply With Quote
  #20  
Old 10.01.2017, 22:03
neddy's Avatar
Forum Veteran
 
Join Date: Dec 2014
Location: Geneva
Posts: 1,751
Groaned at 25 Times in 19 Posts
Thanked 2,426 Times in 998 Posts
neddy has a reputation beyond reputeneddy has a reputation beyond reputeneddy has a reputation beyond reputeneddy has a reputation beyond reputeneddy has a reputation beyond repute
Re: Zurich - cost of living for a family (2 kids)

I can set up bunk beds in the basement for that kind of rent.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Cost of living for a family of 4 littlebo Daily life 14 16.11.2015 12:30
Cost of living in Zurich for family of 4 lizziemc Daily life 23 15.01.2014 15:33
Cost of Living for family of three (Myself, Wife and 10 month old Son ) in Geneva pabs Daily life 24 26.07.2010 08:57
Cost of living etc for a family of four in Lausanne SqMandes Family matters/health 0 08.02.2010 20:09
Cost of Living in Geneva (Dollars) [family of five] raphl Daily life 2 28.12.2009 06:29


All times are GMT +2. The time now is 06:00.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0