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  #101  
Old 20.09.2017, 16:25
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Re: Lower salaries for over-50s

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Yes happened to me, but this was in Belgium when we lived there. Rife there even more than in Swizzle.

Forgot to mention that in any interview [this 20 years ago] not "what is your experience" or "what assets can you bring to the company" but "how old are you"? What difference does that make anyway. At the time, I was 39!!!!!
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  #102  
Old 20.09.2017, 18:44
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Re: Lower salaries for over-50s

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Just my 2 cents. I managed to tiptoe through my 50's with an old style contract, but early 60's is the new glass ceiling for those outside upper management. The company's pension contributions go up, so it is tempting to just throw out the more expensive folk. I call it "Excel sheet management". So come 62, it was announced in my absence that the team was going to be "rajeuni" = made younger. And on my return I was given 2 days to clear my desk - after 18 years. A bitter pill.
Another data point: Once you hit 60, there is no more funding for retraining programmes.

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Without the politicians changing the incentives, I really don't know how careers are going to be extended.
I'm also 62, and currently doing a low paid job which simply doesn't stretch me. Although I feel I have bags more to contribute, and hopefully boost my savings/pension at the same time, it seems that the powers that be are happier letting me drift into a minimum wage retirement.

I know several folks who have simply said 'Sod it, I'll get a one room apartment and retire early' but to be honest I can't see myself doing that.
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  #103  
Old 20.09.2017, 19:31
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Re: Lower salaries for over-50s

After swallowing this bitter pill, decided also to say "sod it" to them all, and started my own little business. Whilst it does not give the salary previously earned, or anything like it, it does give a sense of self-awareness and personal achievement. If this applies to you............go for it!
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  #104  
Old 20.09.2017, 19:33
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Re: Lower salaries for over-50s

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Simply put, no kid grows up thinking 'a rubbish collector sounds like a fantastic career path'.
My father used to threaten me with that when I brought home a bad school report, so as a teenager I had cause to study the option.

Plus side: Early start, finished by lunchtime, chance to run your own business in the afternoons
Minus side: Pay not too good, but per hour not that bad when compared to the number of hours of unpaid overtime, plus commuting time, that I used to do.

Oh, nearly forgot: First dibs at valuable stuff thrown away, which could easily be turned into tax free cash.
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  #105  
Old 20.09.2017, 20:07
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Re: Lower salaries for over-50s

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My father used to threaten me with that when I brought home a bad school report, so as a teenager I had cause to study the option.


Off topic, but brought back memories...

My father used to tell me (and still reminds me from time to time) that whatever I did, I had to be the best at it. He used to say: be a trash collector if you wish, but with hard work, dedication, and head down, be the BEST, number 1 trash collector that ever existed. One of his favorite saying was: the real world does not give you gold stars for trying, because number 2 is the first of the losers.

I think he's the best pastry chef that ever existed, but I am biased/I have vested interests, hehehe...
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  #106  
Old 20.09.2017, 20:48
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Re: Lower salaries for over-50s

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My father used to tell me (and still reminds me from time to time) that whatever I did, I had to be the best at it. He used to say: be a trash collector if you wish, but with hard work, dedication, and head down, be the BEST, number 1 trash collector that ever existed.
This is by far the best advice any parent can give their children.
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  #107  
Old 20.09.2017, 20:57
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Re: Lower salaries for over-50s

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This is by far the best advice any parent can give their children.
Actually, that's total BS in today's job market. I tell my kids "forget being the best at anything.. there are always those who will be better". I tell them instead "be very good at 3 things". The odds that anyone else will be good at those 3 things, at any given moment, are slim.
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  #108  
Old 20.09.2017, 21:13
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Re: Lower salaries for over-50s

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Actually, that's total BS in today's job market. I tell my kids "forget being the best at anything.. there are always those who will be better". I tell them instead "be very good at 3 things". The odds that anyone else will be good at those 3 things, at any given moment, are slim.
That was always true in any job market. Nonetheless, the point that you miss is that it’s not about being the best; it’s about striving for it.

Those are the people that I want to hire.
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  #109  
Old 21.09.2017, 00:11
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Re: Lower salaries for over-50s

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Just my 2 cents. I managed to tiptoe through my 50's with an old style contract, but early 60's is the new glass ceiling for those outside upper management. The company's pension contributions go up, so it is tempting to just throw out the more expensive folk. I call it "Excel sheet management". So come 62, it was announced in my absence that the team was going to be "rajeuni" = made younger. And on my return I was given 2 days to clear my desk - after 18 years. A bitter pill.

Without the politicians changing the incentives, I really don't know how careers are going to be extended.
2 days? I had 5 minutes plus security guards to ensure I did not take any staplers
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  #110  
Old 21.09.2017, 01:02
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Re: Lower salaries for over-50s

Fornicate it, on Malta you retire at 61, that is four more years for me. What will happen after that I will see, I did not manage to hoard a fortune, have no Wallstreet whatever, no houses, no pension to speak of, so that´s me done then.
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  #111  
Old 21.09.2017, 11:49
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Re: Lower salaries for over-50s

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Because you were expected to reproduce and therefore have some more expenses during your 30s... It was simply designed in the 50s and does not apply to the reality of many today.
And I don't have a problem with this.

When you're fresh out of university or whatever, the concept of money is something wonderful and you have lots of things you want to do and achieve.

Roll on 20 or 30 years and you've done most of it. Bought a house, bought a car, had kids, got your mortgage headed in the right direction, blown a cartload of cash in Vegas ... and then at some point you realize that rather than working like a slave to have the money to do the things that give quality to your life, you can have the quality by doing something you like in the first place. I know many people who have volunatrily stepped down a rung or two on the income ladder to get jobs they actually enjoy doing.
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  #112  
Old 21.09.2017, 12:21
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Re: Lower salaries for over-50s

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Fornicate it, on Malta you retire at 61, that is four more years for me. What will happen after that I will see, I did not manage to hoard a fortune, have no Wallstreet whatever, no houses, no pension to speak of, so that´s me done then.
I suppose that you could always get a job as FMF's housekeeper/caretaker, since he always seems to be globetrotting and never actually in Malta!

Tom
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  #113  
Old 21.09.2017, 12:23
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Re: Lower salaries for over-50s

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I think he's the best pastry chef that ever existed
Where's his shop?

Tom
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  #114  
Old 27.09.2017, 10:13
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Re: Lower salaries for over-50s

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Off topic, but brought back memories...

My father used to tell me (and still reminds me from time to time) that whatever I did, I had to be the best at it. He used to say: be a trash collector if you wish, but with hard work, dedication, and head down, be the BEST, number 1 trash collector that ever existed. One of his favorite saying was: the real world does not give you gold stars for trying, because number 2 is the first of the losers.

I think he's the best pastry chef that ever existed, but I am biased/I have vested interests, hehehe...
Yes your qualifications are really outstanding, but our highborn management has decided to give your job to an Indian outsourcing company because they are 10% cheaper - sorry about that.
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  #115  
Old 27.09.2017, 10:52
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Re: Lower salaries for over-50s

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This is by far the best advice any parent can give their children.
Telling a kid to be the best is in my opinion a bad thing. It stretches expectations into the unreasonable.

My Dad used to say just try your best rather than be the best. I always liked that much more.
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  #116  
Old 27.09.2017, 11:04
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Re: Lower salaries for over-50s

I tell my kids to be the best. It doesn't matter what you do, if you are the very best then you will always be in demand.
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  #117  
Old 27.09.2017, 11:30
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Re: Lower salaries for over-50s

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Yes your qualifications are really outstanding, but our highborn management has decided to give your job to an Indian outsourcing company because they are 10% cheaper - sorry about that.
It's a lot more than 10%

Offshore do my job for approx 20% of my cost, actually even less.

We can joke about quality and results (and there is a lot of evidence to justify the japes) however the spreadsheet does not lie and the cost savings are considerable.
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  #118  
Old 27.09.2017, 11:44
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Re: Lower salaries for over-50s

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It's a lot more than 10%

Offshore do my job for approx 20% of my cost, actually even less.

We can joke about quality and results (and there is a lot of evidence to justify the japes) however the spreadsheet does not lie and the cost savings are considerable.
It often depends on how you calculate and what you put into the calculation and what you leave out.

It's about far more than salary alone.

Especially in big corporations, there are many ways of hiding costs, and managers don't like to admit they made a mistake.
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  #119  
Old 27.09.2017, 12:11
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Re: Lower salaries for over-50s

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I tell my kids to be the best. It doesn't matter what you do, if you are the very best then you will always be in demand.
Yes, they will be in demand(for a while) but will not be happy really because the fact is there is always someone better and they will rarely get any satisfaction from whatever they achieve.
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  #120  
Old 27.09.2017, 12:28
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Re: Lower salaries for over-50s

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Telling a kid to be the best is in my opinion a bad thing. It stretches expectations into the unreasonable.

My Dad used to say just try your best rather than be the best. I always liked that much more.
I agree. I think kids know the reality themselves better than us actually, they do not need a grown up telling them how high their expectations are. That said, if one says "I got your back, you are like millions of others...yet I wonder if you can show that there is something exceptional in you" - probably will have different motivational effect on a kid" than "you are a genius (like me), you better not disappoint". They also know that we are no geniuses and that the window of easy employability is small.
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