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Old 31.01.2018, 10:46
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Rav benefits

Hello

Im Eu national and in 2016 I was employed in Switzerland under temp contract and L permit. After contract expired I returned the permit and left the country.

In 2017 Ive returned to CH with unlimited contract and B permit was issued. Now the bad news. Current employer suggested me that I won't make it over probation period of 3 months, therefore I might lose my job.

1. In case I lose my job, can I claim unemployment benefits?

2. There is a rule of 12 months of employment in last 24 months to possibly qualify for the benefits. How days are counted?Is it from day of registration stated in permit or from the day of actual employment as stated in the employment contract?

3. Can I be exempted from paying health insurance during employment period?

Thanks
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Old 31.01.2018, 10:55
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Re: Rav benefits

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1. In case I lose my job, can I claim unemployment benefits?
Yes, if you qualify. You also should be looking for jobs right now as you suspect you might become unemployed. Failure to actively seek new employment normally incurs sanctions.

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2. There is a rule of 12 months of employment in last 24 months to possibly qualify for the benefits. How days are counted?Is it from day of registration stated in permit or from the day of actual employment as stated in the employment contract?
How much of a difference is there? Were you issued with your permit after you started the job? If you received your permit before you started your job, the reference period for the purposes of unemployment benefit only starts with your agreed start date of the job.

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3. Can I be exempted from paying health insurance during employment period?
No, but if you are paying for supplemental you can give notice to end it (according to your contract) and you can also shop around for cheaper basic coverage but, again, you would have to do it in accordance with your contract.
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Old 31.01.2018, 10:55
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Re: Rav benefits

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3. Can I be exempted from paying health insurance during employment period?
No, this is mandatory for all
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Old 31.01.2018, 12:18
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Yes, if you qualify. You also should be looking for jobs right now as you suspect you might become unemployed. Failure to actively seek new employment normally incurs sanctions.
I'm already doing this. However, based on previous experience I would need 4 to 6 months to land a job in my field (engineering).

I wonder, how long could RAV support me in a case that I lose my job and what would be the range of compensation( hopefully its close to 2000chf to cover all basic expenses)?


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How much of a difference is there? Were you issued with your permit after you started the job? If you received your permit before you started your job, the reference period for the purposes of unemployment benefit only starts with your agreed start date of the job.
Here is the thing. In 2016 i was employed for 9 months, from 5 april.Therefore I have time till 5. April 2018, to acquire additional 3 months of employment, to have 12 months of employment in total. The problem is, that my last permit was issued about 2 weeks later than the actual start of employment, which means that i lose 2 weeks from my current employment - from 3 month probation period, assuming that employer wouldnt fire me earlier, i would get only 2.5 months to the record in best case. This means that I would need to get those 2 weeks somewhere till the 5. April.

Confused enough?

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No, this is mandatory for all
I meant in a case of Unemployment, but very likely answer would be the same.

Last edited by 3Wishes; 31.01.2018 at 19:48. Reason: merging consecutive replies
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Old 31.01.2018, 12:22
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Re: Rav benefits

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I'm already doing this. However, based on previous experience I would need 4 to 6 months to land a job in my field (engineering).

I wonder, how long could RAV support me in a case that I lose my job and what would be the range of compensation( hopefully its close to 2000chf to cover all basic expenses)?
Depending whether you have kids, it's 70% (or 80% with kids) of your previous wage up to a cap of about CHF8500 per month. Can't remember the exact cap, it has been a while since I was unemployed.




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Here is the thing. In 2016 i was employed for 9 months, from 5 april.Therefore I have time till 5. April 2018, to acquire additional 3 months of employment, to have 12 months of employment in total. The problem is, that my last permit was issued about 2 weeks later than the actual start of employment, which means that i lose 2 weeks from my current employment - from 3 month probation period, assuming that employer wouldnt fire me earlier, i would get only 2.5 months to the record in best case. This means that I would need to get those 2 weeks somewhere till the 5. April.

Confused enough?
Then I'm pretty sure you won't qualify. If you claim now at the RAV you are three months short, if you find three month's employment then you aren't unemployed.

You can still go along to the RAV, tell them the whole story and see what they can recommend. They can give you access to their job searching and range of courses if, say, you want to up your German or get your CV up to the optimal standard, for example.
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Old 31.01.2018, 12:32
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Re: Rav benefits

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The problem is, that my last permit was issued about 2 weeks later than the actual start of employment, which means that i lose 2 weeks from my current employment
I don't think there should be any loss. As long as your contract shows the real start date and you were therefore paying the RAV contributions from that date you will accumulates the full 3 months 'credit'. If not then the probationary period would also start from the later date, as stated in the contract, so they'd not be able to let you go until the full 3 months from contracted start date anyway.

In this situation the B permit issue date is not relevant.
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Old 31.01.2018, 12:52
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I don't think there should be any loss. As long as your contract shows the real start date and you were therefore paying the RAV contributions from that date you will accumulates the full 3 months 'credit'. If not then the probationary period would also start from the later date, as stated in the contract, so they'd not be able to let you go until the full 3 months from contracted start date anyway.

In this situation the B permit issue date is not relevant.
Well if the defacto dates of employment count and the formal B permit date, then sir, we're cool.

In any case I have tax certificate showing the true start date that complies with the start date noted in the contract. In addition all the contributions can be seen from payment slips.

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I don't think there should be any loss. As long as your contract shows the real start date and you were therefore paying the RAV contributions from that date you will accumulates the full 3 months 'credit'. If not then the probationary period would also start from the later date, as stated in the contract, so they'd not be able to let you go until the full 3 months from contracted start date anyway.

In this situation the B permit issue date is not relevant.

Well if the defacto dates of employment count and not the formal B permit date, then sir, we're cool.

In any case I have tax certificate showing the true start date that complies with the start date noted in the contract. In addition all the contributions can be seen from payment slips

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Depending whether you have kids, it's 70% (or 80% with kids) of your previous wage up to a cap of about CHF8500 per month. Can't remember the exact cap, it has been a while since I was unemployed.








Then I'm pretty sure you won't qualify. If you claim now at the RAV you are three months short, if you find three month's employment then you aren't unemployed.

You can still go along to the RAV, tell them the whole story and see what they can recommend. They can give you access to their job searching and range of courses if, say, you want to up your German or get your CV up to the optimal standard, for example.
Currently I'm about 3 weeks short if the real date counts, or about 1 month short if B permit date counts. As mentioned before 5. April is the deadline.

Last edited by 3Wishes; 31.01.2018 at 19:49. Reason: merging consecutive replies
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Old 31.01.2018, 13:13
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Re: Rav benefits

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my last permit was issued about 2 weeks later than the actual start of employment
So you were working illegally for two weeks.

Tom
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Old 31.01.2018, 13:14
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Re: Rav benefits

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I meant in a case of Unemployment, but very likely answer would be the same.
It is.

Tom
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Old 31.01.2018, 13:58
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Re: Rav benefits

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So you were working illegally for two weeks.

Tom
No. Eu nationals can work without permit for 3 months.
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Old 31.01.2018, 14:48
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Re: Rav benefits

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No. Eu nationals can work without permit for 3 months.
Not entirely correct, they can register & work for 90 days in a year, they cant work for 90 days then apply for a permit.
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Old 31.01.2018, 15:03
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Re: Rav benefits

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So you were working illegally for two weeks.

Tom
No, Tom, he wasn't.

"Gainful employment of more than 3 months:

Within 14 days of their arrival and before actually taking up work, nationals of EU-27/EFTA states have to register with the local authorities of the commune in which they are residing and apply for a residence permit. A valid ID or passport and a written confirmation of employment (e.g. the contract of employment containing details of the duration of employment and the number of working hours) have to be presented. A residence permit will be issued depending on the duration of employment: a short-term residence permit (type L permit) for employment of up to 364 days or a residence permit (type B permit) for employment of at least one year or for an unlimited period."

https://www.sem.admin.ch/sem/en/home...aq.html#Taking up residence and gainful employment

So long as he'd applied for his permit first he's fine.
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Old 31.01.2018, 15:14
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Re: Rav benefits

OP, time in employment anywhere in the EU before you came to Switzerland counts toward your target of 12 months. Did you work at home in the last two years?
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Old 31.01.2018, 16:23
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Re: Rav benefits

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OP, time in employment anywhere in the EU before you came to Switzerland counts toward your target of 12 months. Did you work at home in the last two years?
Yes, for half of a year.
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Old 31.01.2018, 18:34
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Re: Rav benefits

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Yes, for half of a year.
So in the last two years you had about 18 months of paid employment? If so, you should be fine. You'll be paid 70% of your monthly income, averaged over the last six months (I think—FMF can confirm), or 80% if you have at least one child (or can acquire one in the next week or two ), up to the maximum previously stated. If you didn't work for the months prior to this three-month probationary period, you might miss out on a bit due to the averaging; I don't know.

You might also receive some sort of sanction (a delay before payments start) from the RAV (or more accurately, from the unemployment insurance fund), but in your case I doubt it.

The best course of action would be to ask the RAV.
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Old 31.01.2018, 18:42
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Re: Rav benefits

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averaged over the last six months
Actually, over the past 12, unless averaged over the past 6 gives you more.

Tom
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Old 31.01.2018, 18:47
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Re: Rav benefits

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Actually, over the past 12, unless averaged over the past 6 gives you more.

Tom
Thanks, as I said, I wasn't sure of the minutiae.
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Old 31.01.2018, 19:02
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Re: Rav benefits

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Thanks, as I said, I wasn't sure of the minutiae.
In this case it will almost certainly be calculated over 6 months as the OP has not quite worked for 12 months in CH & I suspect any work in the missing 3 weeks if worked abroad would have been less than 15/21.6 of the Swiss Salary.
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Old 01.02.2018, 07:42
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Re: Rav benefits

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You might also receive some sort of sanction (a delay before payments start) from the RAV (or more accurately, from the unemployment insurance fund), but in your case I doubt it.

...
Why the possibility of sanctions if getting laid off is not my fault and how long could be the waiting period?

And also, would I be still entitled to RAV benefits, if Id quit job by myself(I guess not due to abuse prevention mechanism which rav/insurance may have implemented, but have to ask anyways)?
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Old 01.02.2018, 07:59
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Re: Rav benefits

If you quit you'd be penalised so many days befor the payments start.
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