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Old 23.09.2018, 16:11
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The End of the Journey at RAV

Hello All
I'm nearing the end of my journey with RAV, unfortunately not because I have found a job unfortunately but because I haven't found one and the 2 years (Rahmenfrist) are almost up.
Can someone explain to me what happens when the RAV journey ends and still no job? What does Aussteuerung mean? I just want to be prepared and not face nasty surprises. I'm in Zurich City
Thanks in advance
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Old 23.09.2018, 16:40
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Re: The End of the Journey at RAV

Aussteuerung means that the money from the RAV is over, and your file there is closed.
What to live on, after that? First of all, your savings. Once they have been depleted below a certain level (I think it is CHF 4000), then you can apply to the Sozialamt (social security office) of the municipality in which you live. They then do a means calculation and decide which of your current costs they will, and will not, cover.

Typically:
  • Rent, up to a max. of CHF 1100 if you are a single person
  • Medical insurance premiums, for the basic general insurance (Grundversicherung) but no supplementary insurances (Zusatzsversicherung)
  • Other medical costs such as the franchise (the first slice) plus the 10% you'd otherwise have to cover, yourself
  • Basic dentistry, as long as you get a quote beforehand and submit this to the Sozialamt before you get the work done
  • One visit to a dental hygienist per year
  • Personal liability insurance, annually
  • A small monthly allowance to cover everything else.

Are you Swiss and, if not, what permit do you hold? Drawing social security may count against you when renewing your permit, and is an exclusion criterion for naturalisation, except if you have already paid it back. You can expect to be required to do so if you ever get a properly paying job again, or inherit, or win the lottery.

I just found this "A to Z" explanation of the Sozialhilfe, in the reputable socially critical magazine Bebobachter.
https://www.beobachter.ch/geld/sozia...ilfe-von-bis-z
If you don't read German, I guess that google translate or deepl will give you the gist of it.

Last edited by doropfiz; 23.09.2018 at 16:51. Reason: adding link
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  #3  
Old 23.09.2018, 17:34
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Re: The End of the Journey at RAV

Thanks

I hold a C Permit (Swiss husband, awaiting CH passport)
Getting Sozialhilfe is not my intention, actually, I'm not intending to go there. Are there any processes that I need to be aware whilst leaving RAV or is it just a case of a handshake and uufwiederluege?
Thanks again
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Old 23.09.2018, 18:03
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Re: The End of the Journey at RAV

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Thanks

I hold a C Permit (Swiss husband, awaiting CH passport)
Getting Sozialhilfe is not my intention, actually, I'm not intending to go there. Are there any processes that I need to be aware whilst leaving RAV or is it just a case of a handshake and uufwiederluege?
Thanks again
First of all you make sure you get a last apointment, prepare that well by writing down all the questions you have. They must know.
  • Things that cross my mind at first thought is:
  • You need to get accident-insurance via your Krankenkasse.
  • You need to check AHV minimal payments in future (possibly because you are married that might not be necessary but rather safe than sorry) ASK! Ask SVA as well! You don't want "holes" there! (No need for a heart-attack either, you can pay within 5 years backwards ) But let's say you find a job in a year or two you shouldn't forget this either.

Specially the accident insurance is extremly important. And dead easy to include in the health-insurance - but needs to be done from day one.

All the best.
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Old 23.09.2018, 18:35
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Re: The End of the Journey at RAV

Depending on the working relationship you've had with your RAV advisor, you might ask for one last, honest talk, asking him/her for criticism and advice, of any part you could improve, so as to become more employable. You might be lucky and get some different advice from what they "had to" tell you while you were on their books.
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Old 23.09.2018, 19:10
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Re: The End of the Journey at RAV

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Hello All
I'm nearing the end of my journey with RAV, unfortunately not because I have found a job unfortunately but because I haven't found one and the 2 years (Rahmenfrist) are almost up.
Can someone explain to me what happens when the RAV journey ends and still no job? What does Aussteuerung mean? I just want to be prepared and not face nasty surprises. I'm in Zurich City
Thanks in advance
Ouch! Could well be me in two years time..

BTW, would you mind sharing with us why do you think you could not land a job? Also, exactly how helpful did you find RAV in your quest?
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Old 23.09.2018, 19:31
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Re: The End of the Journey at RAV

A friend of mine may face the same story soon.

Until then nice track record, IT man, lots of projects done to "show off", and nearing the end of his time with RAV.....

Last time he didnīt get the job was because he couldnīt answer one question on updates of something.

No idea, maybe because he is German, maybe because he is a quiet person who doesnīt get stresses easily. Maybe because he doesnīt have an IT related degree?

He gets a good amount of invites but so far no job
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Old 23.09.2018, 19:40
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Re: The End of the Journey at RAV

Not for just one question did he not get the job, but fr a multitude of answers to questions is why he wasn't offered the job !
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Old 23.09.2018, 19:48
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Re: The End of the Journey at RAV

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Ouch! Could well be me in two years time..

BTW, would you mind sharing with us why do you think you could not land a job? Also, exactly how helpful did you find RAV in your quest?

I'm a 40 year old mother of 2 small children and looking for a part time job as an admin (have 9+ years of admin experience in international companies here in CH) No one wants a liability, at least that is how my RAV advisor once described me - she was being nice!
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Old 23.09.2018, 19:52
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Re: The End of the Journey at RAV

to all of you who answered me THANK YOU. I'm a newbie here and haven't figured out the thank you button.
I'll make a list of questions (although she's being nasty and in almost 2 years only sent me to 2 companies!) and make sure to schedule the KK insurance. I'm scared that I can't get the Taggeldversicherung either at this point.
In any case THANK YOU
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Old 24.09.2018, 09:42
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Re: The End of the Journey at RAV

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I'm a 40 year old mother of 2 small children and looking for a part time job as an admin (have 9+ years of admin experience in international companies here in CH) No one wants a liability, at least that is how my RAV advisor once described me - she was being nice!
Which part is the 'liability' ?
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Old 24.09.2018, 11:02
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Re: The End of the Journey at RAV

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Which part is the 'liability' ?
I imagine, the children, as appalling as that sounds. Because, as we all know, only the mums can look after a sick child and therefore will hardly be at work...
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Old 24.09.2018, 11:42
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Re: The End of the Journey at RAV

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I imagine, the children, as appalling as that sounds. Because, as we all know, only the mums can look after a sick child and therefore will hardly be at work...



Lucky she doesn't have bloody dogs then !
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Old 24.09.2018, 11:55
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Re: The End of the Journey at RAV

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Lucky she doesn't have bloody dogs then !
???
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Old 24.09.2018, 12:01
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Re: The End of the Journey at RAV

Yes, being a main carer for the children is noble on one hand but from an employer's perspective it could be a waste of money.

thanks for the tips again and if anyone has a personal experience, please do not hesitate to contact me

cheers!
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Old 24.09.2018, 12:03
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Re: The End of the Journey at RAV

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Yes, being a main carer for the children is noble on one hand but from an employer's perspective it could be a waste of money.
But it flipping well shouldn't be. I can't help but I wish you all the luck.
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Old 24.09.2018, 13:57
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Re: The End of the Journey at RAV

Thanks for the support. Much appreciated
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Old 24.09.2018, 14:09
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Re: The End of the Journey at RAV

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Thanks for the support. Much appreciated
Hi,


I am sorry to hear you are having a hard time. One thing I read in your posts Id like to point out: I know that for the naturalization process the question "did the foreigner ever get Sozialhilfe or is there a risk he will in the future?" is quite important. If your husband is Swiss, has a decent income (and you'd therefore not get much if anything at all...) would I inform myself really well before signing anything in that area. Especially if you are already in the process of getting a CH passport as you said.
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Old 24.09.2018, 14:36
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Re: The End of the Journey at RAV

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only the mums can look after a sick child and therefore will hardly be at work...
Sick children can look after themselves.

Worked for me.

Tom
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Old 24.09.2018, 14:52
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Re: The End of the Journey at RAV

thanks, infact I won't qualify for Sozialhilfe if I had to apply
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