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Old 04.03.2019, 09:19
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Re: RAV in ZH how to take full advantage of it?

Thanks for the advice, appreciate it!



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If that is, indeed, your aim, you'd be consuming resources which are coming out of everyone else's pockets, too, and not only from your own contributions.
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Well, it's not a 'game'... it's an employment insurance fun that we all pay into designed to provide a safety net for people genuinely out of wok and looking... not for bored high-rollers who feel like taking a couple of years out to "relax".
I understand your sentiment, I'm well off, but not rich enough to just ignore it. The system probably could've been made more fair if they checked the net worth of people applying and reduced the benefits to those who don't need them that badly. But I don't think they do, right? And I don't want to just let off go of this 300k carrot the government is waving in front of my face. It's just human nature, you know. And the government's got the money, let's not pretend like it's really coming from your pocket.
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  #22  
Old 04.03.2019, 09:29
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Re: RAV in ZH how to take full advantage of it?

So, still final question about doing TA job during PhD. This is something I'm seriously considering and it's net positive to society (unlike me slacking off at random jobs just to milk the system). Will RAV consider it a real job and top up my pay for 2 years? Despite the huge difference in pay? Anyone has experience with it?
  #23  
Old 04.03.2019, 09:37
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Re: RAV in ZH how to take full advantage of it?

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And the government's got the money, let's not pretend like it's really coming from your pocket.

The government may have it but it was definitely paid by us all......... So yes, it is coming out of my pocket.
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Old 04.03.2019, 10:46
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Re: RAV in ZH how to take full advantage of it?

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I understand your sentiment, I'm well off, but not rich enough to just ignore it. The system probably could've been made more fair if they checked the net worth of people applying and reduced the benefits to those who don't need them that badly. But I don't think they do, right? And I don't want to just let off go of this 300k carrot the government is waving in front of my face. It's just human nature, you know. And the government's got the money, let's not pretend like it's really coming from your pocket.
It's not social care from the government, it is unemployment insurance paid for out of everyone's salary that is then put into a big pool. You do understand that 'subtle' difference... right?

PS: The max you can get on RAV anyway is 126,000 francs annually.
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Old 04.03.2019, 11:04
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Re: RAV in ZH how to take full advantage of it?

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It's not social care from the government, it is unemployment insurance paid for out of everyone's salary that is then put into a big pool. You do understand that 'subtle' difference... right?
The government will just refill the pool if it gets empty. It runs one of the world's largest hedge funds [1], lol

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PS: The max you can get on RAV anyway is 126,000 francs annually.
Ah, good to know. Still, 250k easy money, it'd be foolish to not take them.
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Old 04.03.2019, 11:09
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Re: RAV in ZH how to take full advantage of it?

This thread...

Wish I could be a fly on the wall in the RAV offices every time they get some melt expecting they can have a fully paid sabbatical "because I've paid for it, like".
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  #27  
Old 04.03.2019, 11:12
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Re: RAV in ZH how to take full advantage of it?

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The government will just refill the pool if it gets empty. It runs one of the world's largest hedge funds [1], lol

Ah, good to know. Still, 250k easy money, it'd be foolish to not take them.
You don't get it for 2 years, the first month will be unpaid along with any punishments for being a twat.
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  #28  
Old 04.03.2019, 11:16
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Re: RAV in ZH how to take full advantage of it?

Ok I can afford that, but the rest of 23 months I get paid if I can find a job? No matter how low paying and chill it is?
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  #29  
Old 04.03.2019, 11:17
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Re: RAV in ZH how to take full advantage of it?

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Ok I can afford that, but the rest of 23 months I get paid if I can find a job? No matter how low paying and chill it is?
You don't get 23 months either.
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  #30  
Old 04.03.2019, 11:18
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Re: RAV in ZH how to take full advantage of it?

Why not?
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  #31  
Old 04.03.2019, 11:19
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Re: RAV in ZH how to take full advantage of it?

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You don't get it for 2 years, the first month will be unpaid along with any punishments for being a twat.
They'll figure out what kind of person he is.

Plus if he claims to have been burned out, he'll get no payments since he's not fit to work.

And if he's not actively searching for a job (and in a proper way) they'll figure it out too.

While in the past, SOME managed to cheat the system indeed, the RAV is getting smarter at catching those "smarties" and once they've identified one, will be checking if they're doing their job properly (ie, finding a job) and if not, welcome "Einstellungstage".

Switzerland unfortunately holds more and more people like OP (if he's real and not just a troll) - which is way the laws (and checks) are getting more and more tight.
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Old 04.03.2019, 11:19
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Re: RAV in ZH how to take full advantage of it?

What exactly is the rule against taking chill, low paying, good wlb jobs here?
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  #33  
Old 04.03.2019, 11:22
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Re: RAV in ZH how to take full advantage of it?

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What exactly is the rule against taking chill, low paying, good wlb jobs here?

Nothing, unless it is your way to try and milk the system
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Old 04.03.2019, 11:25
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Re: RAV in ZH how to take full advantage of it?

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Nothing, unless it is your way to try and milk the system
Suppose it is. The system says I should get a job to get paid. With my CV I can easily go get some chill job for 2 years that I'd enjoy doing but that will pay peanuts. What will they have against that? Serious question
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  #35  
Old 04.03.2019, 11:27
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Re: RAV in ZH how to take full advantage of it?

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Suppose it is. The system says I should get a job to get paid. With my CV I can easily go get some chill job for 2 years that I'd enjoy doing but that will pay peanuts. What will they have against that? Serious question

You are clearly showing that you are not interested in finding a job that is in line with what you have done and could do again.
  #36  
Old 04.03.2019, 11:29
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Re: RAV in ZH how to take full advantage of it?

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What exactly is the rule against taking chill, low paying, good wlb jobs here?
Besides that you'll not find such a job, it's illegal to do it intentionally while claiming RAV.

Plus, you must be a troll.

Taking such an easy job (if it would exist - certainly NOT being advertised, while some jobs might be indeed that, the huge majority of low skill, low paid jobs are anything but easy) would also destroy your CV pretty brutally.

IF you're real, and you earned (cheated your former company out of it, more like that, considering all your postings..) enough money, take yourself some time off. You can't travel or being lazy while on RAV, and even an "easy" job won't be anything like having 2-3 months dedicated on trully own time.

And after 2-3 months, any normal human being just wants to get back to do a more-or-less normal work. (which is way many newly-retired are having massive issues with being just that, and actually love to do some part time jobs)
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Old 04.03.2019, 11:29
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Re: RAV in ZH how to take full advantage of it?

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You are clearly showing that you are not interested in finding a job that is in line with what you have done and could do again.

Well, there's no other company in Switzerland besides my current employer that will match my current TC for my function, I checked. So I will have to take a pay cut either way
  #38  
Old 04.03.2019, 11:31
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Re: RAV in ZH how to take full advantage of it?

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Hi all, I'm feeling burned out from my high stakes tech job in Zurich
Contact your doctor. You may get signed off for a while. Furthermore, burn out can be a sign of a more serious issue (an employee of mine turned out to have a brain tumour).

1. If I quit voluntarily I understand I'm not entitled to any compensation by RAV. But if I get fired for job performance reasons, is this insured by RAV?
If you quit, you'll not get paid by the RAV for 1-3 months. If you're sacked for performance reasons, and they don't suspect it was engineered by you, you get paid from day one.

3. How does RAV compute insured salary?
There is a ceiling. IIRC it's around 140K (it went up recently). All taxable, mind.

4. I'd like to take a few months off between the jobs to relax, travel around, spend time with family, etc. Would this be ok with RAV?
It might be, but you wouldn't be paid. They need to agree.

5. Does the money paid to me by RAV ever needs to repaid back?
Only if you commit fraud.
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Old 04.03.2019, 11:33
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Re: RAV in ZH how to take full advantage of it?

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Suppose it is. The system says I should get a job to get paid. With my CV I can easily go get some chill job for 2 years that I'd enjoy doing but that will pay peanuts. What will they have against that? Serious question
Nothing, but you will need to continue searching for a job and going to monthly RAV meetings if you want them to top up your pay.

Tom
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  #40  
Old 04.03.2019, 11:35
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Re: RAV in ZH how to take full advantage of it?

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I'm trying to figure out exactly how does this RAV thing work so that I could take full advantage of it and would appreciate if someone could shed light on some of my questions

1. If I quit voluntarily I understand I'm not entitled to any compensation by RAV. But if I get fired for job performance reasons, is this insured by RAV?

2. At the new jobs they'll force me to take, can I just slack off and get fired again and again (due to boring work, unlikely I'll get something comparable to my old job here in scope and pay) and will RAV still pay me in full for 2 years?

3. How does RAV compute insured salary? Much of my job income was bonuses and stock options vesting, is this considered part of salary and insured by RAV?

4. I'd like to take a few months off between the jobs to relax, travel around, spend time with family, etc. Would this be ok with RAV? I suppose they just won't pay me during this time, but no other consequences, right?

5. Does the money paid to me by RAV ever needs to repaid back?

Thanks very much for reading and replies!

to go through your questions:


1) if you quit yourself you will get RAV benefit, just not the first few months (they impose a penalty). Never quit yourself, especially if you think it is inevitable. After getting fired the RAV will aks yours and the companies sides of things. Just write down how you see it (in my case I was fired because the customer messed up but the company I worked for wanted to preserve a good relationship, so they sacrificed me), and if you have legal insurance, let them check it and type it up in proper German.



2) force you to take a job.. I mean you will need to go through job interviews etc, so if yo make an uninterested impression during the interview process chances of landing a job are small. But count on the RAV asking behind your back how the interviews went. But yes, you can just slack off and get yourself fired again. But then you will need to write down your side of things again etc etc.



3) it is taken from you tax form. In my case for instance the bonusses were also insured.


4) you can take unpaid time off from the RAV, I do not know how this affects the whole situation if it is too long. Better is then to take off immediately after getting fired and just register a few months later. If you do this within 6 months, you still have more than 18 months worked in the last two years so will still probably (you will need to check this yourself) get the full amount of days.


Everything answered under point 4 is my guess, so don't take my word for it !!



5) they can claim back unjustified payments.
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