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Old 04.03.2019, 01:37
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RAV in ZH how to take full advantage of it?

Hi all, I'm feeling burned out from my high stakes tech job in Zurich, probably will get PIP'ed out after next review. I saved more than enough after years of working here and financially stable, but don't want to leave off the table some extra 200k-300k that I understand I could get from unemployment insurance (RAV) over the next two years.

I'm trying to figure out exactly how does this RAV thing work so that I could take full advantage of it and would appreciate if someone could shed light on some of my questions

1. If I quit voluntarily I understand I'm not entitled to any compensation by RAV. But if I get fired for job performance reasons, is this insured by RAV?

2. At the new jobs they'll force me to take, can I just slack off and get fired again and again (due to boring work, unlikely I'll get something comparable to my old job here in scope and pay) and will RAV still pay me in full for 2 years?

3. How does RAV compute insured salary? Much of my job income was bonuses and stock options vesting, is this considered part of salary and insured by RAV?

4. I'd like to take a few months off between the jobs to relax, travel around, spend time with family, etc. Would this be ok with RAV? I suppose they just won't pay me during this time, but no other consequences, right?

5. Does the money paid to me by RAV ever needs to repaid back?

Thanks very much for reading and replies!
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Old 04.03.2019, 06:35
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Re: RAV in ZH how to take full advantage of it?

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2. At the new jobs they'll force me to take, can I just slack off and get fired again and again (due to boring work, unlikely I'll get something comparable to my old job here in scope and pay) and will RAV still pay me in full for 2 years?
Nice try, you will get penalised if you do that.

Your job is to get a new job asap and your employer RAV will do their best to make sure you get one. It is not a cushion to sit on and enjoy your freetime and leisure whilst they pay you....
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Old 04.03.2019, 06:49
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Re: RAV in ZH how to take full advantage of it?

I mean, I will of course take up some job, but put minimum effort into it and maybe get fired again. Why and how will they penalize this?


Also, if I decide maybe to do a PhD, does TA count as a real job to RAV? The pay will be quite a bit lower than in industry, of course, would this be a problem to me getting 70-80% of my old pay from RAV?
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Old 04.03.2019, 06:52
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Re: RAV in ZH how to take full advantage of it?

You’ll get what you deserve, which is nothing.
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Old 04.03.2019, 06:52
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Re: RAV in ZH how to take full advantage of it?

I sincerely wish you to get the same, Mr Corbets.
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Old 04.03.2019, 07:04
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Re: RAV in ZH how to take full advantage of it?

The RAV is fairly attuned to people attempting to take the piss and treat it as a jolly.

If you’re feeling burned out, go for an assessment with your doctor and get yourself signed off for a bit.
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Old 04.03.2019, 07:07
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Re: RAV in ZH how to take full advantage of it?

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I mean, I will of course take up some job, but put minimum effort into it and maybe get fired again. Why and how will they penalize this?
Simple, by cutting your pay as you are clearly not interested in getting a new job. As Sandgrounder said, they are pretty aware of people who try that
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Old 04.03.2019, 07:08
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Re: RAV in ZH how to take full advantage of it?

Do you have a reference for that? I'm interested in details.
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Old 04.03.2019, 07:14
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Re: RAV in ZH how to take full advantage of it?

Do you realise that you're looking for advice on how to scam an insurance company?
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Old 04.03.2019, 10:35
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Re: RAV in ZH how to take full advantage of it?

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I'm trying to figure out exactly how does this RAV thing work so that I could take full advantage of it and would appreciate if someone could shed light on some of my questions

1. If I quit voluntarily I understand I'm not entitled to any compensation by RAV. But if I get fired for job performance reasons, is this insured by RAV?

2. At the new jobs they'll force me to take, can I just slack off and get fired again and again (due to boring work, unlikely I'll get something comparable to my old job here in scope and pay) and will RAV still pay me in full for 2 years?

3. How does RAV compute insured salary? Much of my job income was bonuses and stock options vesting, is this considered part of salary and insured by RAV?

4. I'd like to take a few months off between the jobs to relax, travel around, spend time with family, etc. Would this be ok with RAV? I suppose they just won't pay me during this time, but no other consequences, right?

5. Does the money paid to me by RAV ever needs to repaid back?

Thanks very much for reading and replies!

to go through your questions:


1) if you quit yourself you will get RAV benefit, just not the first few months (they impose a penalty). Never quit yourself, especially if you think it is inevitable. After getting fired the RAV will aks yours and the companies sides of things. Just write down how you see it (in my case I was fired because the customer messed up but the company I worked for wanted to preserve a good relationship, so they sacrificed me), and if you have legal insurance, let them check it and type it up in proper German.



2) force you to take a job.. I mean you will need to go through job interviews etc, so if yo make an uninterested impression during the interview process chances of landing a job are small. But count on the RAV asking behind your back how the interviews went. But yes, you can just slack off and get yourself fired again. But then you will need to write down your side of things again etc etc.



3) it is taken from you tax form. In my case for instance the bonusses were also insured.


4) you can take unpaid time off from the RAV, I do not know how this affects the whole situation if it is too long. Better is then to take off immediately after getting fired and just register a few months later. If you do this within 6 months, you still have more than 18 months worked in the last two years so will still probably (you will need to check this yourself) get the full amount of days.


Everything answered under point 4 is my guess, so don't take my word for it !!



5) they can claim back unjustified payments.
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Old 04.03.2019, 12:48
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Re: RAV in ZH how to take full advantage of it?

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Hi all, I'm feeling burned out from my high stakes tech job in Zurich, probably will get PIP'ed out after next review. I saved more than enough after years of working here and financially stable, but don't want to leave off the table some extra 200k-300k that I understand I could get from unemployment insurance (RAV) over the next two years.
You're like a guy who has been paying house insurance and now trying to get his money's worth by putting the house on fire.

Here's how I think it's going to go. If you won't get the jobs where you're qualified, they will reduce your benefits. And if you do get a job and don't perform then you will only receive 70% of that job's salary, not your original surely better paid job.
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Old 04.03.2019, 13:08
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Re: RAV in ZH how to take full advantage of it?

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Here's how I think it's going to go. If you won't get the jobs where you're qualified, they will reduce your benefits. And if you do get a job and don't perform then you will only receive 70% of that job's salary, not your original surely better paid job.
Nope, that's not how it works.

Tom
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