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Old 20.01.2020, 11:19
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Chomage after a pause

Hello,

I have the following situation: I am going to leave work (it is my decision) and I can apply for chomage/RAV. However, I plan to do some personal things for about 2-3 months during which I would prefer not to register for chomage. It is not a problem that I will not receive unempolyment payment from the chomage office, I prefer to be honest instead of pretending to look for a job in this 2-3 month period while I will be not. But when this period is over and I start looking for a new job I am willing to register for a chomage. My question is: is this possible? Can I register 3 months after I stop working to the chomage office or I have to do it immediately otherwise I will lose the right to receive payments? Is there somebody that has experience in this situation?
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Old 20.01.2020, 11:58
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Re: Chomage after a pause

Do not do it. It is a bad idea. First, even if you register now, u will be sanctioned by the unemployment office up to 3 months without payment just for leaving your job voluntarily. Second, if you sign up after 2-3 months of sabbatical, u risk even larger penalties which might leave you 6 months without income. Being honest is not always the best strategy,unless u are a millionaire and don't care.
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Old 20.01.2020, 13:56
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Re: Chomage after a pause

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Do not do it. It is a bad idea. First, even if you register now, u will be sanctioned by the unemployment office up to 3 months without payment just for leaving your job voluntarily. Second, if you sign up after 2-3 months of sabbatical, u risk even larger penalties which might leave you 6 months without income. Being honest is not always the best strategy,unless u are a millionaire and don't care.
There is always an idiot ignorant of the consequences and will to offer bad advice...

your advice is best given to a millionaire, someone who does not mind getting sent home when he is caught etc...

Your first post on the forum is to advise someone to break the law.... seriously?
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Old 20.01.2020, 14:03
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Re: Chomage after a pause

Best thing you could do is to find a steady new job that starts in 2 or 3 months after you leave your job (but find it before you leave your job), if you manage to succeed in such you can skip the unemployment agency all together. (And hope you don't get kicked on the new job within days)

Signing up late, not spending enough effort/time on finding something else and leaving voluntarily can all be reasons to give you sanctions (read: less money), how much is up to them and we can't predict such, but it can be a lot less.
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Old 20.01.2020, 14:05
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Re: Chomage after a pause

Also, you will get less because of the three months with no pay.

Tom
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Old 20.01.2020, 14:09
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Re: Chomage after a pause

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Hello,

I have the following situation: I am going to leave work (it is my decision) and I can apply for chomage/RAV. However, I plan to do some personal things for about 2-3 months during which I would prefer not to register for chomage. It is not a problem that I will not receive unempolyment payment from the chomage office, I prefer to be honest instead of pretending to look for a job in this 2-3 month period while I will be not. But when this period is over and I start looking for a new job I am willing to register for a chomage. My question is: is this possible? Can I register 3 months after I stop working to the chomage office or I have to do it immediately otherwise I will lose the right to receive payments? Is there somebody that has experience in this situation?
You are not obliged to sign up when you walk of the job, but there will be consequences in terms of the penalty days and the amount of benefits you receive. Depending on your rainy day fund that might not be a problem to finance say 6 or 8 months living with no income or not. Only you know.
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Old 20.01.2020, 14:14
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Re: Chomage after a pause

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There is always an idiot ignorant of the consequences and will to offer bad advice...

your advice is best given to a millionaire, someone who does not mind getting sent home when he is caught etc...

Your first post on the forum is to advise someone to break the law.... seriously?
You obviously have no idea how unemployment works, that's OK. U obviously spend more time insulting strangers on a anonymous forum.
By the way, i didn't see any useful input for the OP in your post, maybe u can enlighten him with your omnipotent knowledge about things.
OP can take my advice or leave it, no hard feelings.
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Old 21.01.2020, 14:02
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Thank you for the advices, guys, but they do not answer me yet the main question - can I register 3 months after I leave work? Is there somebody that actually did that or do you know such a person to share his/her experience?

In terms of money, yes, that may mean 3 + 3 months without money which I can take and it is the better option than to be caught that I don't comply with their rules (like not being in the country for 1-2 weeks etc). Actually I don't know what is the penalty if that happens - full stop of any money or just not being paid for several "penalty" days?

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You are not obliged to sign up when you walk of the job, but there will be consequences in terms of the penalty days and the amount of benefits you receive. Depending on your rainy day fund that might not be a problem to finance say 6 or 8 months living with no income or not. Only you know.
Thank you, somehow I missed that before my second comment.

Last edited by roegner; 21.01.2020 at 14:15. Reason: Merging consecutive posts
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Old 21.01.2020, 15:21
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Re: Chomage after a pause

I hope you understand the concept of chomage. it is definitely not to be used for the luxury of going off work for a few months and then coming back. that's not the purpose, it was created with the sole aim of helping out people to pay their bills if they lose their job suddenly so that they can stand back on their feet until they find another job.


And it is not just that 3+3 months not being paid. you should also note that those 6 months of 0 income would significantly reduce your chomage money. I think there is a formula somewhere like they consider last 12 months of last 24 and pay whichever is higher. Do your maths to see how much you will get after the 6 months and see if you still can survive with that, also don't assume that it will just be 3 more months of penalty. in my view, the chomage office will be very upset (if not very angry) with this situation and can penalize more.


Lastly, I don't know, legally if the unemployment insurance law allows this situation (in my view may not be, as otherwise every one would want to take the approach suggested by you)


cheers
happycreature
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Old 21.01.2020, 15:35
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Re: Chomage after a pause

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I think there is a formula somewhere like they consider last 12 months of last 24 and pay whichever is higher.
Average salary over the past 6 months, or past 12 months if that is higher, as of the sign up date.

So, by waiting 3 months, and assuming that you worked for the full 9 months previous, you would have your payout reduced by 25%.

You also need to be looking for jobs during the three months before you sign on, 10/month or so.

Tom
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Old 21.01.2020, 15:37
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Re: Chomage after a pause

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You obviously have no idea how unemployment works, that's OK. U obviously spend more time insulting strangers on a anonymous forum.
By the way, i didn't see any useful input for the OP in your post, maybe u can enlighten him with your omnipotent knowledge about things.
OP can take my advice or leave it, no hard feelings.
Well at least you have confirmed my suspicions... And for your information, I have experienced the process twice and am in fact currently on it.
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Old 21.01.2020, 15:49
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Re: Chomage after a pause

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Thank you, somehow I missed that before my second comment.
Actually there are at least three other things to consider:

- Your work permit status, normally when you transfer to the RAV, they become your employer and can apply to renew your permit in accordance with the law. If are not signed up with them or they are of the opinion that you are not genuine in seeking work they may decide not to support your permit approval

- Normally when you transfer to the RAV you are covered for AHV payments etc... however if you have no source of income and are in the age group required to pay AHV, they can calculate it on your assets. My father-in-law (RIP) and a neighbour (RIP) got badly caught with that one!

- The third thing is simple - you need to take out accident insurance as it is not covered in your normal health insurance.
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Old 22.01.2020, 11:35
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Re: Chomage after a pause

Thank you all for your advises.
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Old 22.01.2020, 14:04
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Re: Chomage after a pause

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Thank you all for your advises.
Just a side note, advice is uncountable so normally it has no plural form.
You can say "pieces of advice".

Last edited by henrikh; 22.01.2020 at 14:20.
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