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Old 13.08.2020, 22:00
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few questions about RAV

Hello, due to corona and end of the hotel season i will be probably fired from my work. I was working in hotel from

01.04.2019 - 31.08.2019 - 100% - 5 months
01.09.2019 - 31.10.2019 - 70% - 2 months
01.11.2019 - 31.03.2020 - 50% - 5 months
01.04.2020 - 31.08.2020 - 50% + kurzarbeit (money which i was getting was like ~90%)

And my question is, how much would i get from RAV, would it be calculated like 70% from a full time 100% salary, or 70% from my average salary from last year?

If i would be working on any contract now, 30% or 50%, i can apply to RAV for benefits 40% or 20%? Also i have a friend who takes benefits from RAV now, he is being send to a german course paid by RAV, is it possible if have 30 or 50% contract, or only if im unemployed?

Thanks
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Old 13.08.2020, 22:55
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Re: few questions about RAV

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Hello, due to corona and end of the hotel season i will be probably fired from my work. I was working in hotel from

01.04.2019 - 31.08.2019 - 100% - 5 months
01.09.2019 - 31.10.2019 - 70% - 2 months
01.11.2019 - 31.03.2020 - 50% - 5 months
01.04.2020 - 31.08.2020 - 50% + kurzarbeit (money which i was getting was like ~90%)

And my question is, how much would i get from RAV, would it be calculated like 70% from a full time 100% salary, or 70% from my average salary from last year?

If i would be working on any contract now, 30% or 50%, i can apply to RAV for benefits 40% or 20%? Also i have a friend who takes benefits from RAV now, he is being send to a german course paid by RAV, is it possible if have 30 or 50% contract, or only if im unemployed?

Thanks
The last 4 months at 90% + 2 months at 50% almost certainly is a better deal than the last 12 months earnings, however you have the exact no's co check.

You can have any percentage of work whilst unemployed, as long as you earn less than 70%/80% of insured salary you will be topped up, earn 1 chf too much & you won't
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Old 13.08.2020, 23:06
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Re: few questions about RAV

With all the different percentages and not too many months, I think your best bet is just to register with RAV and ask your RAV person...
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Old 13.08.2020, 23:08
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Re: few questions about RAV

my full 100% salary was about 3200 chf netto

so 4 (months) * 90% = 11520
2 months * 50% = 3200

11520 + 3200 = 14820
14820 / 6 months = 2470
70% * 2470 = 1729

So my estimated RAV benefit would be about 1729 chf?

I was thinking that maybe it is 70% from 3200 chf, which would be 2240
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Old 13.08.2020, 23:13
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Re: few questions about RAV

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I was thinking that maybe it is 70% from 3200 chf, which would be 2240
Had you worked the last 6 months it would have been 70% of 3200, for lower salaries you may get slightly more but it's not something I know off hand as it did not apply.
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Old 17.08.2020, 18:14
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Re: few questions about RAV

A separate question about RAV:

I have worked for the past year at 80% and have also been made redundant.

During my notice period I looked for work and found a new job, which was verbally agreed over the phone with a contract-signing date a few weeks later (due to their holidays) today.



Today I was informed of delays and issues on the project that I would have worked on and thus their reluctance to hire until they know whether the problem is solved in the next month. I suggested as alternative that I could start at 40% and later increase.


My question is whether this would negatively impact the money I would receive from RAV?

- Would the benefits be calculcated based on an average of a set period of time or last job's salary?
- If the 40% job has problems with the project a month later and I am made redundant again... does this mean
1) I can no longer apply for benefits because I would have worked in this job less than 1 year.
2) My benefits would be calculcated based on 40% salary from last job, rather than previous job.
Thanks
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Old 27.08.2020, 17:01
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Re: few questions about RAV

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A separate question about RAV:

I have worked for the past year at 80% and have also been made redundant.

During my notice period I looked for work and found a new job, which was verbally agreed over the phone with a contract-signing date a few weeks later (due to their holidays) today.



Today I was informed of delays and issues on the project that I would have worked on and thus their reluctance to hire until they know whether the problem is solved in the next month. I suggested as alternative that I could start at 40% and later increase.


My question is whether this would negatively impact the money I would receive from RAV?

- Would the benefits be calculcated based on an average of a set period of time or last job's salary?
- If the 40% job has problems with the project a month later and I am made redundant again... does this mean
1) I can no longer apply for benefits because I would have worked in this job less than 1 year.
2) My benefits would be calculcated based on 40% salary from last job, rather than previous job.
Thanks

Have you already registered with the RAV?
When you register you open a Rahmenfrist (? in German, unsure of spelling) - basically a time frame of about 2 years during which you are entitled to 70/80% of your previous salary. Note, this time frame differs from the number of days to which you are entitled to a payments - you are entitled to payments for about 18 months or so.



What it does mean is that if you started working and lost your job, your benefits would be calculated on your previous salary....once your time frame runs out then you need to have worked for at least 12 months to open a new one.


If you do not register with the RAV, and begin working at 40% then this will impact future payments. However, you don't have to be working in the same job for a year - think of it as you must have been contributing to the system for at least 12 months....I don't recall offhand how they calculate if you have had different earnings over the last 12-24 months.



If you are registered with the RAV and accept this position at 40%, then the RAV will top up your salary to what you would be entitled to if you weren't working. Of course, you will still have to meet RAV requirements like job searching, etc....
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