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Old 20.09.2020, 10:07
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Re: What To expect From The RAV

Deducted from your 400 days.

If the kids aren't yours legally, they don't count, also not if they are not still in school.

Tom
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Old 20.09.2020, 10:23
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Re: What To expect From The RAV

Anyone here works as a contractor? I was told for a contractor, you needed to prove to the RAV that you have applied for a role at least 3 months before end of your contract. Form me I have been renewed every 6 months for the last couple of year, and am usually told the decision sort of last minute.
Should I start applying for other roles 3 months before end of my contract? Even though am quite happy with my work to be honest and don't see the need to apply just for the sake of it. If so do I need to also do the about 10 a month for the 3 months leading to end of my contract?

Any links one can read to understand the rules better?
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Old 20.09.2020, 10:36
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Re: What To expect From The RAV

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Deducted from your 400 days.

If the kids aren't yours legally, they don't count, also not if they are not still in school.

Tom
The waiting days are not deducted, just punishments. Still 400 payment days (18 months) in a 2 year Rahemnfrist.
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Old 20.09.2020, 10:46
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Re: What To expect From The RAV

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Anyone here works as a contractor? I was told for a contractor, you needed to prove to the RAV that you have applied for a role at least 3 months before end of your contract. Form me I have been renewed every 6 months for the last couple of year, and am usually told the decision sort of last minute.
Should I start applying for other roles 3 months before end of my contract? Even though am quite happy with my work to be honest and don't see the need to apply just for the sake of it. If so do I need to also do the about 10 a month for the 3 months leading to end of my contract?

Any links one can read to understand the rules better?
If you have a contract which is due to expire on a firm date, you are expected to start looking for work 90 days before the contract expiration, and to be able to document your job search in this period, minimum 10 applications per month in writing, starting 90 days out from the end of the contract. If you notify the RAV that your contract is over and expect them to support you from the first day of your joblessness without having done anything to find work in the 90 days before, you can expect delays, penalties and problems.

As for the posters who say that you should visit the UK as many times as you want during your joblessness, this is very bad advice, and I don't know how that would work in this time of Quarantine and Covid. You should be available to meet RAV at 24 hours notice Monday to Friday. Unless you had a job interview overseas, I can't see that the RAV would be sympathetic that you were stuck in Quarantine when you should have been in a meeting with your consultant in Switzerland. The other exception would be if you had advised them in writing of your planned holiday which can only be taken after 3 months of joblessness.

I also think that in this time of mass layoffs and mass unemployment, what may have been permitted in the good times (not following the rules, travelling overseas, only making one application per week etc) is less likely to be permitted now at a time when the whole Swiss unemployment insurance system is under great financial strain. I think we will see a move to zero tolerance from the RAV as the system faces large demands on its resources.
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Old 20.09.2020, 10:49
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Re: What To expect From The RAV

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Deducted from your 400 days.

If the kids aren't yours legally, they don't count, also not if they are not still in school.

Tom
Not sure I agree
If the person is married (thus filing taxes with his/her spouse) and the children appear on their tax declaration as their dependents, then logically he/she would also be able to claim them as dependents at the RAV correct?


@SandyDown
If you have a fixed term contract, then you must be able to prove to the RAV that you started looking for employment X amount of time before the end of your contract.
It’s worth, in these uncertain times, to ask your employer to reassure you that your contract will be continued so that you don’t have to worry.

Basically the rule is, a jobseeker must prove that he has done everything possible within his knowledge to avoid being unemployed.
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Old 20.09.2020, 11:32
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Re: What To expect From The RAV

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Children: What about children living in the household who are from your partners earlier relationship? Married, but kids not adopted.

RAV/ ALK considers step-children as requiring support by both married parents (one step parent and one natural parent) which allows for the 80% RAV coverage. See para. C71-C72 at AVIG-Praxis ALE at this link (German):

https://www.arbeit.swiss/secoalv/de/...ig-praxis.html
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  #27  
Old 20.09.2020, 16:13
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Just survived a firing round, but yes - it makes you study the RAV regulations more closely. Useful thread.

I have two questions to which I did not find clear info on the various RAV, Unia etc sites:

Waiting time: the term sounds like it is a deferral, but will the 5-20 days actually be deducted from your 400 days or do the 400 days start later?

Children: What about children living in the household who are from your partners earlier relationship? Married, but kids not adopted.
Can i also ask a follow up -

I think everyone agrees that the RAV pays 70% of 150 K which is pretty good

Does it pay any pillar 2 pensions as well? I mean the employer side not your contribution which you can specify

What about pillar 1 employer contributions although thats not as useful for me because I dont think i will get pension here in CH
I m not being cheeky just wanting to know what to expect

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The waiting days are not deducted, just punishments. Still 400 payment days (18 months) in a 2 year Rahemnfrist.
Are you sure about that?


So if you get penalised for skipping a meeting those days are not deducetd but just extended

That kind of means you can get punished and sit for 2 years on the rav rather than well behaved 18 months on the RAV

Last edited by roegner; 20.09.2020 at 16:15. Reason: Merging consecutive posts
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Old 20.09.2020, 16:15
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Re: What To expect From The RAV

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Can i also ask a follow up -

I think everyone agrees that the RAV pays 70% of 150 K which is pretty good

Does it pay any pillar 2 pensions as well? I mean the employer side not your contribution which you can specify

What about pillar 1 employer contributions although thats not as useful for me because I dont think i will get pension here in CH
I m not being cheeky just wanting to know what to expect
You pay the accident insurances around 3%, you pay the Pillar 1, no Pillar 2 payment unless working.
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Old 20.09.2020, 16:17
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Re: What To expect From The RAV

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Can i also ask a follow up -

I think everyone agrees that the RAV pays 70% of 150 K which is pretty good

Does it pay any pillar 2 pensions as well? I mean the employer side not your contribution which you can specify

What about pillar 1 employer contributions although thats not as useful for me because I dont think i will get pension here in CH
I m not being cheeky just wanting to know what to expect



Are you sure about that?


So if you get penalised for skipping a meeting those days are not deducetd but just extended

That kind of means you can get punished and sit for 2 years on the rav rather than well behaved 18 months on the RAV
FMF said waiting days, not days being penalized, different story. You wont get money for those days but they do count towards your Rahmenfrist.
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  #30  
Old 20.09.2020, 16:18
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Re: What To expect From The RAV

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My experience (well, that of a close friend) is that the RAV people are generally organised and have their ducks in a row, but the particular insurance company you're with can be a nightmare, as they are the ones who release the money to you. My friend was paid nothing for the six or seven months she was out of work, was constantly trying to contact them to get them to actually pay something, or even to reply when she sent in the "corrected" forms they demanded (which were the same as the ones which had been given to them from the beginning, confirmed by the RAV office) then got a lump sum payment after she'd already started her new job, because she told her RAV officer the full story and they put a rocket up the insurance company.

Lesson there is check the insurance company you're with while you're working, so that you hopefully don't get stuffed around, and if they are stuffing you around, get the RAV office to put a rocket up them ASAP.
Fortunately my friend's husband was still working full-time, so they didn't lose their apartment or starve, but money was extremely tight for that time.
What do you mean heck insuracne company you are with - This is a goevrmenet system
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Old 20.09.2020, 16:32
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Re: What To expect From The RAV

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What do you mean heck insuracne company you are with - This is a goevrmenet system
I could not edit my post nor thank the people who replied ....

What do you mean check insurance company you are with - This is a government system
  #32  
Old 20.09.2020, 16:36
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Re: What To expect From The RAV

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I could not edit my post nor thank the people who replied ....

What do you mean check insurance company you are with - This is a government system
It is an insurance you pay for when working. And you get paid by the insurance fund (ALK)

https://www.arbeit.swiss/secoalv/en/...anmeldung.html
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Old 20.09.2020, 17:00
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Re: What To expect From The RAV

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It is an insurance you pay for when working. And you get paid by the insurance fund (ALK)

https://www.arbeit.swiss/secoalv/en/...anmeldung.html
Thanks- So its the RAV you need to keep sweet

The ALK provides just the admin side of payments etc but the determination of RAV is done by the government canton - Am i correct?
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Old 20.09.2020, 17:21
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Re: What To expect From The RAV

LondonPM.... youre not understsnding what people are trying to tell you.

Mess around with them in any way and they will crack down hard.

It is a serious insurance offered generously by a caring goverment (other governments are not as helpful) and they are highly organized.
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Old 20.09.2020, 17:59
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Re: What To expect From The RAV

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LondonPM.... youre not understsnding what people are trying to tell you.

Mess around with them in any way and they will crack down hard.

It is a serious insurance offered generously by a caring goverment (other governments are not as helpful) and they are highly organized.
Thanks Im trying to understand how not to mess about with them

I have to do 10 applications a month which is easy
I have to do any training they ask me to

What else is needed
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Old 20.09.2020, 18:19
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Re: What To expect From The RAV

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Thanks Im trying to understand how not to mess about with them

I have to do 10 applications a month which is easy
I have to do any training they ask me to

What else is needed
You have to be available to go to an interview in 24 hours
You have to tell them of any absence from Switzerland
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Old 20.09.2020, 18:26
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Re: What To expect From The RAV

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You have to be available to go to an interview in 24 hours
You have to tell them of any absence from Switzerland
Thanks got it. I can see you were not in it for the full 18 months. Any reason why you did not max put your entitlement ? Im just curious and preparing for a bad spell in career
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Old 20.09.2020, 18:35
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Re: What To expect From The RAV

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Thanks got it. I can see you were not in it for the full 18 months. Any reason why you did not max put your entitlement ? Im just curious and preparing for a bad spell in career
Do you really want to be unemployed 18 months and do you think you will then easily find a job? Youve then been unemployed for a long time and that does not make it easier. It is no social lounge chair, RAVs intention is to get you back into a job asap.
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Old 20.09.2020, 18:38
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Re: What To expect From The RAV

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Thanks got it. I can see you were not in it for the full 18 months. Any reason why you did not max put your entitlement ? Im just curious and preparing for a bad spell in career
So you can qualify for the next rahemnfrist, Ideally you need to work for 18 months of your 24 months rahemnfrist.
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Old 20.09.2020, 18:43
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Re: What To expect From The RAV

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Thanks Im trying to understand how not to mess about with them

I have to do 10 applications a month which is easy
I have to do any training they ask me to

What else is needed
Needed? I believe its the following (anybody who disagrees please correct me)

Be in Switzerland for starters, that is mandatory
Be actively looking for a job to end unemployment
Be ready to accept a temporary job if they want you to take one which would contribute to lowering the stipend they would pay you (a temporary employer pays you and the RAV pays the difference to you).
Be advised that youre not obliged to accept a permanent job if it pays far less than your current salary, but know that there is a certain % lower they can require you to accept.
Do not expect training immediately. Usually training is offered when they see you are struggliing

Nobody feels good when they have to get RAV
Its not a walk in the park.
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