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Old 15.10.2020, 19:21
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Pension Law Changes - Unemployment at 58 and older

Effective 1 January 2021, employees, who are 58 and older and who are terminated by the employer, can remain in the employer's pension plan. This is a translation from a City of Zurich Pension Plan webpage which describes the pension law changes:

"For all insured persons from age 58

From 2021 onwards, it will be possible for all insured persons aged 58 or older to remain in the pension fund if the employment relationship is terminated by the employer.

This improvement in the occupational pension scheme for insured persons is linked to the reform of the supplementary benefits and the corresponding changes in the BVG, which will come into force on 1 January 2021.

Continued insurance as an opportunity

This is an opportunity for you as an insured person in the event of unemployment your pension will be retained. Insured persons whose employment relationship was terminated by the employer after 31.07.2020 can remain insured with the pension fund from 1 January 2021.

The new rules apply from 1 January 2021:

  • Insured persons from age 58 can voluntarily decide to remain with the pension fund if the employer terminates the employment relationship and they are not insured through a new employer.
  • The repayment of a WEF ("promotion of home ownership") advance withdrawal is also made easier: Repayments are now possible until retirement.
  • Reclaims of supplementary benefits can be offset directly against pension fund benefits."
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