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  #21  
Old 22.11.2020, 19:33
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Re: 55 the new 65, but what happens to your pension

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Only if you have less than 50K in assets though (quote from the same article):

Fortune nette
Un chômeur aura droit à une rente si sa fortune nette est inférieure à 50'000 francs (100'000 francs pour les couples). Cela implique que les personnes doivent vider leurs économies privées avant de toucher la rente-pont, a critiqué Maya Graf (Verts/GL). C'est une désincitation à la prévoyance privée dans le 3e pilier, a attaqué Alain Berset. Celle-ci est en effet comptée dans la fortune nette.
Very good point. The idea of the bridging benefit is to protect people whose income has run out and whose assets are low. However, some critics feel that this level has been set at too low a point, so that many others who would need this kind of cover are exluded.

Perhaps, in true Swiss fashion, this system will now be tried out for a few years, and then there'll be a vote on whether or not to continue with it and, if so, whether the threshold and other entry requirements should be changed.

https://www.bsv.admin.ch/bsv/de/home...-chomeurs.html
Für den Anspruch auf die Überbrückungsleistung müssen die folgenden Voraussetzungen erfüllt sein:
  • Aussteuerung nach dem vollendeten 60. Altersjahr.
  • Insgesamt 20 AHV-Beitragsjahre, von welchen mindestens 5 Jahre nach dem 50. Altersjahr, mit einem jährlichen Mindesteinkommen in der Höhe der BVG-Eintrittsschwelle (entspricht 75 % der maximalen Altersrente; Betrag 2019: 21'330 Franken);
  • Es besteht noch kein Anspruch auf eine Altersrente der AHV oder eine Invalidenrente der IV.
  • Vermögen unter 50'000 Franken für alleinstehende Personen bzw. unter 100'000 Franken für Ehepaare (selbstbewohntes Wohneigentum wird nicht angerechnet).
  • Der Anspruch endet im Zeitpunkt des Vorbezuges der Altersrente, wenn dann absehbar ist, dass ein Anspruch auf Ergänzungsleistungen zur ordentlichen Altersrente besteht.
Personen, die bereits vor dem Inkrafttreten der Überbrückungsleistungen ausgesteuert worden sind, haben keinen Anspruch.


In order to be eligible for the bridging benefit, the following requirements must be met:
  • Unemployment benefits ended after reaching the age of 60.
  • A total of 20 AHV contribution years, of which at least 5 years after the age of 50, with an annual minimum income equal to the BVG entry threshold (corresponds to 75% of the maximum retirement pension; 2019 amount: 21,330 francs);
  • The person is not yet entitlement to an old-age pension from the AHV, nor to a disability pension from the IV.
  • Assets under 50,000 francs for single persons or under 100,000 francs for married couples (owner-occupied residential property is not taken into account).
  • Entitlement ends whenever the retirement pension can be claimed early, if at that point it is foreseeable that the pensioner will be entitled to top-up benefits in addition to the regular retirement pension.
Persons whose unemployment benefits ended before this law on bridging benefits came into force, are not entitled to receive such bridging benefits.
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  #22  
Old 23.11.2020, 12:39
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Re: 55 the new 65, but what happens to your pension

"Ideally you work for 12 months at 59 and you can slide into retirement with the new law,"


yes, but isn´t the problem that getting 12 months work at age 59 will be very difficult?
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  #23  
Old 12.05.2021, 10:47
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Re: 55 the new 65, but what happens to your pension

Posted this in October 2020, Now May 2021.

Did my benefits run out. No, not quite I was saved by covid-19 as have everyone on chômage. It has been extended by 3 months... so I got until the summer of 2021.

Did I find work, no; beyond a summer job in 2019 and in 2020 I didn't find anything, I met a colleague who is a tad older who has similar experience, he has found nothing too, so its not just me.

Did I get any more answers, no. I know I missed payments cause I signed off at one point in the fall of 2019 and indeed failed to sign on in the past in-between jobs. I don't like the ORP office, it all too depressing. Sure I have gaps.

What will I do, find freelance work. Ironically I cannot try too hard while I am on the RAV, because they insist I am employed and freelancing isn't an acceptable option, even if it seems like an impossibility to be employed.
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Old 12.05.2021, 19:35
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Re: 55 the new 65, but what happens to your pension

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What will I do, find freelance work. Ironically I cannot try too hard while I am on the RAV, because they insist I am employed and freelancing isn't an acceptable option, even if it seems like an impossibility to be employed.
Freelancing is employment!
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