Hi Everyone,

The company I work for, like many others is struggling during these times. This months salary, for example, was 26 days late and the outlook is quite bleak. The government will support them until March and April (Covid Support), but to be honest I don't think they will survive after that.

In general, I have understood that due to me having a G-permit, I will get unemployment support from the country of residence (in my case that is Italy) which sucks as its max 1300€ a month. I also read that if the company goes bankrupt or they put me on furlough, I will get the unemployment support from the Swiss government (80% of my salary as I have a child). Can anyone confirm if this is true? If it is, I wonder what counts as bankrupt, is it enough the company closes the doors for good, or do they need to default on payments?

Secondly, I wanted to know, if I would move to Switzerland now and my company would get me a permanent working permit. Would I immediately fall under the swiss unemployment scheme as soon as I get the visa, or will it take some time before I will be in the Swiss system. I have been contributing to the unemployment system in CH now about 11 months in CH and before that was working in Germany full time and contributing there.

Thanks for any advise! I need to make some big moves and would want to make some informed decisions.

At this link are details on obtaining Insolvency Compensation, including when an employer is considered insolvent/ bankrupt (English):


https://www.arbeit.swiss/secoalv/en/...insolvenz.html


RAV covers job-seekers who are resident in Switzerland and have paid in the unemployment insurance fund for at least 12 months. At the risk of bein wrong, it would seem that a Grenzgänger who properly moves to Switzerland and obtains a new L or B permit prior to unemployment would qualify. Please see the answer to FAQ 2 for more information:


https://www.arbeit.swiss/secoalv/en/...edien/faq.html

Thank you so much for the informed answer. If anyone has some more concrete knowledge on the changing G-permit - L or B-permit and unemployment, all help will be welcome.

As I see it, you could move to Switzerland and maybe eligible for Swiss unemployment (but I don’t know if you’d be eligible until you’d paid into the Swiss system for 12 months???) ... but it’d cost you more to live here than in Italy. Also, maybe the Italians make it easier to claim unemployment benefit? The Swiss system is quite strict.

This SECO unemployment insurance regulation appears relevant (translated):

"A36 The length of time a person has been a cross-border commuter or the movement as a cross-border commuter is basically irrelevant. A special attention is to be given however to cases in which a residence change took place shortly before the beginning of unemployment: Decisive is whether a new residence or only stay was justified, which is evaluated in accordance with A76 FF."

https://www.koordination.ch/fileadmi...ks_ale_883.pdf

Awesome info again, thank you very much.

This still has the question of what is "shortly" before unemployment

An what this means? The decisive factor is whether a new place of residence or just residence was established, what changes
assessed according to A76 ff.

Does it mean that if you are actually living there or you just have an apartment where you are not staying.

Btw. This thread was very relevant as they paid my salary today but 80% of the total amount. and said that its because of government regulations....and ongoing only getting 80% of salary.

I can accept a pay cut but that it's sprung upon me like this and retrospectively for two months work I have already done truly sucks.

If I was living in Switzerland, I could fight it as I would know if I was fired I would still get 80%. But as a cross border worker, if I'm fired I'm screwed.

Note to everyone, don't do a g-permit solution unless you have to, especially if living in Italy.

You would need to change to a B from a G, end of story.

But the URC may smell a rat.

Tom