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Old 16.12.2020, 00:20
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Planning to quit job + unemployment benefit

Dear Experts,

7 years in CH, always been employed, have a C permit. Made a bad decision to change employer, been 4 months with new employer (passed probation) and already feel burned out. I plan to quit next month, but the notice period is 3 months. I think I would kill myself if I spent anymore time there. To make matters worse I am changing Kanton from ZG to ZH in Jun 21 (another bad decision I know)

few questions,

1. Can I apply unemployment benefit in ZG(in May) and then later reapply in ZH (in June) ?

2. Is the benefit rule same in all Kanton i.e. 80% of last 6 month salary ?

3. Can I contribute to my 2nd pillar if I am unemployed?


Thanks for your advise
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Old 16.12.2020, 01:10
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Re: Planning to quit job + unemployment benefit

My first quick advice is: don't resign. It sounds like another bad decision.

You sound stressed. As you feel burnt out, I'd like to urge you to go and see a doctor and get treatment, and possibly a week or two's sick-leave, just to rest and breathe. During sick-leave, you will be entitled to further payment of your salary. After that, you're more likely to see things clearly.

Please don't resign.
Please don't kill yourself over a job.

Specifically with regard to unemployment benefits: you will be penalised (= have a longer waiting period) if you have resigned. If the job is likely to end, it is better if the employer terminates.

Please don't resign. My advice it to get to a doctor, and get some rest, and then re-assess.

Last edited by doropfiz; 16.12.2020 at 05:10.
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Old 16.12.2020, 01:18
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Re: Planning to quit job + unemployment benefit

Here are some related threads:

https://www.englishforum.ch/employme...get-fired.html
Don't resign.

https://www.englishforum.ch/permits-...n-penalty.html
Penalty at the unemployment office.

https://www.englishforum.ch/employme...uitting-3.html
Risks of resiging, including during Covid.
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Old 16.12.2020, 08:06
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Re: Planning to quit job + unemployment benefit

2. 80% if you have children, otherwise 70%

3. No.

Tom
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Old 16.12.2020, 08:47
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Re: Planning to quit job + unemployment benefit

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Dear Experts,

7 years in CH, always been employed, have a C permit. Made a bad decision to change employer, been 4 months with new employer (passed probation) and already feel burned out. I plan to quit next month, but the notice period is 3 months. I think I would kill myself if I spent anymore time there. To make matters worse I am changing Kanton from ZG to ZH in Jun 21 (another bad decision I know)

few questions,

1. Can I apply unemployment benefit in ZG(in May) and then later reapply in ZH (in June) ?

2. Is the benefit rule same in all Kanton i.e. 80% of last 6 month salary ?

3. Can I contribute to my 2nd pillar if I am unemployed?


Thanks for your advise
When you say that if you stayed longer "I think I would kill myself", would I be right in assuming that this is just a casual exaggeration or are you actually having suicidal thoughts? Why are the working conditions so bad, have you tried to do anything to actually change them, such as not working long hours/overtime?

If your work really is in danger of causing genuine burn-out then you could consider going to see a doctor and getting signed off for a while to collect your thoughts... though clearly there's a good chance that your workplace would not look favourably on this. Quitting during a pandemic situation is not advisable for obvious reasons... better to 'relax' at work and be fired than quit voluntarily and penalise yourself financially.

Last edited by Chuff; 16.12.2020 at 09:01.
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Old 29.12.2020, 19:53
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Re: Planning to quit job + unemployment benefit

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When you say that if you stayed longer "I think I would kill myself", would I be right in assuming that this is just a casual exaggeration or are you actually having suicidal thoughts?
In this context, it's kinda scary not to have any reply from the OP for this long while...
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Old 29.12.2020, 20:04
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Re: Planning to quit job + unemployment benefit

Maybe started liking the job?

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In this context, it's kinda scary not to have any reply from the OP for this long while...
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Old 29.12.2020, 20:14
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Re: Planning to quit job + unemployment benefit

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Maybe started liking the job?
That is a shitty comment

Edit: OP was online today. Hope you are feeling better!
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Old 29.12.2020, 22:55
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Re: Planning to quit job + unemployment benefit

OP I know a doctor in Zurich who is very supportive about helping people who need writing off from work ... I will PM you.

Take good care, you arenít alone.
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Old 30.12.2020, 07:47
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Re: Planning to quit job + unemployment benefit

Please dont do anything hasty. This past year has been the worst for most people and quiting too quickly is not necessarily the best avenue.
I had worked in my dream job for the past 11 years and then the business was bought in Feb by a new company. Initially things went well but in spring it went rapidly downhill. I agonized for weeks and went to see my gp. My blood pressure was off the charts and on a subsequent visit he wanted to sign me off sick. I stupidly declined. Anyway, I had a chat with my new employer and said I liked him personally but couldn't work for him. I explained I couldn't afford to quit (if you quit you have to wait at least 6 weeks to get any unemployment benefits)and asked him to fire me which he agreed to. The minute I had my notice in hand I went to the RAV and fortunately for me had a sympathetic counselor who told me to get signed off sick immediately whilst still employed. I finally did and wished I'd taken my gps initial advice earlier in summer. I ended up being off sick and seeing a therapist for 3 months. The whole time my notice period was extended accordingly.
I have enough friends who are having a terrible time at work, especially this year, and all are heading for a burnout or breakdown. Head the above advice and go and see your gp and get signed off. You cannot be fired during sick leave anyway.
Only think of quiting if you have other work already lined up. Believe me, playing the RAV game of applying for 2 jobs per week that I dont want and being turned down each time is not fun and can be really demoralising.
And the minute you quite, the RAV fully expects you to start looking for alternative employment. In this current climate, it's no fun. Go see the doctor.
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Old 30.12.2020, 09:56
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Re: Planning to quit job + unemployment benefit

as an answer to point 1, it is possible to change canton while unemployed
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Old 30.12.2020, 15:30
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Re: Planning to quit job + unemployment benefit

Well, only small fraction of all people truly like their jobs. In the end you trade your time and energy for money. There is not much place for liking the job. You have to "like" it if you don't want to live under the bridge.

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That is a shitty comment

Edit: OP was online today. Hope you are feeling better!
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Old 30.12.2020, 18:20
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Re: Planning to quit job + unemployment benefit

Somebody told me:

You have to agree with the direction of the business or you have to leave it.

If you can't agree, it is better for yourself, looking for a new job, even when
it means you loose money and priviliges.
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Old 30.12.2020, 23:36
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Re: Planning to quit job + unemployment benefit

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Somebody told me:

You have to agree with the direction of the business or you have to leave it.

If you can't agree, it is better for yourself, looking for a new job, even when
it means you loose money and priviliges.
In an ideal and idealistic way, yes, that's true. Going with less money and fewer privileges can be wise if it restores the soul.

Even so, leaving without first having a new source of income set up, and/or while one's health is poor, is not wise. First try to reduce stress and recover, and then look for the proper alternative job (or save and invest very well, if possible), and only then resign.
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Old 31.12.2020, 09:51
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Re: Planning to quit job + unemployment benefit

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In an ideal and idealistic way, yes, that's true. Going with less money and fewer privileges can be wise if it restores the soul.

Even so, leaving without first having a new source of income set up, and/or while one's health is poor, is not wise. First try to reduce stress and recover, and then look for the proper alternative job (or save and invest very well, if possible), and only then resign.
Very well said!

I agree with what blackbird said and that is indeed where I was when I had my breakdown, but I was in no right state of mind to make that decision correctly. I need time, help & therapy and I am so very grateful to have had it - many people aren’t so lucky.
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Old 31.12.2020, 10:19
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Re: Planning to quit job + unemployment benefit

I don't want to hijack this post, but what is the general consensus regarding "asking to be fired?" Most Swiss employers must understand that if you resign you are penalized by the RAV and so resigning is not really an option for a lot of people, even if they can't stand the job. On the other hand, you could argue that this is an abuse of the system and that RAV money should go to those who actually need it and I can see some employers being reluctant to doing that.

Is there any downside to going down this path? For example, could your employer tell the RAV that you asked to be fired behind your back? I can imagine there are a lot of companies that are looking to cut costs and would be happy to write you a good reference letter and let you go on the RAV and just use the standard "covid-19 cost cutting so we had to let go of this chap" excuse.
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Old 31.12.2020, 10:38
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Re: Planning to quit job + unemployment benefit

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... could your employer tell the RAV that you asked to be fired behind your back?
In some RAVs, the assigned officer will call the employer to ask about the circumstances through which the employer became unemployed.
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Old 31.12.2020, 11:41
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Re: Planning to quit job + unemployment benefit

I know several ORP employees who are getting very strict about people who quit their jobs and then sign on. Without discussing ways to solve problems at work with HR/management, and without looking for job first- and do enquire re reasons, how and why and what steps were taken to solve problems first.
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Old 31.12.2020, 11:54
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Re: Planning to quit job + unemployment benefit

My experience - I also accepted an offer, which turned out to be a nightmare. I spent everyday 2,5 hours in a car, in order to spend 9 hours under a bossy manager. After few months I developed serious insomnia, what, in combination with commuting, became quite dangerous. Fortunately, my doctor was very supportive, I got week sick leave, I used to sort things in my head. After that, I gave my resignation. Right after that corona spread out, there were first lockdowns, and hiring freeze almost everywhere. The three months of notice period went actually much better - as I knew I was leaving, I took thinks much easier. I played the RAV game, sent about 40 applications, however, due to covid, didn't find anything and became unemployed.
I described the story to ALK, supplied papers from the doctor, and at the end didn't get any penalty days. Spent the best summer ever with my family, and in autumn finally found a new job. If you ask me - it was totally worth to quit, and I would do it again.


To make the story short, I became unemployed,
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Old 01.01.2021, 10:59
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Re: Planning to quit job + unemployment benefit

Brian1985, I totally get what you're saying and where you're coming from. My health and sanity were suffering terribly in my job and I was at the end of my tether. It was a huge risk on my part when my boss and I had our "showdown" and as I said, I could not work for him any more and I told him what the options were. He agreed to give me my notice.
We parted on good terms until I was signed off sick when he did actually try to accuse me of causing my own notice. I was given the chance to respond to the Arbeitslosenka, which I did in a 2 page cover letter and 5 pages worth of situations that had happened at the company, all borderline highly illegal and mostly against the LGAV. End of story was my ex employer was shot down and I get my unemployment benefits.
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