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Old 15.02.2021, 18:03
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RAV Compensation Payments question

Hello

From 01.02.2021 I officially went on the RAV.

I recently got offered a temporary contract starting 01.03.2021 with a salary that is less than what I would have earned on the RAV. Overall its about 10,000 difference.

When I registered with the RAV they sent some information that said in this situation the difference would be paid to me by the RAV as a "compensation payment" - it was in an informational video.

So today I had a call with the RAV to tell them I had acepted the contract and she informed me that the Arbeitslosenkasse may not necessairly pay the difference if they deem its not a big enough amoiunt. Honestly I was astounded to hear this.

I would never have accepted the contract if I had known this. The main reason I accepted was to buy myself some time to find a permanent job and to save the Daily Allowance days counted by the RAV.

Does anyone know if this is really the case?

Thanks
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Old 15.02.2021, 18:15
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Re: RAV Compensation Payments question

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Hello

From 01.02.2021 I officially went on the RAV.

I recently got offered a temporary contract starting 01.03.2021 with a salary that is less than what I would have earned on the RAV. Overall its about 10,000 difference.

When I registered with the RAV they sent some information that said in this situation the difference would be paid to me by the RAV as a "compensation payment" - it was in an informational video.

So today I had a call with the RAV to tell them I had acepted the contract and she informed me that the Arbeitslosenkasse may not necessairly pay the difference if they deem its not a big enough amoiunt. Honestly I was astounded to hear this.

I would never have accepted the contract if I had known this. The main reason I accepted was to buy myself some time to find a permanent job and to save the Daily Allowance days counted by the RAV.

Does anyone know if this is really the case?

Thanks
If earnings are above 70/80% then you are considered fully employed & no insurance claim can be made as you are earning above the insured amount.
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Old 15.02.2021, 18:24
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Re: RAV Compensation Payments question

It's always worth talking to the kasse before making changes (accepting a new job, changing your RAV %, and so on).

What you are describing would be considered as "gain intermediaire", meaning IF you have the right to receive a compensation, you will still be considered as unemployed and, as such, you will have to keep looking for a new job while working at your temp job.

Also, you mentioned a difference of 10'000 chf compared to what RAV is paying you but didn't say if that's 10'000 per year or per x amount of months.

Last edited by Sinking; 15.02.2021 at 18:34.
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Old 15.02.2021, 18:54
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Re: RAV Compensation Payments question

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It's always worth talking to the kasse before making changes (accepting a new job, changing your RAV %, and so on).

What you are describing would be considered as "gain intermediaire", meaning IF you have the right to receive a compensation, you will still be considered as unemployed and, as such, you will have to keep looking for a new job while working at your temp job.

Also, you mentioned a difference of 10'000 chf compared to what RAV is paying you but didn't say if that's 10'000 per year or per x amount of months.
Sorry 10,000 per year.

Basically I would have met the full RAV payment of 120,000 approx per ear. The contract job will be 110,000 and then I understood the RAV will pay the 10,000 difference.

Also Im now worried that if I end up on the RAV at the end of the contract anyway which salary would they base my RAV payments on at that time? My previous permanent salary or the temp contact salary of 110,000?
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Old 15.02.2021, 19:05
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Re: RAV Compensation Payments question

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Sorry 10,000 per year.

Basically I would have met the full RAV payment of 120,000 approx per ear. The contract job will be 110,000 and then I understood the RAV will pay the 10,000 difference.

Also Im now worried that if I end up on the RAV at the end of the contract anyway which salary would they base my RAV payments on at that time? My previous permanent salary or the temp contact salary of 110,000?
It depends on how long your temp job is: they usually take your salary based on the last 6 months (or 12 months if that's in your favour).

Also, even if you make less money, it's still better than being on RAV as you will keep paying into your second pillar, for example.
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Old 01.03.2021, 17:33
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Re: RAV Compensation Payments question

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It depends on how long your temp job is: they usually take your salary based on the last 6 months (or 12 months if that's in your favour).

Also, even if you make less money, it's still better than being on RAV as you will keep paying into your second pillar, for example.
I seem to recall that I was given a "delai cadre" (canton Geneve) for 2 years, and after the "delai cadre" was over, then the benefits were recalculated. I also remember having rights to less than 2 years of benefits - in this case taking a temporary job was definitely in my interest, as it conserved the benefits during that period. When the delai cadre expired, they would recalculate... I don't know if it works the same in every canton though.
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Old 18.03.2021, 17:28
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Re: RAV Compensation Payments question

Since it is all about RAV compensation, it begs the question. Do Swiss unemployment insurance, UIF or stimulus package collectors spend their money on speculations like their Americans counterparts do?

https://finance.yahoo.com/news/dont-...160410199.html

Last edited by jacek; 18.03.2021 at 20:15.
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Old 18.03.2021, 17:35
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Re: RAV Compensation Payments question

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Since it is all about RAV compensation, it begs for the questions. Do Swiss unemployment insurance, UIF or stimulus package collectors spend their money on speculations like their Americans counterparts do?

https://finance.yahoo.com/news/dont-...160410199.html
Nah! They spend it paying off their leased Audis and BMWs and for dog and cat food.
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Old 18.03.2021, 17:47
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Re: RAV Compensation Payments question

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Nah! They spend it paying off their leased Audis and BMWs and for dog and cat food.
While renting smaller apartments than their bling bling cars
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