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Old 11.05.2021, 11:10
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Quit job to take care of baby. Can RAV help?

Writing this on behalf of a friend.

She is working over 15 years in Switzerland (normal jobs) and gave birth to baby about a year ago. Naturalised Swiss . She quit her job last month to take care of her baby. Her Husband works but again does normal job with income <4K CHF per month. Can RAV help her with unemployment benefits ?

Sorry couldn't find a similar thread that's why created a new one.
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Old 11.05.2021, 11:15
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Re: Quit job to take care of baby. Can RAV help?

Is she available to go back to work? If yes, what percentage?
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Old 11.05.2021, 11:23
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Re: Quit job to take care of baby. Can RAV help?

Not sure RAV can help because the mission of RAV is getting people back to work.

But, getting more income and spending less are the same thing at the end of the day. I'm quite sure an income of <4K for 3 people household qualifies for some help like subsidies in health insurance, worth to look at https://www.ch.ch/en/reductions-health-insurance/
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Old 11.05.2021, 11:23
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Re: Quit job to take care of baby. Can RAV help?

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Is she available to go back to work? If yes, what percentage?

yes, she can go back to work 60% with child care arrangements. provided it doesn't cost the same as her 60% salary.
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Old 11.05.2021, 11:28
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Re: Quit job to take care of baby. Can RAV help?

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yes, she can go back to work 60% with child care arrangements. provided it doesn't cost the same as her 60% salary.
So she quit, that means a wait of 90 days for any benefit. If she can convince RAV that she would work 60%, really, she might get 60% of her insured salary.

Why did she not take maternity leave and switch to 60% after? That would be the sensible choice.
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Old 11.05.2021, 11:31
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Re: Quit job to take care of baby. Can RAV help?

Yes, we contributors to RAV should pay for her to have a child, because the world needs more people after all ...
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Old 11.05.2021, 11:32
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Re: Quit job to take care of baby. Can RAV help?

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Yes, we contributors to RAV should pay for her to have a child, because the world needs more people after all ...
don't be bitter, the system is built to handle these situation for you.
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Old 11.05.2021, 11:34
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Re: Quit job to take care of baby. Can RAV help?

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don't be bitter, the system is built to handle these situation for you.
I'm not bitter, simply annoyed that some people think it is a right to have children & everyone else has to cater to their choices.

If you can't afford to have a child and not work, don't have a child. Simples - so many problems in the world would be solved that way.

However, childcare in Switzerland is ridiculously expensive and doesn't help working mothers ... that needs to change. OP, I do believe under a certain income there is some support - has your friend looked into this?
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Old 11.05.2021, 11:39
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Re: Quit job to take care of baby. Can RAV help?

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So she quit, that means a wait of 90 days for any benefit. If she can convince RAV that she would work 60%, really, she might get 60% of her insured salary.

Why did she not take maternity leave and switch to 60% after? That would be the sensible choice.
After maternity she reduced to 40%. But her current job expects her getting in contact with COVID infected people which she found very risky that's why she quit her job. Though she is eligible for early vaccination (essential worker), her doctor advised her against vaccination because she had a history of allergic reactions against vaccinations.
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Old 11.05.2021, 11:39
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Re: Quit job to take care of baby. Can RAV help?

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Yes, we contributors to RAV should pay for her to have a child, because the world needs more people after all ...
what about the fact that she worked 15 years and contributed into the system ?
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Old 11.05.2021, 11:41
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Re: Quit job to take care of baby. Can RAV help?

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After maternity she reduced to 40%. But her current job expects her getting in contact with COVID infected people which she found very risky that's why she quit her job. Though she is eligible for early vaccination (essential worker), her doctor advised her against vaccination because she had a history of allergic reactions against vaccinations.
I see ... perhaps she can claim RAV then with a penalty & they can help her find work that doesn't expose her to Covid infected people?

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what about the fact that she worked 15 years and contributed into the system ?
If we all contributed to the system for a time period and then quit due to a personal choice, the system would fail. The system is there to help you when you lose your job, not when you decide you want to have a kid and they should support you through motherhood.
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Old 11.05.2021, 11:42
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Re: Quit job to take care of baby. Can RAV help?

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Yes, we contributors to RAV should pay for her to have a child, because the world needs more people after all ...
It's not free money. Just read the threads of people complaining about all the things asked by RAV to prove you're effectively looking for a job. From a certain perspective, you're bullied into accepting a job offer Which is a great thing, everyone wins.
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Old 11.05.2021, 11:44
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Re: Quit job to take care of baby. Can RAV help?

She can talk to RAV. The key is that she cannot say 'I quit my job to look after my baby'.



It sounds like there is more to the story - part-time work, frontline worker, not allowed to be vaccinated etc....



RAV can help her find a new job. There will be a penalty or waiting period if they think she 'quit' - she should have spoken to RAV and her doctor and been given some alternative work by her employer or taken sick leave or holidays until a solution could be found....



She also needs to find some good support networks and fast, to be able to access cheap childcare to allow her to work, and to ensure her husband's job is also secure....
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Old 11.05.2021, 11:44
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Re: Quit job to take care of baby. Can RAV help?

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It's not free money. Just read the threads of people complaining about all the things asked by RAV to prove you're effectively looking for a job. From a certain perspective, you're bullied into accepting a job offer Which is a great thing, everyone wins.
Agreed - but to me it seems OP's friend wants to get RAV money while caring for her child only. If she quit to care for her child, how can she go back to work since that would mean she isn't caring for her child?
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Old 11.05.2021, 11:58
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Re: Quit job to take care of baby. Can RAV help?

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Agreed - but to me it seems OP's friend wants to get RAV money while caring for her child only. If she quit to care for her child, how can she go back to work since that would mean she isn't caring for her child?
Everyone is free to wish whatever they dream. But that doesn't ensure RAV will roll out a red carpet for her. If the case has any merit, some money. If not, no money. I guess life is already hard for that family. No need to make judgements, that's the job of RAV officers.

Also related, there's enough research out there that shows money problems cause a temporary IQ reduction of 10-20 points. The causality is that the stress does not let you think clearly. It's counterintuitive, but maybe the temporary payments while she finds a new job reduce the probability of a 2nd child in an already financially stressed family. So, better to avoid passing over dollars to pick pennies
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Old 11.05.2021, 12:02
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Re: Quit job to take care of baby. Can RAV help?

I'm grateful to people who decide to have children. That baby will grow up to be someone who, as long as Switzerland remains attractive for them, will contribute to the economy when I no longer can.

The RAV is not a charity but an obligatory insurance. People who have worked in Switzerland and contributed their insurance premiums (a deduction from their salary) are entitled to claim from the RAV if they cannot find work, as long as they make their claim within the requisite relatively recent time (defined). It is an insurance for being unemployed, not just for taking a break.

In addition, the person must be so-called "vermittelbar", which means available to take on a job, for example not ill, not disabled, and not unable to leave a child due to lack of child-care in place. Therefore, no RAV money for someone who simply chooses not to work and to stay at home (with or without a child). However, even if that was the woman's choice, initially, it seems her position has now changed, in that she is now both ready and available to go back to work. If she can demonstrate that to the RAV, and can show her job applications as RAV requires, it seems to be that she would be eligible for unemployment money.
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Old 11.05.2021, 12:02
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Re: Quit job to take care of baby. Can RAV help?

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Everyone is free to wish whatever they dream. But that doesn't ensure RAV will roll out a red carpet for her. If the case has any merit, some money. If not, no money. I guess life is already hard for that family. No need to make judgements, that's the job of RAV officers.
True, I should have been less judgemental and not use this thread as a platform to discuss my current opinion on breeding. Apologies!

Best wishes to your friend and her family OP!
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Old 11.05.2021, 12:13
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Re: Quit job to take care of baby. Can RAV help?

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yes, she can go back to work 60% with child care arrangements. provided it doesn't cost the same as her 60% salary.

She´ll probably be penalized if she does not accept a suitable job. She also - afaik - has to show that she has someone to take care of the child to be eligible.
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Old 11.05.2021, 13:07
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Re: Quit job to take care of baby. Can RAV help?

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Yes, we contributors to RAV should pay for her to have a child, because the world needs more people after all ...
in fact, you are actually right - the world does need more people, specifically young people, who can work.

From a payment perspective don't think of it like this - think of the fact that when you are retired the children of today will be making the world of tomorrow go round. This puts it in the correct perspective.

Personally I think we should pay for parents to bring up their children. It's the best outcome for society and so these children will recognize this when it is their turn to pay for the next generation.
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Old 11.05.2021, 13:14
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Re: Quit job to take care of baby. Can RAV help?

If she has contributed towards unemployment AND she is truly available to work at whatever % she declares when signing up at RAV, of course she will be eligible.

However, as other posters have noted: she will get some suspension days (depending also on whether she's been actively looking for a job in the last months) and has to be available in case RAV assigns her for a job. This part is very important: no "I don't have child care" excuses or anything of the sort.

RAV is not a personal babysitter and won't care if you do not have child care: either you are available or you are not.

We don't have details regarding the job she's looking for, but if it's in health, hospitals, etc. she needs to be available to work week-ends and/or nights, depending on the market demand.
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