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  #41  
Old 08.06.2021, 20:55
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Re: RAV benefits, moving from DE to CH

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I couldn't agree more ... but one pays for it dearly
I can't agree. We are VERY lucky (and smart!) to live here and just about everything is more affordable here salary (and tax) adjusted than elsewhere. That allows us to do so much more (retire early, travel, hobbies etc.) than others.

You refer to childcare - I'm pretty sure childcare is more affordable here than any other European country.
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  #42  
Old 08.06.2021, 21:05
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Re: RAV benefits, moving from DE to CH

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Switzerland is a country for an old man
not a man with family
Please, bitch.

Tom
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  #43  
Old 08.06.2021, 21:09
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Re: RAV benefits, moving from DE to CH

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Switzerland is a country for an old man
not a man with family
and certainly not for unemployed (until you been working here already - even then it's not).
Key is to not move from an unemployment shithole and expect to get something here.

Tom
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  #44  
Old 09.06.2021, 12:08
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Re: RAV benefits, moving from DE to CH

I wonder, if most of the Members replying to this Thread have come VERY long time ago to CH?

I will explain. I am 5 Years now in Germany, been working in a Software Company once I found it, until then done some Freelancing IT Jobs, am now unemployed as the Corona Times arrived to the Company I worked for and I got a Contract Termination.

In these 5 Years here, I was very helpful to new Immigrants, from all Countries, not just "my" People, I volunteered in several places in the Community and founded and managing today voluntarily a Cultural Verein here in West Germany.

I am also running a FB Group for this Verein, and contributing in many other FB Groups, especially answering and giving advice to Expats here.

Also here we have that in Germany, that some Expats, that maybe are better off today, because they worked harder, or they had better Cards dealt to them, or just easier for them with the Language or whatsoever, they tend to believe that People asking for advice / experience are just looking to "suck the public System"... I do not understand that.

To be honest, I just asked about the Unemployment System here, if you guys and girls have experience with, I did not suggest I am looking to be a Weight on the Swiss Tax System.

BTW, also here in CH I plan to continue and be part of the Community, find places to volunteer and be part of daily Life.

Having said that, my German is quite decent, though not perfect, and as where I come from we start the Higher Educational System quite later than here in Europe, I find it harder to find a Job here in CH, and as I just started my Search, thought I will be looking here for advice, that is all.

Like they say in Many Languages, Don't Judge a Book By its Cover...
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  #45  
Old 09.06.2021, 12:18
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Re: RAV benefits, moving from DE to CH

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Having said that, my German is quite decent, though not perfect, and as where I come from we start the Higher Educational System quite later than here in Europe, I find it harder to find a Job here in CH, and as I just started my Search, thought I will be looking here for advice, that is all.
Quite decent but not perfect is good description of most people for whom German is 3rd or 4th language and we're working here anyway. The bar is even lower for local dialects.

Apply for jobs even if they say "good level of German required". Unless the job is in the media, about teaching, law or similar stuff, you'll get it if you can sustain a conversation. 25% of Swiss population is foreign, don't be surprised if your manager in the new job knows even less German than you.
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  #46  
Old 09.06.2021, 12:26
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Re: RAV benefits, moving from DE to CH

It sounds like you are a helpful person and that is great, just about any country in the world could certainly do with more helpfulness.

Regarding the seemingly harsh responses: If you browse a little, you will find several discussions about the experience of being unemployed. One thing I've gathered is that access to things like German classes or other additional support is not simply given away to whoever asks, but allocated based on perceived need/eligibility and availability of the resource.

There are people who have worked here for a long time and became unemployed who have unsuccessfully petitioned for additional support or were told there was a waiting list. Some ended up paying for things like German classes out of their own pocket because they didn't want to wait any longer. These people already live here and are sometimes the sole breadwinner of the household. Several large MNC have been cutting back on staff these past few years and their workforce includes many people who don't speak German. This places additional pressure on the limited resources available.

Then there's you: Your wife has a job offer, meaning someone is making a salary in your household. You would be moving here by choice rather than having to figure out how to keep a roof over your head in your current country of residence. Your initial post came across like you expected to show up and immediately be given special treatment despite not having contributed to the system in any way. This was probably not your intention but it struck me as a little nave and illogical.
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  #47  
Old 09.06.2021, 12:55
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Re: RAV benefits, moving from DE to CH

One more point to add to Kittster reply.

Switzerland is another country, not good or bad per se, just different. The forum is full of post telling stories about how wrong is Switzerland because things are different in the UK or Germany. Then someone replies with a link to the law, a few more rants, and end of thread.

I guess the more effort you put on telling "things are like X or Y in Germany", the less empathy and useful answers you'll get.
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  #48  
Old 09.06.2021, 15:45
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Re: RAV benefits, moving from DE to CH

I'm also newly registered, and have been reading through lots of different posts (I read a lot more than I post in general). I've felt the tone of a variety of posts is needlessly combative and rude, and there's an arrogance and po-facedness I perceive from all the posts I've read from some posters (I'm not looking up all of their posts, though, just seeing those I encounter on threads, so they may well be more team-spirited than I have seen).


I mention this, just to encourage you to stay and make your home here, too, despite anything that's getting you down. When I read lots of different posts, it helps me to ignore the nasty and mean-spirited posts, because I get to see how pervasive the dismissive and judgemental posts are on so many threads, and they are all some posters post.


I would say take what you can that's positive from the site, and leave the rest be. There are some posters trying their hardest to be helpful and kind to others, and they're consistent and trustworthy as a result. They're not jumping to conclusions - they're trying to support others. That's fantastic, and a great reason to stay (and motivation for us to try to contribute the same).
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  #49  
Old 09.06.2021, 17:20
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Re: RAV benefits, moving from DE to CH

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One more point to add to Kittster reply.

Switzerland is another country, not good or bad per se, just different. The forum is full of post telling stories about how wrong is Switzerland because things are different in the UK or Germany. Then someone replies with a link to the law, a few more rants, and end of thread.

I guess the more effort you put on telling "things are like X or Y in Germany", the less empathy and useful answers you'll get.
Noted your Tip. I actually agree with you. I believe actually Life is better in CH than DE. For sure DE is not perfect. May be People here do not really have, sometimes, much patience with newcomers to the Forum, maybe they think people do not use the Search Button, maybe they just forgot how it was when they came here long time ago. That is, btw, what I tell myself, when new Expats in DE ask these kind of questions that others say they are "stupid".
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Old 09.06.2021, 17:31
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Re: RAV benefits, moving from DE to CH

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maybe they think people do not use the Search Button

I link this in the hopes of making you smile a bit at the absurdity, as it's an example of how there is no way to win (using the search functionality and adding to an old thread was a problem, both sneered at directly by a poster, and with the sneering thanked by others). The negative contributions far outweigh the positive ones on the site, but the positive ones are wonderful, and worth the compromise of ignoring the others, I think. Focus on the posters and posts that are uplifting - that's what I am trying to do.



https://www.englishforum.ch/permits-...ml#post3314802
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  #51  
Old 09.06.2021, 17:54
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Re: RAV benefits, moving from DE to CH

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Noted your Tip. I actually agree with you. I believe actually Life is better in CH than DE. For sure DE is not perfect. May be People here do not really have, sometimes, much patience with newcomers to the Forum, maybe they think people do not use the Search Button, maybe they just forgot how it was when they came here long time ago. That is, btw, what I tell myself, when new Expats in DE ask these kind of questions that others say they are "stupid".
Ive lived in Germany for 20 years (and in some big cities), I much prefer Switzerland. Enjoy your stay here!
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  #52  
Old 09.06.2021, 18:23
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Re: RAV benefits, moving from DE to CH

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I can't agree. We are VERY lucky (and smart!) to live here and just about everything is more affordable here salary (and tax) adjusted than elsewhere. That allows us to do so much more (retire early, travel, hobbies etc.) than others.
With that I agree.

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You refer to childcare - I'm pretty sure childcare is more affordable here than any other European country.
This however must be a joke. In Germany, I think the cost of kindergarten is 200-300 EUR per month. Here, there were times where we paid 3000 CHF per month for one kid. There is a reason so many women don't work or at least not full time.
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  #53  
Old 09.06.2021, 20:50
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Re: RAV benefits, moving from DE to CH

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I can't agree. We are VERY lucky (and smart!) to live here and just about everything is more affordable here salary (and tax) adjusted than elsewhere. That allows us to do so much more (retire early, travel, hobbies etc.) than others.

You refer to childcare - I'm pretty sure childcare is more affordable here than any other European country.
Neither my personal experience nor data suggests that

"NEW YORK, 13 June 2019 – Sweden, Norway, Iceland, Estonia and Portugal offer the best family-friendly policies among 31 rich countries with available data, according to a new UNICEF report. Switzerland, Greece, Cyprus, United Kingdom and Ireland rank the lowest."


"By the age of 18, a child will have cost its parents over 200,000 francs. This can be easy to afford with a bit of careful planning.". So that is the lower bit.

Full day care for child in CH is 4k/month.

From 0-6 years of age - 44k/year for Kitta alone ... 250k CHF until age of 6 (school).

It's now Sweden where it be 0CHF /month ..

Yes, income is lower in Sweden but it would break even at 1.2 child ... vs CH.


different source (EU analyses) below - France would be perfect it seems to grow family and kids - when working in CH - so that explains all the froggies traveling working here ;-)
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  #54  
Old 09.06.2021, 20:57
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Re: RAV benefits, moving from DE to CH

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Please, bitch.

Tom
so you sayy' not even for an "old man" ? .. than who takes all the benefits ..or ..we all do ...ah ..these low taxes
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Old 09.06.2021, 21:33
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Re: RAV benefits, moving from DE to CH

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so you sayy' not even for an "old man" ? .. than who takes all the benefits ..or ..we all do ...ah ..these low taxes
What benefits?

What low taxes?

Add in medical insurance and other costs that are covered by taxes in most other countries, and there are in fact no low taxes here, it's an illusion.

Tom
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Old 09.06.2021, 21:37
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Re: RAV benefits, moving from DE to CH

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Neither my personal experience nor data suggests that

"NEW YORK, 13 June 2019 – Sweden, Norway, Iceland, Estonia and Portugal offer the best family-friendly policies among 31 rich countries with available data, according to a new UNICEF report. Switzerland, Greece, Cyprus, United Kingdom and Ireland rank the lowest."


"By the age of 18, a child will have cost its parents over 200,000 francs. This can be easy to afford with a bit of careful planning.". So that is the lower bit.

Full day care for child in CH is 4k/month.

From 0-6 years of age - 44k/year for Kitta alone ... 250k CHF until age of 6 (school).

It's now Sweden where it be 0CHF /month ..

Yes, income is lower in Sweden but it would break even at 1.2 child ... vs CH.


different source (EU analyses) below - France would be perfect it seems to grow family and kids - when working in CH - so that explains all the froggies traveling working here ;-)
Since when is Kita 4K a month? That's literally twice what I pay. 100 a day...

It'd be far far more expensive to pay Swedish taxes than pay my Kita bills, even if salaries are the same, which they aren't. I have a friend working there in the exact same job as me, same experience. Take home here is nearly 3 times as much. His marginal rate is 57%...

Scandinavia is at the rock bottom of places I'd like to live. Huge taxes, terrible weather.
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Old 09.06.2021, 21:56
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Re: RAV benefits, moving from DE to CH

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Since when is Kita 4K a month? That's literally twice what I pay. 100 a day...

It'd be far far more expensive to pay Swedish taxes than pay my Kita bills, even if salaries are the same, which they aren't. I have a friend working there in the exact same job as me, same experience. Take home here is nearly 3 times as much.
I look at this differently: You have to decide whether to pay for kindergarten or give up one salary for one parent, realistically the mother.

Let's assume that salary here is somewhere near the median, 6500 CHF gross, say 5200 net. So kindergarten costs 2200 (your 100 per day example), so that consumes 40% of that income. In Germany, median income is maybe 1800 EUR net (shocking), so 200 EUR kindergarten are just 11% of the income.

OP, I know that doesn't help you
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Old 09.06.2021, 22:05
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Re: RAV benefits, moving from DE to CH

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Since when is Kita 4K a month? That's literally twice what I pay. 100 a day...

It'd be far far more expensive to pay Swedish taxes than pay my Kita bills, even if salaries are the same, which they aren't. I have a friend working there in the exact same job as me, same experience. Take home here is nearly 3 times as much. His marginal rate is 57%...

Scandinavia is at the rock bottom of places I'd like to live. Huge taxes, terrible weather.
first search in google
https://www.pilatustoday.ch/zentrals...sten-141878457

5-days CHF 3’100.00 , couldn't find food and other costs .. I do not believe there be problem with 4K kitta when you search for bilungual or alike.

no, you forget that all the social , medical , insurance , AHV/2A/3A/TAX are all included in Sweden .

I agree you be better off here in CH as single - but same time you be better off with 2-kids in Sweden financial - nothing about the weather.

Giving up income of one parent to raise a kids is very high cost ...for 18-years , no pension plan , poor retirement perspectives
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Old 09.06.2021, 22:11
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Re: RAV benefits, moving from DE to CH

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What benefits?

What low taxes?

Add in medical insurance and other costs that are covered by taxes in most other countries, and there are in fact no low taxes here, it's an illusion.

Tom
Keep quiet ! we need expats to come and work so they pay for our retirement !

it's beattiful day today , isn't ? would you like a pot of tea perhaps ?
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Old 09.06.2021, 22:25
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Re: RAV benefits, moving from DE to CH

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It'd be far far more expensive to pay Swedish taxes than pay my Kita bills, even if salaries are the same, which they aren't. I have a friend working there in the exact same job as me, same experience. Take home here is nearly 3 times as much. His marginal rate is 57%
Is this a Swedish friend? I thought Sweden had a special tax regime for expat workers, similar to Denmark.
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