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  #41  
Old 21.12.2009, 17:27
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Re: Cost of Living in Baden, Switzerland

I am a PhD in Engineering with almost 15+ years experience. I have been offered a job in Baden, Switzerland area and offered around 130,000 CHF per annum. Would be really obliged if someone can guide me about the cost of living in Baden and whether this comensation package is a fair deal or do I negotiate with my prospective employer (and are they open for negotiations?)
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  #42  
Old 22.12.2009, 10:05
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Re: Cost of Living in Baden, Switzerland

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I am a PhD in Engineering with almost 15+ years experience. I have been offered a job in Baden, Switzerland area and offered around 130,000 CHF per annum. Would be really obliged if someone can guide me about the cost of living in Baden and whether this comensation package is a fair deal or do I negotiate with my prospective employer (and are they open for negotiations?)

You have a doctorate, you have 15 years work experience and you need us to work out if Chf/USD 10k + per month is enough to live on ? For you, a wife and a couple of sprogs, certainly yes.

As for asking if it is a fair deal, if you want an answer that is rather less facetious than mine, you would need to provide a whole lot more information, what, where, how, who, travel, responsibilities, bonus package, car allowance, housing allowance, education, etc....get the picture ?


By the way, how long is a piece of string ?
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  #43  
Old 22.12.2009, 12:14
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Re: Cost of Living in Switzerland

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By the way, how long is a piece of string ?
That depends on its length.
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  #44  
Old 22.12.2009, 19:54
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Re: Living in Switzerland

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I would say (Contrary to the above) that CHF120K is slightly on the low side for someone of your experience level. We pay just short of that for PhDs and graduates with 1-2 years experience.
I would also quiz your potential employer over the 20% bonus. I was offered a package like that with 5-10-20% bonus and it was hinted that the 20% was very achieveable in 2006 by HR. Now that the 2006 bonus has been declared at 5.1%, I have asked around and it seems my company have never paid out more than this in the last few years. Some other expat friends have had the same experience here in Swizerland. So ask yours what the bonus calculation actually produced for at least the last 2 years. I don't know it may be different in IT, but don't automatically assume the 20% is payable.
May I know which company are you talking about paying 120K CHF for 1-2 years experience or is that a secret issue?
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  #45  
Old 23.12.2009, 15:25
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Re: Cost of Living in Switzerland

hOUSING PRICES (dEPENDS ON the REGION) PER MONTH
CHF
Studio apartment
1’200.- + charges.-
(hot water, heating & public taxes)
2,5 rooms (1 bedroom, 1 living room, an open place, kitchen, bathroom)
1'500.- + charges.-
(hot water, heating & public taxes)
3,5 rooms (2 bedrooms, 1 living room, an open place, kitchen, bathroom)
2’200.- +charges.-
(hot water, heating & public taxes)
4 rooms (3 bedrooms, 1 living room, kitchen, bathroom)
3'000.- +charges.-
(hot water, heating & public taxes)
5 rooms (4 bedrooms, 1 living room, kitchen, bathroom)
3’500.- +charges.-
(hot water, heating & public taxes)
Small house (3,5 to 4 rooms)
4’000.-
+indiv. charges
Semi-detached house (4 bedrooms + 1 office room)
4'500.-
+indiv. charges
Individual house
5’000.- +
+indiv. charges

OTHER PER MONTH
CHF
Parking (depending on the region): about
180.-
Electricity (1 family, 2 children in a 5 rooms house): approximately
150.-
Water & heating = “charges” (5 rooms house): approximately
300.-
Phone subscription - Swisscom Fixnet
25.25
High speed/DSL 5000 with Swisscom
49.-
Mobile phone subscription (ex. Swisscom)
25.25
TV/Radio taxes (Billag) every 3 months: 115.50
40.-
TV Cablecom (can vary from district)
27.50
Satellite: 42.5 £ Sky (installation about 1'800.-)
95.-

INSURANCES PER MONTH (1 FAMILY WITH 2 CHILDREN)
CHF
Mandatory health: ex. semi-private in hospital
1’200.-
Mandatory for housing: Private liability and household (ex. value 120'000.-)
35.-
Mandatory Fire: ECA (ex. value: 120'000.-)
6.-
Mandatory Car insurance (ex for a VW golf)
200.-
Legal protection
35.-

TRANSPORTATION PER YEAR
CHF
Motorway taxes (vignette)
40.-
Road taxes (ex. for a VW golf)
420.-
Train: 1/2 Tariff (allows you to pay all tickets half price)
150.-
Bus: yearly ticket in Lausanne 2 zones/sections (60.-/month)
720.-


SETTLING IN
CHF
Commune (depends on the district) For EU members:
1 adult
95.-
2 adults (95+65)
160.-
1 child
35.-
1 adult for Non-EU members
125.-
Residential certificate
10.-
Telephone Hook-up (one time only fee)
43.-
Passport pictures
7.- to 24.-
Driver's license exchange
45.-
Carte grise – Car registration card
60.-
Car registration (approximate)
140.-
Optician: test for change of driver's license
20.-
Handyman – per hour
75.-
Electrician – per hour
150.- to 200.-

HOUSEHOLD
CHF
Groceries per month per family (with 2 children)
1’600.-
Newspaper subscription - per month
50.-
Dry cleaning: suit /shirt
6.- to 20.-
Housekeeper (1 hour)
25 to 28.-
Hairdresser: cut for women/men
45.- to 80.-
French manicure
120.-
Optician: eye test to order new glasses
40.-

MISCELLANEOUS
CHF
Cigarettes, one box
6.80
Movie ticket
11.- to 19.-
Sport (fitness: 1'500.-/year/person)
125.-
Stamp: within Switzerland Normal/A Priority
0,85/1.-
Stamp: within Europe 20g Normal/A Priority
1.20/1.30
VW Golf
30'000.-
Computer
2'500.-
Microwave
300.-
Day mum/nanny (per hour)
4.50- to 6.-
Day care (per day- usually depends on your wage)
50.- to 110.-


EATING OUT
CHF
Special of the day, 1 drink and 1 coffee (lunch)
27.-
Pizza
18.-
Coffee
4.-
Coca-Cola (4dl)
5.-

FOOD & DRINKS
CHF
Milk (1 l)
1.80
Butter (200 g)
3.-
Fruit yoghurt
0.65 to 1.10
Fresh bread (500 g)
2.50
Toast (500 g)
2.50
Kellogg’s Frosties (600 g)
6.30
Chicken (1 kg)
12.-
Chicken breasts (1 kg)
25.-
Beef entrecote (1 kg)
70.-
Beef rumpsteak (1 kg)
65.-
Potatoes (1 kg)
1.90
Carrots (1 kg)
2.50
Spaghetti (500 g)
2.05
Rice (1 kg)
4.40
Orange juice (1 l)
2.50
Coca-Cola (1,5 l)
2.00
Strawberry marmalade (350 g)
4.50
Biscuit/Cookies (230 g)
3.95
Potato Chips or Crisps (300 g)
5.70
Mars, Snickers, Chocolate bar, Candy bar
1.50
Ground coffee (500 g)
8.50

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  #46  
Old 23.12.2009, 16:00
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Re: Cost of Living in Switzerland

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I plan to come to Zurich for MBA program, which I will be attending at Swiss Business School (SBS), Zurich. I would like you suggestions regarding this institution as I have yet to visit in personally.
Did an MBA there too. It was an OK MBA though certainly not in the "big league", but it was flexible (I was working 100%), taught me what I needed to know and gave me another three letters after my name , which in Switzerland always helps.

However, it was a few years ago, so things may have changed. There were a couple of terrible teachers, but I guess there isn't much point in sharing as they may have left by now anyway.

Can't tell you much about Zurich, as I'm based in Basel, so all my opinions will be clouded by the relationship between the two cities (they are fierce rivals in all things).

Good luck & happy studying
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  #47  
Old 23.12.2009, 16:06
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Re: Cost of Living in Switzerland

Wow Moongoddess, did you just happen to have that list in your back pocket ?

I'm surprised by some of the prices though, as my in experience some of the costs are noticeably lower, 10-25% in some cases, especially related to rent and insurances. I guess there are always options to reduce costs and there will be differences between people e.g. I pay nearly all my bills annually which saves a chunk of money - though leaves me feeling a bit skint in Jan
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  #48  
Old 28.12.2009, 06:58
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Re: Cost of Living in Switzerland

I propose that the firm to which you can work the cost of property transfers its own decision. If it is such a large bank, they may well fall in the foot to move. I know someone who became a bank in an audit firm in Chicago and here in their transfer was paid.
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