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Old 11.08.2006, 12:02
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Salaries - is 110k enough for family of 3?

If that possible to survive for three-head family (me, 32 y. o., wife, child)
for 110K CHF.
Company pays health insurance for whole family breakfast/lnch/dinner for me, gym for me, massage and hairdresser as well.

Location: Zurich
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  #2  
Old 11.08.2006, 12:07
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Re: Salaries

If they are paying your health insurance, that effectively adds perhaps CHF 10K gross (probably more, maybe less) to your salary.

Your apartment size and location will be your biggest outgoing.
There's lots of info on accomodation already on this site about where to live etc.

Other than that, I'd say yes.
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Old 11.08.2006, 12:12
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Re: Salaries

Just for the kicks of it, what company are you going to work for. To me it sounds like google.com??? But just a guess.
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Old 11.08.2006, 12:22
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Re: Salaries

Just one of international companies in Zurich
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Old 11.08.2006, 12:33
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Re: Salaries

I bet it's big G!
Shall we start a poll?

Back to topic: I would recommend to rent an appartment/house in the outskirts of Zürich,
where rents are quite a bit lower. I'm no expert, but according to the Source-Tax-Table of
Kanton Zürich, you will probably have to account for about 750 CHF tax coming off your income
each month.
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Old 19.08.2006, 23:33
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Re: Salaries

Yes you can easily survive on that salary unless you have expensive tastes.
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Old 20.08.2006, 17:52
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Re: Salaries - is 110k enough for family of 3?

Man you can't even buy a decent Porsche for that price.. how will you cope?

Jeez... you'll be wealthier than most.
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Old 20.08.2006, 20:01
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Re: Salaries - is 110k enough for family of 3?

Max - lease. The residuals are so good on a Porch that it works out superby cheap.
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Old 20.08.2006, 20:42
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Re: Salaries - is 110k enough for family of 3?

Quote:
If that possible to survive for three-head family (me, 32 y. o., wife, child)
for 110K CHF.
Company pays health insurance for whole family breakfast/lnch/dinner for me, gym for me, massage and hairdresser as well.

Location: Zurich
I know someone who has 2 kids, wife, works in Zurich (but lives outside of Winterthur), has to pay health insurance on his own for the whole family and earns approx. 90k and manages well. And THAT is a good salery (saleries went down for "normal" jobs in the last 5 years).

Now 110k (I was once in the region and now far below that amount) is a very good salery, if you have a normal, down-to-earth, family livestyle. (= e.g. NOT an expensive, 6 rooms single family house by the lake, at least 3 cars etc., just to give you an idea). Having the health insurance already paid and some other "small" fees, then you can count yourself quite lucky, because as somebody said before, it can sum up quite a bit (depending on what health insurance class you'd like to have, e.g. "private" or "public").

Of course having a kid who might need to be sent to a (private) international school, will increase the costs of living dramatically.

Being direct taxed (a % rate directly from your salery, called "Quellsteuer"), will deduct the effective earned amount as well quite a bit (check for other posts on this website).

All in all, I believe it's a very good salary for a typical upper-midclass job. But you have to investigate the costs you will have to expect for the livestyle you would like to have.

Zurich is definately an expensive place to live. As been said in the posts before, you will have to consider to find a place to live more outside of Zurich. Later, maybe even a different canton (e.g. if you like mountains).
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Old 20.08.2006, 20:43
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Re: Salaries - is 110k enough for family of 3?

It depends on what type of lifestyle you want. You could easily look for rental properties of 2500 a month, and still have plenty of swiss francs left.

After taxes it should leave you with at least 7700 chf a month.

You will find it hard initially as thats when the most cost occur, but after the first few months it should ease off.

good luck.

No international school though, unless the company pay.
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Old 20.08.2006, 22:11
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Re: Salaries - is 110k enough for family of 3?

Quote:
Max - lease. The residuals are so good on a Porch that it works out superby cheap.
That's interesting, I just thought everyone was richer than me. Kinda funny to see a Ford Focus in Zürich - people point as they would in Liverpool if you had a Cayenne.

The world, he's topsy turvey
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Old 20.08.2006, 22:39
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Re: Salaries - is 110k enough for family of 3?

Who wants a to look a tosser on a porch when they can have a balcony? Just as who wants to look a tosser in a Porsche when they can drive a Landrover ?

Dave

"Don't follow me, you won't make it"

Quote:
Max - lease. The residuals are so good on a Porch that it works out superby cheap.
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  #13  
Old 20.08.2006, 22:43
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Re: Salaries - is 110k enough for family of 3?

...tosser in a Porsche when they can drive a Landrover ?


Hmmm, or a tosser in a car when he can be driven by a Tram.


hehehehe


Julius.
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  #14  
Old 20.08.2006, 23:00
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Re: Salaries - is 110k enough for family of 3?

Funicular maybe ?

dave

Quote:
...tosser in a Porsche when they can drive a Landrover ?


Hmmm, or a tosser in a car when he can be driven by a Tram.


hehehehe


Julius.
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Old 20.08.2006, 23:16
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Re: Salaries - is 110k enough for family of 3?

Quote:
Who wants a to look a tosser on a porch when they can have a balcony? Just as who wants to look a tosser in a Porsche when they can drive a Landrover ?

Dave

"Don't follow me, you won't make it"
I could lease a Cayenne S for less than I lease my Disco3 HSE now

All about residuals
Plus of course I like to be different; I've now seen 5 Disco3s on the road
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Old 20.08.2006, 23:23
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Re: Salaries - is 110k enough for family of 3?

I'm looking for a ex-military lightweight. Thats a car, not a drinker.

dave

Quote:
I could lease a Cayenne S for less than I lease my Disco3 HSE now

All about residuals
Plus of course I like to be different; I've now seen 5 Disco3s on the road
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  #17  
Old 21.08.2006, 00:54
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Re: Salaries - is 110k enough for family of 3?

Quote:
funny to see a Ford Focus in Zürich - people point as they would in Liverpool if you had a Cayenne.
In Liverpool we'd being saying "oo's the drug dealer, like?"

=DM= from Liverpool, like.
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Old 21.08.2006, 09:56
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Re: Salaries - is 110k enough for family of 3?

Quote:
I'm looking for a ex-military lightweight. Thats a car, not a drinker.

dave
my Landy does 30 to the gallon (imperial). What more could you want?
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  #19  
Old 21.08.2006, 10:04
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Re: Salaries - is 110k enough for family of 3?

The misleadingly-named lightweights actually weigh about the same as a Series 3 an have miserable fuel performance, but then thats not why you buy one (neither is to airdrop it out of a C130). You buy one as you can afford to - if you were supporting a family of 3 on 110k after paying your health insurance

dave


Quote:
my Landy does 30 to the gallon (imperial). What more could you want?
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Old 21.08.2006, 10:04
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Re: Salaries - is 110k enough for family of 3?

Quote:
my Landy does 30 to the gallon (imperial). What more could you want?
50 to the gallon?
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