That's right. She contributes to the household as well. She's raising his kid FFS. Anyway, I just think the OP's in laws are bullies. I really hope the husband is more supportive.

To don't have to add it, it's automatic unless you have a job, in which case you can opt out, but you have to prove you have a job!

Tom

It depends on whether there is a marriage contract or not. If not its Errungenschaftsbeteiligung. Assets brought into marriage are considered possession of the the one who brought them into marrriage, assets gained while married are split in half if they divorce or one of them die.
If the husband dies the wife gets at least 25% of her husbands assets (50% if there is no will).

Ok lets create a case here:

Imagine that a woman buy a house while single. 6 months later she gets married to a guy and together pay 2000 chf per month on the house for 5 years to pay the morgage.

She paid 2000 x 6 on her own and they paid 2000 x 54 together.

They divorce.

Her husband should have the same right on the house minus 6 months, no?

Um... Yeah. We have done that over the last few pages. I'm talking on a human/emotional level, not a legal level.

She is contributing to the family even though she is not earning a salary. Women (or men) who stay home and take care of the house and children are equally important to the family unit.

To the op:My wife and I have had quite a lot to do with this kind of paperwork recently so I have some recent experience but wouldn't like to try to explain the system here. Without doubt MathNut gives the very best advice here in her posts. As she explains you are well protected by the "default" system and should be extreemly cautious about signing any additional contracts. Getting professional advive from a lawyer or Notar is a very good idea. Maybe your parents in law's want you to fortfiet your rights to continue to live in the house if your husband died. This would hardly be to your advantage

thanks, what type of insurance would this be exactly?

Life insurance.

Tom