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  #21  
Old 02.11.2011, 19:50
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Re: Single income child allowance benefit: WARNING

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was just wondering if there was a child benefits for dummies kind of article. was interested in how it works, whether it is linked with employment etc. etc.
I wish! I'm slowly starting to realise that what is written is not always to be relied upon. Too many get out clauses and weird wording for a non German speaker.

It seriously is not a complaint, hence it not being in the complaints corner, just a real life situation brought to EF. I'm wondering if it was worth it seeing the rep and pm comments.....

*shrugs shoulders*

Balls in future for trying to help.

Disclaimer: I'm very scared and worried right now because this is seriously trouble for me. Sorry for those I may offend.
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  #22  
Old 02.11.2011, 19:53
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Re: Single income child allowance benefit: WARNING

Mimi, breath! Thanks for the infos, hopefully it will prevent other single mom in your situation to have this happening to them too. I'll never understand this way of taxing which doesn't make sens to me. You do not get an income from the father, he pays his part of his daughter's responsibility.

You are the one who is taking care of her full time. Who is there days and nights, who miss work, run to the doctors, clean, wash, feed her. You have to buy a lots of things for your child and you know how expensive it is. You don't get the half of all of that, ever from the dad. Not even close. And that little amount you receive who cover HALF of her expenses are called income to you? That's a joke!

I am sorry to hear your story. Thanks to share and best of luck.
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Old 02.11.2011, 19:55
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Re: Single income child allowance benefit: WARNING

i'm not sure i understood your OP. when you lost the 1000chfs was that just because of the 18 month thing? i.e. not related to the moving in?

you mentioned losing 400chfs because you moved in with someone. i'm supposing you're not married, so i wonder how this is distinguished from flatmates etc. or whether you would be penalised just because you share a flat - which also doesn't make sense. unless you're saying your other half is now providing for you and you are going to be a full time mum?
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  #24  
Old 02.11.2011, 20:01
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Re: Single income child allowance benefit: WARNING

I have just the opposite, I moved here got married, had my first child a boy became a stay at home dad as my wife worked as a teacher making over 130,000 a year. I couldn't come close to finding a job making half and her with 18 weeks off a year and double pay for December, it was a no brainer to me. When my child started school, I took a part time job, was there to cook lunch when he came home, picked him up after school, did everything with him. Cleaned house, yard, cooked, laundry then one day my wife decieded she wanted to live alone, but keep the kid, now this child was a wish from me she really didn't want a child but ageed to it. I lost my part time job. The unemployement was only 800 a month, the court said give my wife half. Left me with 400 a month to live. I had to move out with nothing but the oldest car, got a small appartment found a part time job, but slept on the floor. I live now after bills with 300 a month for gas and food . The court said it doesn't matter if I ended up with nothing a father has to pay for his child even if my wife made a million and me nothing.Oh they took all my rights away from me as a parent even thought the child services said he schould be awarded to me as I was with him more than her. I stayed home when she went out, came in late and said her and the girls stopped for a drink. I put him to bed alot just me and him. I get to see him once in awhile for a few hours. Or on Fri nights when she goes out with the girls but he has to be back by her at 11 on sat morning. No set times.. oh but the courst said since I was duel citizen and if I had him I might leave...
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Old 02.11.2011, 20:10
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Re: Single income child allowance benefit: WARNING

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I have just the opposite, I moved here got married, had my first child a boy became a stay at home dad as my wife worked as a teacher making over 130,000 a year. I couldn't come close to finding a job making half and her with 18 weeks off a year and double pay for December, it was a no brainer to me. When my child started school, I took a part time job, was there to cook lunch when he came home, picked him up after school, did everything with him. Cleaned house, yard, cooked, laundry then one day my wife decieded she wanted to live alone, but keep the kid, now this child was a wish from me she really didn't want a child but ageed to it. I lost my part time job. The unemployement was only 800 a month, the court said give my wife half. Left me with 400 a month to live. I had to move out with nothing but the oldest car, got a small appartment found a part time job, but slept on the floor. I live now after bills with 300 a month for gas and food . The court said it doesn't matter if I ended up with nothing a father has to pay for his child even if my wife made a million and me nothing.Oh they took all my rights away from me as a parent even thought the child services said he schould be awarded to me as I was with him more than her. I stayed home when she went out, came in late and said her and the girls stopped for a drink. I put him to bed alot just me and him. I get to see him once in awhile for a few hours. Or on Fri nights when she goes out with the girls but he has to be back by her at 11 on sat morning. No set times.. oh but the courst said since I was duel citizen and if I had him I might leave...
You're a good man sliced. I'm sorry the justice system has failed you
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  #26  
Old 02.11.2011, 20:16
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Re: Single income child allowance benefit: WARNING

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i'm not sure i understood your OP. when you lost the 1000chfs was that just because of the 18 month thing? i.e. not related to the moving in?

you mentioned losing 400chfs because you moved in with someone. i'm supposing you're not married, so i wonder how this is distinguished from flatmates etc. or whether you would be penalised just because you share a flat - which also doesn't make sense. unless you're saying your other half is now providing for you and you are going to be a full time mum?
I lost 1000 chuffs because they supplemented that much for breastfeeding. The fact I moved in to a new apartment soley in my name with my chap living with me, does NOT effect my benefit as we are not married. He actually plays no part in the fees as we are not married and i can prove that I pay all bills for my little one. However, if we marry (hint hint lol) then I get nothing which I totally understand and find it generous that I still get anything now.

This thread has gone so off tangent. Please close mods. I only wanted to help others.
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Old 02.11.2011, 20:18
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Re: Single income child allowance benefit: WARNING

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I have just the opposite, I moved here got married, had my first child a boy became a stay at home dad as my wife worked as a teacher making over 130,000 a year. I couldn't come close to finding a job making half and her with 18 weeks off a year and double pay for December, it was a no brainer to me. When my child started school, I took a part time job, was there to cook lunch when he came home, picked him up after school, did everything with him. Cleaned house, yard, cooked, laundry then one day my wife decieded she wanted to live alone, but keep the kid, now this child was a wish from me she really didn't want a child but ageed to it. I lost my part time job. The unemployement was only 800 a month, the court said give my wife half. Left me with 400 a month to live. I had to move out with nothing but the oldest car, got a small appartment found a part time job, but slept on the floor. I live now after bills with 300 a month for gas and food . The court said it doesn't matter if I ended up with nothing a father has to pay for his child even if my wife made a million and me nothing.Oh they took all my rights away from me as a parent even thought the child services said he schould be awarded to me as I was with him more than her. I stayed home when she went out, came in late and said her and the girls stopped for a drink. I put him to bed alot just me and him. I get to see him once in awhile for a few hours. Or on Fri nights when she goes out with the girls but he has to be back by her at 11 on sat morning. No set times.. oh but the courst said since I was duel citizen and if I had him I might leave...
how did the wife end up with custody?
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  #28  
Old 02.11.2011, 20:21
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Re: Single income child allowance benefit: WARNING

I think we're confued because of this:

"From April 2010 I have been receiving a single income child care supplement from the government. This changed in August when I moved in with my lovely other half."

So that was just a coincidence in that you moved after mini mimi was 18 momths old?
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  #29  
Old 02.11.2011, 21:11
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Re: Single income child allowance benefit: WARNING

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I think we're confued because of this:

"From April 2010 I have been receiving a single income child care supplement from the government. This changed in August when I moved in with my lovely other half."

So that was just a coincidence in that you moved after mini mimi was 18 momths old?
Yep total coincidence which led to my initial confusion.

I'm sure I won't be the first or last that this happens to hence my heads up. I was told I'd lose 400chf and lost 1400chf which is a huge difference to someone on a strict budget. I just wanted to make others aware that not everything goes the way you expected.

I searched this topic when I found myself in this position and found nothing. Now I find myself in debt and wanted to stop others following suit. That was all.

Sorry for lack of clarity peeps.
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  #30  
Old 02.11.2011, 21:24
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Re: Single income child allowance benefit: WARNING

As with many things here the information is difficult to find.

However if you go to your local social welfare department at your Gemeinde / Commune and ask for help, they will work out your budget and help you get your expenses under control.

They will not lend you money, but if you are entitled to financial help you can apply for it. Grants and allowances are not back dated, and if your circumstances improve, you will lose your entitlement. If they improve tremendously, you will be asked to pay the amount back, as and when you can afford to.
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  #31  
Old 02.11.2011, 21:34
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Re: Single income child allowance benefit: WARNING

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Yep total coincidence which led to my initial confusion.

I'm sure I won't be the first or last that this happens to hence my heads up. I was told I'd lose 400chf and lost 1400chf which is a huge difference to someone on a strict budget. I just wanted to make others aware that not everything goes the way you expected.

I searched this topic when I found myself in this position and found nothing. Now I find myself in debt and wanted to stop others following suit. That was all.

Sorry for lack of clarity peeps.

Man, I'd be incredibly upset if that much I was accustomed to getting each month suddenly disappeared, no matter how "understandable" the reason!

Is there someone you can speak to to "fight" it? Especially as now, not only is it not coming in but you've got "extra" going out due to them backdating the change.
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  #32  
Old 02.11.2011, 21:59
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Re: Single income child allowance benefit: WARNING

My wife was in a Frauen Forum, I thought it was a girls club of sorts, the court appointed me a woman Lawyer, the Judge was a divorced woman with a child, after the divorce I saw a picture of the three of them together a fews years before my divorce, the FF was a club forum for fair treatent of women wanting divorces. My Lawyer and the Judge found the FF together with a few others.
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  #33  
Old 03.11.2011, 07:35
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Re: Single income child allowance benefit: WARNING

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Man, I'd be incredibly upset if that much I was accustomed to getting each month suddenly disappeared, no matter how "understandable" the reason!

Is there someone you can speak to to "fight" it? Especially as now, not only is it not coming in but you've got "extra" going out due to them backdating the change.
I've really tried all avenues Peg and nobody will budge. The daycare centre are being really helpful though and have taken the hit and paid the debt for me and have agreed a repayment plan to spread the cost for me. I feel lucky just for that TBH.

And obviously you know my man is helping wherever he can. He's a good egg bless him
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  #34  
Old 03.11.2011, 09:25
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Re: Single income child allowance benefit: WARNING

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He gets less taken from his salary because he pays a maintenance fee to his child( and not that much I may add). I then get charged because it is classed as income.....hmmmm would they deduct the amount for extortionate pampers, clothes etc etc from my tax bill
Not wanting to go too much off topic, but on the tax issue. Even if it is income, and you say not much, but presumably you are also claiming the kid on the tax forms as a dependent, thus lower tax rates apply, and also you get to deduct all the costs of daycare/childcare, which is a significnat tax advantage, at least in my experience.
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Old 03.11.2011, 09:40
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Re: Single income child allowance benefit: WARNING

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Not wanting to go too much off topic, but on the tax issue. Even if it is income, and you say not much, but presumably you are also claiming the kid on the tax forms as a dependent, thus lower tax rates apply, and also you get to deduct all the costs of daycare/childcare, which is a significnat tax advantage, at least in my experience.
I read that from this year on, monoparental families would lose the 'family coefficient', as they supposedly have less charges than a traditional dual parents family. Can anybody confirms this?

If this is true, I'll pay a huge amount more taxes for this year...

Oh, and you can't deduct the whole cost of daycare (at least not in Vaud). For us it's maximum 3,200.- for the whole year, and I pay much more than that...
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Old 03.11.2011, 09:51
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Re: Single income child allowance benefit: WARNING

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I read that from this year on, monoparental families would lose the 'family coefficient', as they supposedly have less charges than a traditional dual parents family. Can anybody confirms this?

If this is true, I'll pay a huge amount more taxes for this year...

Oh, and you can't deduct the whole cost of daycare (at least not in Vaud). For us it's maximum 3,200.- for the whole year, and I pay much more than that...

For us it's a maximum of 5500 for the year when real costs are actually 28,800!

The lower tax rate for having one child decreases my tax bill by around 4% so also not a huge amount when the maintenance payments are taxed at the normal "income" rates. I pay way more tax than I used to as the extra income from him has also bumped me into a higher tax bracket.
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Old 03.11.2011, 10:23
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Re: Single income child allowance benefit: WARNING

For now I pay about half a salary of taxes, because I can have a lot of deductions, the father's alimony is quite low, and my coefficient is 1.8. If I go down to coeff.1, it'll be a nightmare...

Oh, and I'm also living with my boyfriend (not married), I don't have to declate that on my tax form right? He has a B permit, so I use all the deductions for expensive flat rent etc. for myself.

It's such a joke... My ex calculated that my son eats for 5.-/day, so he doesn't understand why he should pay more than 2.50.-/day + half the insurance... Our mediator almost fainted when he told her that...
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  #38  
Old 03.11.2011, 11:38
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Re: Single income child allowance benefit: WARNING

Mimi,

This is a good link if you want the social security system explained simply in English.

http://www.ak40.ch/public/home.php?langId=4&folder=311
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  #39  
Old 03.11.2011, 12:03
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Re: Single income child allowance benefit: WARNING

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Mimi,

This is a good link if you want the social security system explained simply in English.

http://www.ak40.ch/public/home.php?langId=4&folder=311

Maybe I'm being blind but I can only find info about the child allowance that your employer gives you. I can't find anything about additional benefits you can receive such as the money I received from the government as I was too poor to cover daycare fulltime.

I can see the additional supplements for disabilty or pensioners but that is all
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Old 03.11.2011, 12:25
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Re: Single income child allowance benefit: WARNING

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Maybe I'm being blind but I can only find info about the child allowance that your employer gives you. I can't find anything about additional benefits you can receive such as the money I received from the government as I was too poor to cover daycare fulltime.

I can see the additional supplements for disabilty or pensioners but that is all
I don't know about Basel, but in Vaud a subsidised daycare asks for your monthly income, and then calculate what you can afford to pay (about 10% of your salary for fulltime) and the state pays the rest to the daycare directly.

If you can't have a place in a subsidised daycare, then nobody helps you, you have to manage as you can!
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