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Old 02.11.2011, 17:25
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Single income child allowance benefit: WARNING

From April 2010 I have been receiving a single income child care supplement from the government. This changed in August when I moved in with my lovely other half.

I knew the fees would be reduced but I was in for a huge surprise.

The benefit was reduced drastically by 1400 CHF when I had been informed it would only be around 400 CHF.

Also it had been backdated to April 2011, leaving me with a 5000 CHF debt.

As you can imagine, for some of us who are not earning 120,000 a year this is a big debt to have (not helped by a lovely tax debt that arrived yesterday and another almighty bill for damage to my old apartment - anyway, I digress, back on topic).

It turns out that the benefit has a 1000 CHF supplement to it to assist "nursing costs" (säulingerzuschlag I think it's called in German). This is because when working full time it is impossible, or at least difficult, to continue breast feeding so they pay this for the cost of formula and supplements. It ends when the child is 18 months old.

I'm fine not to have the extra benefits when I now live with someone who also earns as I don't like having handouts anyway, but they could have at least informed me at some point so I could've factored this into budget planning (especially seeing as it has jack all to do with my new living arrangements).

Just a warning to others who may find themselves caught out by this one.

Now, off to sort out house insurance to sort the damage bill and the job centre to get mini mimi out earning to pay her way
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Old 02.11.2011, 17:29
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Re: Single income child allowance benefit: WARNING

Oh, and one more thing that I didn't know. The child maintenance you receive from the father is also taxed, hence the reason for my other problematic giant bill (and he gets a tax reduction for it).
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Old 02.11.2011, 17:45
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Re: Single income child allowance benefit: WARNING

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Oh, and one more thing that I didn't know. The child maintenance you receive from the father is also taxed, hence the reason for my other problematic giant bill (and he gets a tax reduction for it).
Ugh you're kidding right? I hope he spends that tax reduction on his spawn at least
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Old 02.11.2011, 17:49
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Re: Single income child allowance benefit: WARNING

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Ugh you're kidding right? I hope he spends that tax reduction on his spawn at least
*looks out window*

No pigs flying so doubt it

Edit: spawn! Spawn! She'll spit on your KFC when she sees you next for that
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Old 02.11.2011, 18:14
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Re: Single income child allowance benefit: WARNING

How your new situation affect you and mini you? It is not because
You share yourife with someone that you automatically share all the cost, especially those kids related. So what is their explanation?
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Old 02.11.2011, 18:28
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Re: Single income child allowance benefit: WARNING

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Ugh you're kidding right?
No, why kidding? Seems logical to me.

Tom
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Old 02.11.2011, 18:40
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Re: Single income child allowance benefit: WARNING

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No, why kidding? Seems logical to me.

Tom
Please explain
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Old 02.11.2011, 18:41
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Re: Single income child allowance benefit: WARNING

WHO recommends breast feeding till 2 - seems the Swiss health authorities don't subscribe to this. But also a child can drink cows milk from 12 months so where have they pulled this 18 months old figure from.

Also does buying formula really cost 1400chf a month? Were they seriously giving you this amount to cover formula costs? Crazy

Last edited by Nickers; 02.11.2011 at 18:54.
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Old 02.11.2011, 18:51
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Re: Single income child allowance benefit: WARNING

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The child maintenance you receive from the father is also taxed, (and he gets a tax reduction for it).
He does not get a tax deduction for the money he gives you. The money is simply paid to you before taxation. You pay the tax on this money as it is income. It seems fair to me.
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Old 02.11.2011, 18:59
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Re: Single income child allowance benefit: WARNING

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Ugh you're kidding right? I hope he spends that tax reduction on his spawn at least
Eh ? I hand over a lot of money for my kid. (and I have no idea if it is spent on the said offspring or not). Of course the amount should come off my gross income.
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Old 02.11.2011, 19:04
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Re: Single income child allowance benefit: WARNING

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He does not get a tax deduction for the money he gives you. The money is simply paid to you before taxation. You pay the tax on this money as it is income. It seems fair to me.
Exactly, his taxable income is reduced by the amount of child support/alimony he pays, but he doesn't get a tax reduction, he pays less taxes because he has less income.

Tom
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Old 02.11.2011, 19:11
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Re: Single income child allowance benefit: WARNING

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Eh ? I hand over a lot of money for my kid. (and I have no idea if it is spent on the said offspring or not). Of course the amount should come off my gross income.
Would money spent on your kid if you were with your partner come off your gross income and be tax deductible?

To me it's money that should be spent by the parent anyway.
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Old 02.11.2011, 19:12
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Re: Single income child allowance benefit: WARNING

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Exactly, his taxable income is reduced by the amount of child support/alimony he pays, but he doesn't get a tax reduction, he pays less taxes because he has less income.

Tom
I have less income because I spend it on expensive electronics. Can I pay less tax?
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Old 02.11.2011, 19:13
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Re: Single income child allowance benefit: WARNING

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Oh, and one more thing that I didn't know. The child maintenance you receive from the father is also taxed, hence the reason for my other problematic giant bill (and he gets a tax reduction for it).
At least you get child maintenance.......all i get is fresh air......ho hum....
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Old 02.11.2011, 19:22
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Re: Single income child allowance benefit: WARNING

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How your new situation affect you and mini you? It is not because
You share yourife with someone that you automatically share all the cost, especially those kids related. So what is their explanation?
The cost comes from them not paying additional extra benefit for breastfeeding, not to do with new situation.
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WHO recommends breast feeding till 2 - seems the Swiss health authorities don't subscribe to this. But also a child can drink cows milk from 12 months so where have they pulled this 18 months old figure from.

Also does buying formula really cost 1400chf a month? Were they seriously giving you this amount to cover formula costs? Crazy
It's approx 1000chf they give for that and tbh I'm glad of the help regardless for how long. I just didn't want others to be caught unawares and stung with a back payment of 5000 chuffs. Rules are rules after all. Would've been nice to simply have a heads up is all.
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He does not get a tax deduction for the money he gives you. The money is simply paid to you before taxation. You pay the tax on this money as it is income. It seems fair to me.
He gets less taken from his salary because he pays a maintenance fee to his child( and not that much I may add). I then get charged because it is classed as income.....hmmmm would they deduct the amount for extortionate pampers, clothes etc etc from my tax bill
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Eh ? I hand over a lot of money for my kid. (and I have no idea if it is spent on the said offspring or not). Of course the amount should come off my gross income.
I can't believe many mother's do not make sure it goes to their kid. I go without countless times to give to my babe, the ex however has not bought a nappy, present or her lunch on day trips out with her. It's not always the mum sitting back reaping rewards. Sadly the honest ones of us get screwed royally.
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Old 02.11.2011, 19:24
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Re: Single income child allowance benefit: WARNING

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The cost comes from them not paying additional extra benefit for breastfeeding, not to do with new situation.


It's approx 1000chf they give for that and tbh I'm glad of the help regardless for how long. I just didn't want others to be caught unawares and stung with a back payment of 5000 chuffs. Rules are rules after all. Would've been nice to simply have a heads up is all.

He gets less taken from his salary because he pays a maintenance fee to his child( and not that much I may add). I then get charged because it is classed as income.....hmmmm would they deduct the amount for extortionate pampers, clothes etc etc from my tax bill

I can't believe many mother's do not make sure it goes to their kid. I go without countless times to give to my babe, the ex however has not bought a nappy, present or her lunch on day trips out with her. It's not always the mum sitting back reaping rewards. Sadly the honest ones of us get screwed royally.
do you have a link to info on child allowance etc.?

Last edited by Phil_MCR; 02.11.2011 at 19:40.
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Old 02.11.2011, 19:32
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Re: Single income child allowance benefit: WARNING

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do you have a link to info one child allowance etc.?
How do you mean? There are lots of links I could send but this one is specific and only through experience. As a well intergrated member of EF I did my searches with various places before this and found nothing

Thought BS gov would bad rep me if I failed to search
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Old 02.11.2011, 19:39
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Re: Single income child allowance benefit: WARNING

Thank you Mimi for giving us a heads up on this. I'm so sorry you're finances are a bit messed up now. I'm so tempted to make an OT comment but I'm affraid my emotions may get e better of me.
May your financial situation improve soon and just remember, it won't be this way forever.

Last edited by Meisie; 02.11.2011 at 19:41. Reason: Wtf grammar?
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Old 02.11.2011, 19:42
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Re: Single income child allowance benefit: WARNING

Do you know what? For gawd's sake! This was supposed to be a helpful heads up is all and now becomes a "I pay x amount and how do I know it's spent on her", "seems fair that this is the situation" yada yada yada.

For the record, I'm not complaining just trying to do what this forum keeps preaching, and not just post lolcats etc but inform people of things that may surprise you. I am fairly fluent in German and still get these surprises due to the way the correspondence was written.

Jeez! Close the thread if it's heading this way.

P.s I'm on team mummy, as a "try to do everything right" kind of mum.
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Old 02.11.2011, 19:43
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Re: Single income child allowance benefit: WARNING

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How do you mean? There are lots of links I could send but this one is specific and only through experience. As a well intergrated member of EF I did my searches with various places before this and found nothing

Thought BS gov would bad rep me if I failed to search
was just wondering if there was a child benefits for dummies kind of article. was interested in how it works, whether it is linked with employment etc. etc.
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