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  #141  
Old 26.03.2018, 12:18
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Re: I am pregnant – What to expect when expecting in Switzerland

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But it's not like a .. just a regular gift. She just gifted a life to our baby and I want to make something special for her. Dinner is too simple I think and we can make it without any special date
Neither is your wife's time "a regular gift". It's way more precious than the tacky shit on that dreadful website. It's probably all made in China anyway.

Seriously. Give her every evening off. That's a special gift.
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  #142  
Old 26.03.2018, 15:04
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Re: I am pregnant – What to expect when expecting in Switzerland

Turns out your website is no good to you anyway: they don't deliver to Switzerland.

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Do you ship internationally?

From this website you can make purchases for delivery to US postal addresses.
So that's settled that, then.
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  #143  
Old 26.03.2018, 15:20
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Re: I am pregnant – What to expect when expecting in Switzerland

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I want to make a surprise to my wife and thinking about giving a ring with the name of our baby or something like a bracelet with small letters, what would you prefer?
I am not sure if you are talking about a "push gift", which I saw quite often in my babycenter American forum. Culture shock and all, I found the idea absolutely tacky, so I would rather skip it.

In any case, any shop which sells jewellery - precious or otherwise - usually offers engraving options (be it Manor or the random jeweller down the road).

I gifted myself a locket to store the first lock of hair of my son. I ordered it in Etsy, and got it engraved by the artist. Worked wonderfully, and took 5 days to arrive all over from Australia.
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  #144  
Old 26.03.2018, 15:23
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Re: I am pregnant – What to expect when expecting in Switzerland

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I am not sure if you are talking about a "push gift", which I saw quite often in my babycenter American forum. Culture shock and all, I found the idea absolutely tacky, so I would rather skip it.
Oh, so it is an actual thing, then?

In that case, following the spirit of the gift, I'd suggest a thumb ring sized to fit her little finger. Maybe a packet of butter to go with it...
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  #145  
Old 26.03.2018, 15:52
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Re: I am pregnant – What to expect when expecting in Switzerland

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Oh, so it is an actual thing, then?
Yes... Push Present

To each its own, but for me it feels like the epitome of commercialism. I can't shake off the idea of the biscuit being given to a dog for a good job. Or something else.

But again, this is a very personal view.
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  #146  
Old 26.03.2018, 15:58
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Re: I am pregnant – What to expect when expecting in Switzerland

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Does anyone know if I attend more than one antenatal courses, if the basic insurance will pay only 150CHF (for one course only) regardless?
"Für die Geburtsvorbereitungskurse vergütet die Krankenkasse 150 Fr., wenn der Kurs von Hebammen geleitet wird. Kurse bei Geburtsvorbereiterinnen oder Physiotherapeutinnen werden nicht von allen Kassen übernommen. Fragen Sie vor der Anmeldung unbedingt danach. Wenn Ihr Mann Sie bei dem Kurs begleitet, muss er seinen Anteil selbst bezahlen."

Basically: they will pay 150 in total, and only if the courses are provided by professional midwives, otherwise they might not be covered.

Check with your insurance.

As a side note, my husband attended the course with me (total 3 days), and we got a discounted price, instead of paying the double. Check with the hospital/midwife providing the course, if they offer partner discounts.
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  #147  
Old 26.03.2018, 16:00
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Re: I am pregnant – What to expect when expecting in Switzerland

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How about a nice jazz LP?

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  #148  
Old 26.03.2018, 20:10
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Re: I am pregnant – What to expect when expecting in Switzerland

Can the lovely mod who otbced Catticos have a bit of a clean up so we don't look like we're talking to ourselves, please?
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  #149  
Old 26.03.2018, 20:27
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Re: I am pregnant – What to expect when expecting in Switzerland

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Can the lovely mod who otbced Catticos have a bit of a clean up so we don't look like we're talking to ourselves, please?
Aren't most people on the forum just talking to themselves?
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  #150  
Old 26.03.2018, 20:36
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Re: I am pregnant – What to expect when expecting in Switzerland

It's your own fault for replying to them in the first place. Anyway you've quoted much of what they said so people can get the gist of it if they want to bother to read what you wrote.
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  #151  
Old 31.10.2018, 10:49
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Billing and payments during pregnancy

Hi everyone,
There seems to be some confusion regarding what is covered during pregnancy.
The "general knowledge" is that the coverage starts from week 13th on, and anything before is to be paid by the parents.
I've recently found this not to be the case according to Swiss law:
https://www.admin.ch/opc/de/classified-compilation/19940073/index.html


In Art. 64 two cases are well differenciated: Before and After 13th week.
What's included before is defined in Art. 29; and after in Art 25. (Obviosly is all in German, I checked it with a swiss lawyer friend of mine)


It is correct that after week 13 all mother's illness regardless if it is related with the pregnancy is covered.
However, if it is related to pregnancy, tests and revisions should be also covered before week 13.
We called Assura "anonymously" to have this checked, and they confirmed this on the phone.


But it is mandatory that the bill is marked as motherhood instead of illness. Otherwise they claim this after the 13th week thing.


I'm not really sure the reasons behind it, but clinics/hospitals tend to mark all bills as illnes, even though they came all from a pregnancy check up. The problem with this is that we can be (are being) charged for things that by law are to be included. I had to go to the hospital myself to have these bills changed into motherhood (first I called but nothing was done). They didn't even know (apparently) this part of the law.


I still need to get the new copies of the bills so I can send them to the insurer and have them to pay me back. But I'm sure that's going to be another great story.
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  #152  
Old 26.11.2018, 21:03
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Re: Billing and payments during pregnancy

Hi everyone,

Just so you know how the story continues, I'm starting getting the money back.

So there you go, bills as "Pregnancy" and it is included.

Regards.
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  #153  
Old 27.02.2019, 17:05
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Re: I am pregnant – What to expect when expecting in Switzerland

This post has been very useful.

I am having problem with my clinic because the nurse said they ccould't change the invoice because the system wouldn't allow unless it's 13th week.

Has anyone had similar experience or push back from their clinic when requesting for change on the invoice from 'illness' to 'pregnancy'?

J
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  #154  
Old 28.02.2019, 15:05
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Re: I am pregnant – What to expect when expecting in Switzerland

Here's what I did:




1. Print the law and yellow mark those relevant articles.
2. Go to the clinic and speak to someone in the billing department (not to the nurse; one does not know what the other do)
3. They will tell you the same, that they can't change bills because of this and that. What they did in my case (what they need to do) is to send a negative bill with the amount they already charged and a new one stating the pregnancy. So the balance is 0 but the insurance must pay you back.
4. Still they will be reluctant to do so. Just insist in the fact that by law they must do it. Offer them to have a look to the paragraphs you have with you.
5. After like 15 minutes it should be solved and the billing responsible should have realized they need to do this.


Important: Just stay calm and relax. You have the law with you.
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  #155  
Old 28.02.2019, 17:29
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Re: I am pregnant – What to expect when expecting in Switzerland

Thanks so much EduMP. Guess I will have to try again!

By the way, with the medications for pregnancy, do they fall under the same category? (whether it's 7th week or 14th week?) do I have to go to the pharmacy to get some sort of certificates?


Regards,
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  #156  
Old 28.02.2019, 19:37
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Re: I am pregnant – What to expect when expecting in Switzerland

Hi,

For medications your insurance must know you're (or your wife? Let's say both ) pregnant.
So either you or your doctor must tell them this. Now, in this case I'm not really sure about the week before the 13th, but they need to be informed in any case. One thing though, almost all medications are covered at least for the 60% of the amount, so you might still need to pay something. And some of them are not covered. In our case just the multivitamins, but it costs little. You can check with the doctor whenever they give you sth. For example the long socks for traveling by plane are covered 100% if I remember correctly.

Good luck with it! And let us know how it went.
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  #157  
Old 28.02.2019, 21:10
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Re: I am pregnant – What to expect when expecting in Switzerland

I was pregnant 6 years ago so maybe something changed by now. My insurance Group Mutuel didn’t pay for iron infusions and pills for thyroid saying that normal pregnancy is a pregnancy without medication, if I needed some it fall under illness so my franchise kicks in. It didnt matter that i needed those medications because of pregnancy.
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  #158  
Old 28.02.2019, 21:34
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Re: I am pregnant – What to expect when expecting in Switzerland

Well, I'm not saying it was your case, but in order for the medication to be covered, the doctor must give a receipt. Then, the insurance can pray if they want. Or was it the doctor who said no medication?
Honestly it sounds really weird. You had such bad luck in any case.
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  #159  
Old 03.03.2019, 22:51
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Re: I am pregnant – What to expect when expecting in Switzerland

Has anyone given birth abroad? What was the experience with insurance?
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