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  #41  
Old 14.03.2018, 13:53
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Re: Sick leave payment while taking surgery abroad

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Did I get this right- you intend to have 1 surgery in 1 country and the other in another one? Could they not argue this will add quite a bit of extra time off?
This is why this nonsense isn't covered.

Tom
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  #42  
Old 14.03.2018, 14:09
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Re: Sick leave payment while taking surgery abroad

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Hi Meloncollie,

No he's not really involved in this, would it make a difference in your view?

thank you!
To my mind - and IME - you might be wise to at least discuss your plans with your Swiss doctor. The discussion might present options here you might not have been aware of.

I have found that key to navigating the more opaque ins and outs of the system here is finding the right gatekeeper. A bad GP can be a hindrance - but a good GP (or other doctor) can help open doors that otherwise might seem to be closed to you.

You mention that your wish to do the first surgery abroad was based on need for family support during recovery, as well more trust in surgeons back home. That's understandable, I too have weighed up those concerns when making decisions where to seek treatment.

If trust in local surgeons is a concern, discuss that with the GP. Perhaps he or she can put your mind at ease, or help you get in with a different surgeon or hospital.

If support during recovery is a concern, your GP here can help set up services like Spitex visits to your home. I understand how daunting surgical recovery can be when one has no family or support network here; Spitex can be a godsend.

A friend lives alone in a flat with stairs that would not have been manageable during post-surgery recovery, even with Spitex visits. So knowing her home situation her GP sent her to a rehab clinic to recover, and convinced the KK to cover her stay. I visited her often at the rehab clinic and can say that the level of care was excellent.

Just some things to consider wrt the first surgery.

All the best...
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  #43  
Old 14.03.2018, 14:48
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Re: Sick leave payment while taking surgery abroad

Quote:
Did I get this right- you intend to have 1 surgery in 1 country and the other in another one? Could they not argue this will add quite a bit of extra time off?
Hi Odile, thanks for pointing this out. imho this is not the case, as I booked the surgeries in advance and with the exact distance recommended by the doctors.

Going from 1 country to the other takes 2 days (Saturday and Sunday) in the worst case, being driven by a family member.

This could be easily demonstrated providing all the relevant, I wouldn't have a single problem in sharing all the details.

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This is why this nonsense isn't covered.

Tom
St2lemans, I don't think your comment makes sense to be honest.

As I mentioned if it's well organized, there is no extra time off. And I am not sure why you are speaking about "non-sense".
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Old 14.03.2018, 14:59
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Re: Sick leave payment while taking surgery abroad

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To my mind - and IME - you might be wise to at least discuss your plans with your Swiss doctor. The discussion might present options here you might not have been aware of.

I have found that key to navigating the more opaque ins and outs of the system here is finding the right gatekeeper. A bad GP can be a hindrance - but a good GP (or other doctor) can help open doors that otherwise might seem to be closed to you.

You mention that your wish to do the first surgery abroad was based on need for family support during recovery, as well more trust in surgeons back home. That's understandable, I too have weighed up those concerns when making decisions where to seek treatment.

If trust in local surgeons is a concern, discuss that with the GP. Perhaps he or she can put your mind at ease, or help you get in with a different surgeon or hospital.

If support during recovery is a concern, your GP here can help set up services like Spitex visits to your home. I understand how daunting surgical recovery can be when one has no family or support network here; Spitex can be a godsend.

A friend lives alone in a flat with stairs that would not have been manageable during post-surgery recovery, even with Spitex visits. So knowing her home situation her GP sent her to a rehab clinic to recover, and convinced the KK to cover her stay. I visited her often at the rehab clinic and can say that the level of care was excellent.

Just some things to consider wrt the first surgery.

All the best...
Hi Meloncollie, thank you for this.

And I think you raised a very valid point, having a good and helpful GP is key in this country.

So far I have been lucky enough to rarely need one, and so I didn't have the opportunity to form this kind of relationship. My mistake in not realizing the importance of this, definitely it will be my first point in the agenda when I am back.

For thre trust in surgeons, this is something I didn't find here yet and therefore decided to change country. But higher than trust is competence, something I haven't found fully here, sometimes I feel the surgeons / physio I have seen here are 10 / 15 years back compared to other countries. It may as well be I went to the wrong place, I couldn't say...

I heard of Spitex and indeed you'd need a very good doctor to get accepted for that I assume. I can't comment knowing exactly, but I guess having your close ones in this situation is unreplaceable.
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  #45  
Old 14.03.2018, 16:03
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Re: Sick leave payment while taking surgery abroad

??? you are deciding to go abroad for surgery they do here day in day out, hip replacements are not exactly new, and you wonder why the insurance co. won't cover you?? what is your issue with going to your gp, and getting it all sorted here??? personally I'd take a swiss hospital over an italian one any day of the week. Totally bizarre
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  #46  
Old 14.03.2018, 16:06
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Re: Sick leave payment while taking surgery abroad

I got hassled by the bureaucracy when I was in Intensive care in a 6-7 weeks coma. Forgot to inform my employer I was ill and get a doctors Zeugnis.
I did not fill in the correct forms within the correct time frames. Got sacked after 5 weeks for not answering my mails or phone.
Took me nearly a year to rectify things.
You need a good life partner who understands your whole finances and commitments in this country, or you will wake up in the Salvation Army
Make sure you have someone here in case something goes wrong.
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  #47  
Old 17.03.2018, 08:21
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Re: Sick leave payment while taking surgery abroad

Hi All,

Short update... by the way the 10 weeks are "per event", not per year as someone may think.

So I guess I'll be fine after all have a great weekend
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  #48  
Old 01.02.2021, 17:17
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This is where I am struggling to understand now.

The insurance clause says that no benefits are granted for 1. treatment 2. care 3. childbirth taken abroad.

What if someone makes the "treatment" abroad (i.e. surgery), but the "care" (i.e. home-training for the first 4 weeks) in Switzerland? how would that work?

In general I am also trying to figure what is the point of having the clause... what difference does it make where you get treated?
Hi Mark et All,

Did you get a chance to clarify this point?

I had an operation abroad, and within the same doctor's certificate did 3 weeks "care / rest" in Switzerland.

Now I need to submit to the insurance (Taggesgeld) my detailed medical report and the flight ticket which shows the return date earlier to the end date in the medical certificate (Artz zuegines).

Is that an issue?

Thanks in advance

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Hi Mark et All,

Did you get a chance to clarify this point?

I had an operation abroad, and within the same doctor's certificate did 3 weeks "care / rest" in Switzerland.

Now I need to submit to the insurance (Taggesgeld) my detailed medical report and the flight ticket which shows the return date earlier to the end date in the medical certificate (Artz zuegines).

Is that an issue?

Thanks in advance

Will be great if I can get some thoughts on that

What if someone makes the "treatment" abroad (i.e. surgery), but the "care" (i.e. home-training for the first 4 weeks) in Switzerland? how would that work? - keeping in mind that it is with the same doctor certificate from the country where the operation was made.

Would like also to know this law about bare minimum of 10 weeks per case, which law is that?

Thanks very much people.

Last edited by roegner; 02.02.2021 at 08:06. Reason: Merging consecutive posts
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