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Old 20.03.2021, 11:39
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health insurance and covid

Hello

I know that covid tests are covered by the basic health insurance (in case of symptoms etc...) but what about covid induced effects ?

I was never diagnosed for covid (i did one pcr test in february) but I had mild symptoms in December (mild, so i did not get tested which was a mistake).

I had lost partly my sense of smell and now I have olfactory hallucinations.
Will the insurance take care of diagnosis and eventual treatment or it's just out of my pocket ?
Thanks
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Old 20.03.2021, 11:40
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Re: health insurance and covid

Quote:
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Hello

I know that covid tests are covered by the basic health insurance (in case of symptoms etc...) but what about covid induced effects ?

I was never diagnosed for covid (i did one pcr test in february) but I had mild symptoms in December (mild, so i did not get tested which was a mistake).

I had lost partly my sense of smell and now I have olfactory hallucinations.
Will the insurance take care of diagnosis and eventual treatment or it's just out of my pocket ?
Thanks
I assume you'll have to pay your franchise part, but other than that they will cover you as with any normal illness.
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Old 20.03.2021, 12:06
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Re: health insurance and covid

although medically speaking, there are probably no cure or solution.
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Old 20.03.2021, 14:21
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Re: health insurance and covid

On a related note, a 20Min article from back in January raised the question of whether having COVID long haul - or even having had COVID and thus potential for long haul symptoms, might be an exclusion for supplementary insurance. The article is here, see the bit headed 'Health Insurance Threat:
https://www.swissinfo.ch/eng/--long-...tion-/46280110

The article only floated a possibility. But do any of you know if insurance companies are actually using, or plan to use, COVID as a factor in deciding on eligibility for supplemenatary insurance? Anyone been affected by this?
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