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  #21  
Old 27.10.2012, 15:51
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Re: Smear Testing in Switzerland

Please be aware that if you self-refer to a gynaecologist and your insurance company is cheap (as in dodges paying wherever humanly possible whilst charging far-from-inexpensive premiums), as Odile suggests they will dip out of paying and even call your claim "frivolous" . I am speaking from bitter experience here......

Interestingly, we now have a different insurer.

All the best.

Hobs
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  #22  
Old 27.10.2012, 15:54
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Re: Smear Testing in Switzerland

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Please be aware that if you self-refer to a gynaecologist and your insurance company is cheap (as in dodges paying wherever humanly possible whilst charging far-from-inexpensive premiums), as Odile suggests they will dip out of paying and even call your claim "frivolous" . I am speaking from bitter experience here......

Interestingly, we now have a different insurer.

All the best.

Hobs
Isn't it that you have to pay a deductible up to 600 or even more according to your insurance policy anyway?
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  #23  
Old 28.10.2012, 09:47
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Re: Smear Testing in Switzerland

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Please be aware that if you self-refer to a gynaecologist and your insurance company is cheap (as in dodges paying wherever humanly possible whilst charging far-from-inexpensive premiums), as Odile suggests they will dip out of paying and even call your claim "frivolous" . I am speaking from bitter experience here......

Interestingly, we now have a different insurer.

All the best.

Hobs
Even with a referral, even when you have traditional (non-managed care) insurance - heck, even when the gynecologist believes it necessary - the insurance company might only cover exams/tests on the standard schedule. Preventative screening seems to be less accepted here.

My gyne ordered annual screening based on family history. However my insurance wouldn't cover mammograms before 50, nor annual gyne exams/screening rather than once every three years - despite the doctor ordering them. However, once a problem is found the subsequent out-of-schedule screening/exams are paid for.

But, friends have told me that their insurers did cover out-of-schedule procedures... so as with everything in Switzerland, YMMV. Just be prepared to pay yourself if your insurance company baulks.

The good news, though, is that (compared to what I paid in the US) screening/tests/exams aren't too expensive.
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Old 28.10.2012, 09:50
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Re: Smear Testing in Switzerland

MacGregor's Daughter asked about the deductible being the problem. Not with that bunch of insurers; I was already over the excess anyway, numerous phone calls and emails established that they regarded my claim as self-indulgent because I had not been referred to the clinic by my GP. They even said that they would have paid if I had cancer but would not pay because I did not. Astonishing. It was a firm based in the UK and should have been well accustomed to dealing with preventative procedures.

Hobs

Last edited by Hobs; 28.10.2012 at 09:56. Reason: My meaning not that clear.........
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Old 28.10.2012, 14:25
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Re: Smear Testing in Switzerland

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MacGregor's Daughter asked about the deductible being the problem. Not with that bunch of insurers; I was already over the excess anyway, numerous phone calls and emails established that they regarded my claim as self-indulgent because I had not been referred to the clinic by my GP. They even said that they would have paid if I had cancer but would not pay because I did not. Astonishing. It was a firm based in the UK and should have been well accustomed to dealing with preventative procedures.

Hobs
Perhaps you'd care to share what insurer that was?

So far I've not had any problems with having things paid, in or out of schedule, but perhaps it is because we've got the lowest possible deductible on my basic from Concordia AND my GP and Gyn are in a practice together (as is dermatologist).

Perhaps my lack of issue is due to the shared practice, or perhaps it is due to my insurance plan (which, again, is basic, because of my weight).
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  #26  
Old 28.10.2012, 15:19
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Re: Smear Testing in Switzerland

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Does anyone know of a cheap place to get this done??
Nothing is cheap in Switzerland, and the last place to try and make savings is your health!
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  #27  
Old 29.10.2012, 23:03
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Re: Smear Testing in Switzerland

I was in a similar position last year and being stuck in my UK mindset then I registered with a GP (or family doctor as they often seem to be called here) first. My GP then referred me to a gynaecologist. Whilst my GP said she was able to do smear tests, she preferred for women of child bearing age to attend a specialist instead.

I had to wait three months for the appointment as a new patient but as well as doing the smear test then the gynaecologist performed a number of additional checks as part of this annual "contrôle". I think the total cost of this check-up was 200CHF which turned out to be money well spent for me as a small issue was identified through these additional checks. Further, given that I was already then registered with the specialist, the follow up treatment was quick and easy to arrange which was much better than then having to wait for a referral.
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Old 29.10.2012, 23:08
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Re: Smear Testing in Switzerland

I was surprised when my old, regular family doctor in Zurich did a Pap test for me. I later changed family doctors, though, so now I go to the Frauenklinik at Uster Spital. There is also a place called "GynoSense" right at the Uster Hauptbahnhof that I've heard is pretty good about making fast appointments.

I'm not sure about Zurich, but if you google "Zurich Frauenklinik" something will probably show up.

P.S. The doctors at the clinic at Uster Spital recommend they be done once per year.

P.P.S. Don't forget to get your free breast exam (don't let them skimp you!)
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  #29  
Old 30.10.2012, 14:22
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Re: Smear Testing in Switzerland

This GP will do it - she's great - she's a Brit - but I never held that against her

http://www.drangelacaddick.com/
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