Go Back   English Forum Switzerland > Help & tips > Family matters/health  
Reply
 
Thread Tools Display Modes
  #1  
Old 20.09.2009, 22:20
Guest
 
Posts: n/a
Zurich hospital turns away US health tourists

It seems that Zurich University Hospital is now refusing to accept "medical tourists" from North America. The issue, they say, is fear of litigation.

Is healthcare here that much better (and cheaper ) than in the US or Canada?
Reply With Quote
  #2  
Old 20.09.2009, 22:32
HollidayG's Avatar
Forum Legend
 
Join Date: Jan 2008
Location: Kanton ZŁrich
Posts: 3,038
Groaned at 50 Times in 35 Posts
Thanked 1,180 Times in 738 Posts
HollidayG has an excellent reputationHollidayG has an excellent reputationHollidayG has an excellent reputationHollidayG has an excellent reputation
Re: Zurich hospital turns away US health tourists

It is slightly cheaper here, but it is not that much cheaper.

The healthcare in the US is quite good if you are luck
enough to have proper insurance.
Reply With Quote
This user would like to thank HollidayG for this useful post:
  #3  
Old 21.09.2009, 18:13
Member
 
Join Date: Sep 2008
Location: Zurich
Posts: 157
Groaned at 3 Times in 2 Posts
Thanked 10 Times in 10 Posts
Switzerland2009 has no particular reputation at present
Re: Zurich hospital turns away US health tourists

Quote:
View Post
The healthcare in the US is quite good if you are luck
enough to have proper insurance.
That could all soon change if Obama gets his way with what he wants to do with the US healthcare system and reform
Reply With Quote
The following 2 users groan at Switzerland2009 for this post:
  #4  
Old 21.09.2009, 18:18
evilshell's Avatar
Forum Legend
 
Join Date: Jun 2006
Location: UK, formerly Basel
Posts: 3,347
Groaned at 97 Times in 81 Posts
Thanked 3,093 Times in 1,341 Posts
evilshell has a reputation beyond reputeevilshell has a reputation beyond reputeevilshell has a reputation beyond reputeevilshell has a reputation beyond reputeevilshell has a reputation beyond reputeevilshell has a reputation beyond repute
Re: Zurich hospital turns away US health tourists

Quote:
View Post
That could all soon change if Obama gets his way with what he wants to do with the US healthcare system and reform
Yes, then everyone will be able to afford medical treatment there.
Reply With Quote
The following 5 users would like to thank evilshell for this useful post:
  #5  
Old 21.09.2009, 19:29
Member
 
Join Date: Sep 2008
Location: Zurich
Posts: 157
Groaned at 3 Times in 2 Posts
Thanked 10 Times in 10 Posts
Switzerland2009 has no particular reputation at present
Re: Zurich hospital turns away US health tourists

Quote:
View Post
Yes, then everyone will be able to afford medical treatment there.
Yeah but at the cost of all the tax payers who don't deserve to have their taxes raised to fund everyone else's health care.
Reply With Quote
This user groans at Switzerland2009 for this post:
  #6  
Old 21.09.2009, 19:31
Blonaybear's Avatar
Forum Veteran
 
Join Date: May 2007
Location: Blonay
Posts: 1,593
Groaned at 4 Times in 4 Posts
Thanked 836 Times in 432 Posts
Blonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond repute
Re: Zurich hospital turns away US health tourists

Interesting comparison of international health costs here.
Reply With Quote
The following 2 users would like to thank Blonaybear for this useful post:
  #7  
Old 21.09.2009, 19:46
evilshell's Avatar
Forum Legend
 
Join Date: Jun 2006
Location: UK, formerly Basel
Posts: 3,347
Groaned at 97 Times in 81 Posts
Thanked 3,093 Times in 1,341 Posts
evilshell has a reputation beyond reputeevilshell has a reputation beyond reputeevilshell has a reputation beyond reputeevilshell has a reputation beyond reputeevilshell has a reputation beyond reputeevilshell has a reputation beyond repute
Re: Zurich hospital turns away US health tourists

Quote:
View Post
Yeah but at the cost of all the tax payers who don't deserve to have their taxes raised to fund everyone else's health care.
Are you Morgannon in disguise?

Americans still pay for it through taxes - and a lot more than they'd have to if a proper system was in place to care for people before they were desperately poor or ill.
Reply With Quote
The following 3 users would like to thank evilshell for this useful post:
  #8  
Old 21.09.2009, 19:59
carcharhinus's Avatar
Senior Member
 
Join Date: Jun 2008
Location: Greater ZŁrich Area
Posts: 484
Groaned at 5 Times in 4 Posts
Thanked 226 Times in 141 Posts
carcharhinus is considered knowledgeablecarcharhinus is considered knowledgeablecarcharhinus is considered knowledgeable
Re: Zurich hospital turns away US health tourists

Quote:
View Post
Yeah but at the cost of all the tax payers who don't deserve to have their taxes raised to fund everyone else's health care.
Ö better to fund everyone else's health care than having to pay for your neighbor's car and mortgage and your bankster's bailout Ö

Martin
Reply With Quote
The following 6 users would like to thank carcharhinus for this useful post:
  #9  
Old 21.09.2009, 20:16
Guest
 
Posts: n/a
Re: Zurich hospital turns away US health tourists

Quote:
View Post
Yeah but at the cost of all the tax payers who don't deserve to have their taxes raised to fund everyone else's health care.
Going OT ... but ... isn't that the point of taxes -- the funding of a community of people? Those who have an income are deemed to be able to afford to pay taxes, which go to provide service and infrastructure for the whole community. There is no perfect user pays system anywhere in the world (although Switzerland is better than most); each citizen providing a relatively small amount for the greater good is a fair model.

In the case of healthcare, every single person will need it at some point, unless they die young -- in which case they won't have paid much tax .

Enough of that, anyway. I'm intrigued that people would find Switzerland, with its expensive healthcare, an attractive destination for medical tourism, especially since even the good folk at SWICA suggested to me on Friday that I should go to a dentist in Germany; I know also that many Swiss people travel abroad for surgical procedures.
Reply With Quote
  #10  
Old 21.09.2009, 20:23
Blonaybear's Avatar
Forum Veteran
 
Join Date: May 2007
Location: Blonay
Posts: 1,593
Groaned at 4 Times in 4 Posts
Thanked 836 Times in 432 Posts
Blonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond repute
Re: Zurich hospital turns away US health tourists

Quote:
I know also that many Swiss people travel abroad for surgical procedures.
Why would they do that when their Swiss insurance would cover them here but not abroad (unless it was an emergency while traveling) ?
Reply With Quote
  #11  
Old 21.09.2009, 20:33
Guest
 
Posts: n/a
Re: Zurich hospital turns away US health tourists

Quote:
View Post
Why would they do that when their Swiss insurance would cover them here but not abroad (unless it was an emergency while traveling) ?
I asked the friendly folk at SWICA the same question and was surprised to discover that apparently I am covered abroad -- provided the receipt is in one of the Swiss national languages, or English! I guess the health fund would be paying out less than if the procedure were done here, so everybody wins.

In any case, I assume the medical tourists from CH are those who don't have enough medical insurance, or have exorbitant excesses/franchises, to cover the procedure they need to have.
Reply With Quote
  #12  
Old 21.09.2009, 20:40
dakman's Avatar
Forum Veteran
 
Join Date: Oct 2007
Location: NYC (heart is split between Switzerland and the Big Apple)
Posts: 1,872
Groaned at 4 Times in 4 Posts
Thanked 901 Times in 543 Posts
dakman has a reputation beyond reputedakman has a reputation beyond reputedakman has a reputation beyond reputedakman has a reputation beyond reputedakman has a reputation beyond repute
Re: Zurich hospital turns away US health tourists

Quote:
It seems that Zurich University Hospital is now refusing to accept "medical tourists" from North America. The issue, they say, is fear of litigation.

Is healthcare here that much better (and cheaper ) than in the US or Canada?

litigation, really? Sounds strange as assume Swiss law would apply to any procedures and thus litigation would be less severe. I should read the article I suppse

I read it, I still do not understand why a different legal system would apply. I do find interesting the 750,000 number of Americans seeking health care overseas. All I hear about here from anti-universal health care proponents in the US, is how great our system is because so many Canadians and others come here for procedures
Reply With Quote
  #13  
Old 21.09.2009, 20:48
Guest
 
Posts: n/a
Re: Zurich hospital turns away US health tourists

Quote:
View Post
litigation, really? Sounds strange as assume Swiss law would apply to any procedures and thus litigation would be less severe. I should read the article I suppse

I read it, I still do not understand why a different legal system would apply. I do find interesting the 750,000 number of Americans seeking health care overseas. All I hear about here from anti-universal health care proponents in the US, is how great our system is because so many Canadians and others come here for procedures
"Here" being the US, I assume. Yes, that's part of my point; the other part is surprise that Swiss prices (and the current exchange rate) make surgery in CH attractive to an American.

Perhaps it's the lure of recuperation on the Matterhorn?
Reply With Quote
  #14  
Old 21.09.2009, 20:51
Blonaybear's Avatar
Forum Veteran
 
Join Date: May 2007
Location: Blonay
Posts: 1,593
Groaned at 4 Times in 4 Posts
Thanked 836 Times in 432 Posts
Blonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond repute
Re: Zurich hospital turns away US health tourists

Quote:
I asked the friendly folk at SWICA the same question and was surprised to discover that apparently I am covered abroad -- provided the receipt is in one of the Swiss national languages, or English! I guess the health fund would be paying out less than if the procedure were done here, so everybody wins.

In any case, I assume the medical tourists from CH are those who don't have enough medical insurance, or have exorbitant excesses/franchises, to cover the procedure they need to have.
Having been involved in the Swiss health insurance system I can tell you that this is not correct.

You are covered abroad if itís an emergency but, if you went abroad for an operation when you were already suffering from the condition, you would not be covered.

If it is an emergency it doesnít matter what language the bill is in. Iíve dealt with claim in many different languages. The basic insurance covers you up to twice the amount the same treatment would cost in Switzerland but this may not be enough for the United States, Canada, Australia, New Zealand or Japan. See this.

If you did have an emergency while abroad the excess/franchise would still apply.
__________________

I reserve the right, to declare right, anything I care to write.
Reply With Quote
This user would like to thank Blonaybear for this useful post:
  #15  
Old 21.09.2009, 20:55
dakman's Avatar
Forum Veteran
 
Join Date: Oct 2007
Location: NYC (heart is split between Switzerland and the Big Apple)
Posts: 1,872
Groaned at 4 Times in 4 Posts
Thanked 901 Times in 543 Posts
dakman has a reputation beyond reputedakman has a reputation beyond reputedakman has a reputation beyond reputedakman has a reputation beyond reputedakman has a reputation beyond repute
Re: Zurich hospital turns away US health tourists

Quote:
"Here" being the US, I assume. Yes, that's part of my point; the other part is surprise that Swiss prices (and the current exchange rate) make surgery in CH attractive to an American.

Perhaps it's the lure of recuperation on the Matterhorn?
yes, here in the US. sorry for not being clear....I think Swiss prices for health care are still lower than US prices. This is one of the problems with the US system, the ridiculous costs. If nothing changes in the area of costs, health care tourism from the US will get bigger and bigger.

Anyway, still curious about the litigation issue.
Reply With Quote
  #16  
Old 21.09.2009, 21:21
Mud's Avatar
Mud Mud is offline
Forum Legend
 
Join Date: Jan 2009
Location: Romandie
Posts: 2,551
Groaned at 26 Times in 23 Posts
Thanked 5,004 Times in 1,827 Posts
Mud has a reputation beyond reputeMud has a reputation beyond reputeMud has a reputation beyond reputeMud has a reputation beyond reputeMud has a reputation beyond reputeMud has a reputation beyond repute
Re: Zurich hospital turns away US health tourists

Quote:
View Post
yes, here in the US. sorry for not being clear....I think Swiss prices for health care are still lower than US prices. This is one of the problems with the US system, the ridiculous costs. If nothing changes in the area of costs, health care tourism from the US will get bigger and bigger.

Anyway, still curious about the litigation issue.
I think the U.S. is viewed as notorious for it litigious nature. Jokes about scalding coffee aside, I would be fearful too. I'm a U.S. citizen and would hate to run a business there, much less be a doctor.
Reply With Quote
  #17  
Old 21.09.2009, 21:28
dakman's Avatar
Forum Veteran
 
Join Date: Oct 2007
Location: NYC (heart is split between Switzerland and the Big Apple)
Posts: 1,872
Groaned at 4 Times in 4 Posts
Thanked 901 Times in 543 Posts
dakman has a reputation beyond reputedakman has a reputation beyond reputedakman has a reputation beyond reputedakman has a reputation beyond reputedakman has a reputation beyond repute
Re: Zurich hospital turns away US health tourists

Quote:
View Post
I think the U.S. is viewed as notorious for it litigious nature. Jokes about scalding coffee aside, I would be fearful too. I'm a U.S. citizen and would hate to run a business there, much less be a doctor.
I don't disagree but I think much of it is also due to the differences in legal system. The whole jury of normal citizens is one of the reasons that there are huge lawsuits here. Juries are not sympathetic to big pockets and punish them severely.

Wouldn't Swiss law apply as these people are treated in Switzerland and is not winning a multi million Franc lawsuit quite unlikely in Switzerland? I admit to knowing very little about Swiss civil law (or criminal law for that matter).
Reply With Quote
  #18  
Old 21.09.2009, 21:28
Guest
 
Posts: n/a
Re: Zurich hospital turns away US health tourists

Quote:
View Post
Having been involved in the Swiss health insurance system I can tell you that this is not correct.

You are covered abroad if itís an emergency but, if you went abroad for an operation when you were already suffering from the condition, you would not be covered.

If it is an emergency it doesnít matter what language the bill is in. Iíve dealt with claim in many different languages. The basic insurance covers you up to twice the amount the same treatment would cost in Switzerland but this may not be enough for the United States, Canada, Australia, New Zealand or Japan. See this.

If you did have an emergency while abroad the excess/franchise would still apply.
Thanks for the link.

What you say makes sense to me (except for the suggestion that health costs in Aus/NZ could be >2x those here -- very unlikely! -- but I can see that's what comparis is saying). I was surprised when the SWICA guy told me I'd be covered abroad.

However, the link you provided discusses basic health insurance. Is it possible that I could have a greater level of cover with SWICA that does cover me for all procedures worldwide, emergency or otherwise? Or that SWICA would cover non-emergency dental costs abroad but no other medical non-emergency procedures?
Reply With Quote
  #19  
Old 21.09.2009, 21:42
Blonaybear's Avatar
Forum Veteran
 
Join Date: May 2007
Location: Blonay
Posts: 1,593
Groaned at 4 Times in 4 Posts
Thanked 836 Times in 432 Posts
Blonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond repute
Re: Zurich hospital turns away US health tourists

Quote:
However, the link you provided discusses basic health insurance. Is it possible that I could have a greater level of cover with SWICA that does cover me for all procedures worldwide, emergency or otherwise? Or that SWICA would cover non-emergency dental costs abroad but no other medical non-emergency procedures?
I don't know the details of what SWICA offers for supplementary cover but anything is possible. It's something you would have to check with them.
As far as dental insurance is concerned, you could have treatment abroad.
Reply With Quote
  #20  
Old 21.09.2009, 21:47
Blonaybear's Avatar
Forum Veteran
 
Join Date: May 2007
Location: Blonay
Posts: 1,593
Groaned at 4 Times in 4 Posts
Thanked 836 Times in 432 Posts
Blonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond reputeBlonaybear has a reputation beyond repute
Re: Zurich hospital turns away US health tourists

Quote:
View Post
This is one of the problems with the US system, the ridiculous costs. If nothing changes in the area of costs, health care tourism from the US will get bigger and bigger.
In this thread Mud quoted the cost of a colonoscopy in the USA as being $9,800 = CHF 10,509. In Switzerland itís CHF 866.85 !
Reply With Quote
This user would like to thank Blonaybear for this useful post:
Reply

Tags
health tourism, zurich university hospital




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Hospital Bags: What to pack for the stay at the hospital after birth pixie4bears Family matters/health 97 10.05.2011 10:27
Need help with choosing Hospital and OB/GYN zurich area mazule Family matters/health 5 28.09.2010 11:09
Lost pilot turns up in Switzerland Guest International affairs/politics 12 05.06.2009 12:49
Toblerone turns 100 years old mimi1981 Swiss politics/news 3 07.02.2008 11:52
Transportation to University Hospital of Zurich VincedG Transportation/driving 5 06.02.2008 09:02


All times are GMT +2. The time now is 19:13.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0