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Old 29.12.2010, 11:40
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Tax exemption Doubts - Health Insurance and Kids Education - Basel Stdt.

Hi,

I spent complete 4 hours yesterday, reading all the valuable inputs given in EF before typing this post. Got a bit more confused, so thought of putting a separate thread. If you find few repetation questions, please kindly excuse.

1. Health Insurance

So far it was paid by my husband's company and so never worried about it. But now we are paying it from our own pocket (around 1130 chf per month for the whole family). In few threads (and other websites too), I read that a maximum of 2000 chf per adult and 1000 chf per kid can be claimed for tax exemption. But, by translating the below page (Google credited), what I understood is this deduction is cancelled from 2007. Is my understanding correct?

http://www.steuerverwaltung.bs.ch/kt...c_2007-214.pdf

Or am I missing something?

2. Kids Education

Also, I found a tax calculator showing 6800 chf as an amount that can be deducted from the taxable income, per kid. But one of our friend said that we cannot show school fees paid and get tax exemption, as the bills are of International private schools. Would appreciate any input in this regard, like what are the allowed items/bills under this category.

3. Travel Exemptions

My husband pays 285 chf every month towards his GA card and travelling from Basel to Zurich every day. Is it possible to deduct this amount from taxable income?

4. Lunch-Office exemptions

Never did this before. Read in the forum that an amount ranging from 1500 chf to 3000 chf per annum can be deducted from the taxable income, if permitted. But it was not clear who permits, how to claim for the deduction. So any input is welcome.

We were using the below form to file tax return so far. But this form is not having any separate column for the above asked exemptions. So got bit more confused.

http://www.steuerverwaltung.bs.ch/19...fkorrektur.pdf

Most of our EF users asked the questioning people to approach tax consultant. Actually we paid 300 chf to a tax consultant (recommended in my husband's office) for filing the 2008 tax return. He did nothing for us, except advicing about 3rd pillar. We asked about 5500 chf exemption amount given per dependent (like money sent to dependent parents back in our country) and he said "No nothing like that". But later we filled that column with another friend's help and gave proofs like bank statement, passport id copy, etc... before giving the form in the tax office and we got the tax return for that amount. That is why I thought of relying on any of the members here who did tax return on above items and have experience to share.

We don't want to commit any mistakes accidentally, because now any small tax mistake is considered as "Tax Crime" and helps for easy deport, back to the country of origin

Any helps appreciated. Thanks in advance for all your inputs.
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Old 02.01.2011, 18:57
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Re: Tax exemption Doubts - Health Insurance and Kids Education - Basel Stdt.

Christmas went nicely. Already leaped into the prosperous new year. Everyone is slowly coming back from their holiday mood and settling to normal mode.

So, me to bringing this thread up, to catch the experts who are back from their holidays, with hope of new responses
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Old 02.01.2011, 22:36
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Re: Tax exemption Doubts - Health Insurance and Kids Education - Basel Stdt.

You need to place a small advert on the Coop and Migros notice boards that you are seeking someone to complete your "Steuererklärung"

The retired tax office employees make some extra money at this time of year, and usually charge Fr 70 to Fr 150.

If you own property it would be best to go to a "Steuerberater" or "Treuhand" in www.directories.ch
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Old 06.01.2011, 09:14
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Re: Tax exemption Doubts - Health Insurance and Kids Education - Basel Stdt.

Ittingen's suggestion is a good one. Might try that in later years.

My company is paying for help for my first declaration - actually I'm taxed at source, but have to put in a claim as my children were not taken into account, and some other things. So your list is quite handy as a start, even though I'm in a different Kanton.

Last edited by c123; 06.01.2011 at 09:22. Reason: Different Kanton...
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Old 06.01.2011, 22:39
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Re: Tax exemption Doubts - Health Insurance and Kids Education - Basel Stdt.

I wouldn't describe myself as the expert you were hoping for, but I can share my experiences of the BS tax system. My advice (unless you have good German and an understanding of the tax system) would be to pay a Treuhand or similar to complete the declaration for you. I could certainly recommend one who completed my form for less than 200 CHF.

Needless to say there are other exemptions in addition to those you specifically mentioned, some of which could be considerable depending on your circumstances.

1. Health Insurance

I believe the 2000 CHF / adult and 1000 CHF / child tax exemption is still applicable (at least it was included in my 2009 tax declaration by my tax accountant). I don't know if it still applies in the 2010 tax year.

2. Kids Education

The first 5500 CHF of any fees can be deducted from your taxable income under certain circumstances. One of these is that both parents should work full time, there may well be other conditions that I'm not aware of. I don't know if this is 5500 CHF per child or per family.

3. Travel Exemptions

Some work related travel exemptions are available, related to travel season tickets and also car ownership. I'm not familiar with the details.

4. Lunch-Office exemptions

I think there is a deduction of 15 CHF per working day if it is considered unfeasible for you to return home for lunch. I think this can only be claimed if your employer does not offer subsidised food on site. (I think this is related to an entry in the 'Kantinenverpflegung' box on your Lohnausweis).

Hope this helps.
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Old 06.01.2011, 23:36
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Re: Tax exemption Doubts - Health Insurance and Kids Education - Basel Stdt.

Myth,

Have just checked out the form you linked to in your original post. It is not the Basel Stadt 2010 tax declaration form. That is why you cannot find the correct columns to request the deductions you discussed. The 2010 Basel Stadt Steuererklaerung (tax declaration form) does not seem to be available yet on line. The 2009 forms are on-line, but I assume your queries relate to the 2010 tax year.

Somebody with better German could probably tell you exactly what your form is, but it appears to be a supplemental form relating to double taxation between Switzerland and the US, and applying for a correction to tax-at-source tax rates.
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Old 07.03.2011, 09:31
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Re: Tax exemption Doubts - Health Insurance and Kids Education - Basel Stdt.

I was away for sometime, and now find a lot of difference in English Forum. First thing, I couldn't find "Thanks" button.

So, I am saying in words, "Thanks to all the friends who replied to my first post".

Edit: After completing the post, I went to other threads and found thanks button still working. So, my guess is I didn't find the button in this thread, as the post is bit older.

I got few private messages from 4-5 fellow EFers asking how to deduct the money sent to dependants (max 5500 chf per person). So I thought to put the details here, so some others also may get benefited.

I am not sure about sending money to brothers and sisters, but to parents is a big yes.

1. My father-in-law and mother-in-law are having bank accounts in India. My husband sends 1000 chf per month to home. So, what he does is send 6000 chf to my FILs account and 6000 chf to MILs account in the whole year.

2. In the tax form, you will have a column called Unterstützungszahlungen, where you can fill the details of how much you sent, and how that person is related to you. Max of 5500 chf is allowed to deduct per person. So, in our case we can deduct 5500 chf for FIL and 5500 chf for MIL.

3. While submitting the tax form, you should attach the documents of proofs like "Relationship" (we submit my husband's passport and FIL's passport to show that they are son and father) and we need to attach the bank statement (money deducted from my husband's account and money credited in FILs account).

Thats all we need to do. We have got tax return for this amount in 2008 and 2009 tax filing. Now time to fill 2010 form
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Old 07.03.2011, 09:37
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Re: Tax exemption Doubts - Health Insurance and Kids Education - Basel Stdt.

Quote:
View Post
1. Health Insurance

I believe the 2000 CHF / adult and 1000 CHF / child tax exemption is still applicable (at least it was included in my 2009 tax declaration by my tax accountant). I don't know if it still applies in the 2010 tax year.

2. Kids Education

The first 5500 CHF of any fees can be deducted from your taxable income under certain circumstances. One of these is that both parents should work full time, there may well be other conditions that I'm not aware of. I don't know if this is 5500 CHF per child or per family.

3. Travel Exemptions

Some work related travel exemptions are available, related to travel season tickets and also car ownership. I'm not familiar with the details.

4. Lunch-Office exemptions

I think there is a deduction of 15 CHF per working day if it is considered unfeasible for you to return home for lunch. I think this can only be claimed if your employer does not offer subsidised food on site. (I think this is related to an entry in the 'Kantinenverpflegung' box on your Lohnausweis).

Hope this helps.
John, thank you so much for your help. Yes it really helps. It would be great, if you can help me to sort one more thing (and sorry for the trouble). You said, you did the Health insurance claim in 2009 also. So, which column of the form will you fill that detail? For example, I fill dependant details in Unterstützungszahlungen. Similarly, which colum is to be filled for health insurance and kids education? Rest of the things like Travel and lunch, I will try to sort out soon

Thanks.

Quote:
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Myth,

Have just checked out the form you linked to in your original post. It is not the Basel Stadt 2010 tax declaration form. That is why you cannot find the correct columns to request the deductions you discussed. The 2010 Basel Stadt Steuererklaerung (tax declaration form) does not seem to be available yet on line. The 2009 forms are on-line, but I assume your queries relate to the 2010 tax year.

Somebody with better German could probably tell you exactly what your form is, but it appears to be a supplemental form relating to double taxation between Switzerland and the US, and applying for a correction to tax-at-source tax rates.
and this time I guess this is the form for tax filing. Please correct me, if wrong.

http://www.steuerverwaltung.bs.ch/19...fkorrektur.pdf
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