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| You normally can voluntarily pay NI in order to make sure you get your state pension - not sure if filling in the P85 will stop that you from being able to do that though. | |
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Perhaps I've misunderstood, but I thought that wasn't necessary if you're working, as the EU/EU-ish countries have reciprocal crediting arrangements - you'll be paying into the equivalent to NI here, and therefore receiving a 'stamp' for 2010 or whatever year when it comes to assessing payments at retirement.
I'm not working, but reserving judgement on top-up payments. Now that you only need a minimum of 30 years for a full pension, there's no point me overpaying at this stage; I already have 15 years of credits and am significantly more than 15 years from the payment date! I'll review it when I'm 52.