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Old 04.03.2011, 15:27
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Geneva Married Couple -- Anything to declare?

Hi guys

I've been reading around but I still can't find the answer to my kind of specific question...

We're a married couple living in Geneva and while separately we have nothing to declare, I have no idea whether being married changes it or not.

In 2010 I earned a lot less than 10k, which, as far as I know, means that I fall short of all the margins and thus won't be taxed. My husband is taxed at source and while having no other assets generally sucks, it pays off in terms of tax -- meaning that he has nothing to declare either.

So does being married change our situation? Do we have to submit a declaration together based on the fact that I'm not taxed at source and together we earn enough to touch the margins?

I would be very grateful if you could enlighten me... Links are welcome too but, as I've never submitted tax papers before, I'm not really good at the jargon, I'm afraid. (We got this little booklet in French and though I do get the words I'm having trouble making any sense of it. )
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Old 04.03.2011, 15:44
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Re: Geneva Married Couple -- Anything to declare?

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So does being married change our situation? Do we have to submit a declaration together based on the fact that I'm not taxed at source and together we earn enough to touch the margins?
Errrr... yes and yes.

The one with the lesser income will be taxed more - note the default is the woman, so anyone else in the reverse situation, you need to specifically ask to change it.

Secondly, even if you are taxed at source, you should still complete a tax evaluation - you might even be due a refund as you can claim certain expenses.
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Old 04.03.2011, 17:04
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Re: Geneva Married Couple -- Anything to declare?

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Errrr... yes and yes.

The one with the lesser income will be taxed more - note the default is the woman, so anyone else in the reverse situation, you need to specifically ask to change it.

Secondly, even if you are taxed at source, you should still complete a tax evaluation - you might even be due a refund as you can claim certain expenses.
Thanks. I was hoping that I don't have to go through the paperwork, but anyway. At least there's a chance we can get some money back... not that it would make up for me paying "real" taxes on my less-than-10k salary. Seems a bit unfair towards married couples, but there's nothing to do about that I guess.
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Old 04.03.2011, 17:40
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Re: Geneva Married Couple -- Anything to declare?

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Thanks. I was hoping that I don't have to go through the paperwork, but anyway. At least there's a chance we can get some money back... not that it would make up for me paying "real" taxes on my less-than-10k salary. Seems a bit unfair towards married couples, but there's nothing to do about that I guess.
In practice yes, but in principle in a semi-socialist society no.

You earn twice as much - so the theory goes - but don't consume twice as much as you two single individuals, so you get to contribute more to society. Doesn't that make you feel warm and gooey inside?

No? Thought not.

The other way of looking at it is that by being a "DINKY" couple, you are potentially depriving the opportunity for couples/individuals where no one works from having a single income, if you see what I mean.

That's a lose theory, but it kinda holds some truth.

But in practice, it is also why many Swiss (OK, the few that I know) don't bother to get married until they have children, as only then does being married start to work in your favour.

Besides women in CH should be grateful for being allowed to leave the kitchen, or didn't you know...
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Old 06.03.2011, 12:37
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Re: Geneva Married Couple -- Anything to declare?

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In practice yes, but in principle in a semi-socialist society no.

You earn twice as much - so the theory goes - but don't consume twice as much as you two single individuals, so you get to contribute more to society. Doesn't that make you feel warm and gooey inside?

No? Thought not.

The other way of looking at it is that by being a "DINKY" couple, you are potentially depriving the opportunity for couples/individuals where no one works from having a single income, if you see what I mean.

That's a lose theory, but it kinda holds some truth.

But in practice, it is also why many Swiss (OK, the few that I know) don't bother to get married until they have children, as only then does being married start to work in your favour.

Besides women in CH should be grateful for being allowed to leave the kitchen, or didn't you know...
Kinda sad facts actually. I really like Switzerland but this out-of-date attitude makes me sick. Well, I guess it's good for society (whatever that means...), of which (I like to think that) I'm a part of. And maybe my kids will too. So I'm trying to look at the silver lining. But this society-focused thinking is a bit new to me, coming from a more individualistic culture. I'll try not to get upset. It doesn't make things better anyway.
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Old 06.03.2011, 19:28
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Re: Geneva Married Couple -- Anything to declare?

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Hi guys

I've been reading around but I still can't find the answer to my kind of specific question...

We're a married couple living in Geneva and while separately we have nothing to declare, I have no idea whether being married changes it or not.

In 2010 I earned a lot less than 10k, which, as far as I know, means that I fall short of all the margins and thus won't be taxed. My husband is taxed at source and while having no other assets generally sucks, it pays off in terms of tax -- meaning that he has nothing to declare either.

So does being married change our situation? Do we have to submit a declaration together based on the fact that I'm not taxed at source and together we earn enough to touch the margins?

I would be very grateful if you could enlighten me... Links are welcome too but, as I've never submitted tax papers before, I'm not really good at the jargon, I'm afraid. (We got this little booklet in French and though I do get the words I'm having trouble making any sense of it. )
[UPDATE]

OK, I'm staring at the forms we've been sent. It says it's a Correction of Tax at Source Data (Rectification de l'Imposition a la Source). So. If my husband's paying tax at source but I'm not, is it enough for us to submit this form (it includes my salary information and I'm enclosing the sheet my employer sent me)? Is he going to be taxed on my income too? (Which would be very convenient actually.)

(Oh, and I actually earned less than 5k )

Thanx for any help. I'm so bad at this...
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Last edited by fl0werstar; 06.03.2011 at 19:54.
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Old 07.03.2011, 09:52
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Re: Geneva Married Couple -- Anything to declare?

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[UPDATE]

OK, I'm staring at the forms we've been sent. It says it's a Correction of Tax at Source Data (Rectification de l'Imposition a la Source). So. If my husband's paying tax at source but I'm not, is it enough for us to submit this form (it includes my salary information and I'm enclosing the sheet my employer sent me)? Is he going to be taxed on my income too? (Which would be very convenient actually.)

(Oh, and I actually earned less than 5k )

Thanx for any help. I'm so bad at this...
Should be. In Basel we have joint declarations.
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Old 07.03.2011, 11:38
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Re: Geneva Married Couple -- Anything to declare?

OK, we'll try it this way. We'll submit the correction sheet with my info and if they think I need a proper declaration, hopefully they'll let me know. I wouldn't go through all the process just to declare 3k extra... A friend said I shouldn't declare it at all -- but I like to follow such rules. We'll see what comes of it.
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