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Old 10.05.2011, 12:02
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Taxes when living in France?

Hi there,

We're considering moving out of Geneva, and buying an apartment across the border in France. The prices are half what we'd pay in Geneva, so it seems like a no brainer! We'd continue to work in Geneva of course.

The question is, will we pay significantly more taxes by living in France?

I've really tried to search the forums, and asked around friends, most people seem to think its about the same as living in Geneva, but I find it difficult to believe.

There must be some drawbacks...

Thanks for any help
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Old 10.05.2011, 12:32
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Re: Taxes when living in France?

taxes are the same in France (as if you were taxed at source in geneva) but you cannot claim any extra allowances. You also won't qualify for Swiss unemployment benefit if you lose your job. You can get more info here - http://www.frontalier.org/index.htm
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Old 10.05.2011, 12:38
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Re: Taxes when living in France?

Yes but they will be able to claim the French unemployment benefit by transferrig their ahv to France (form E301) when they get unemployed. As for the tax side of things, I'd be interested to know also. I am most probably movig to Geneva for work next month and was thinking of living in France of it benefited me tax wise!
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Old 10.05.2011, 12:55
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Re: Taxes when living in France?

The taxes you pay in France have everything to do with the number of children you have. The rule of thumb here in BS/BL (where taxes are relatively high, for CH, but I suspect GE is higher still) is that for singles, or married couples with no children, you're better off in BS/BL; with one child, it makes little difference whether you're in BS/BL or France; and with two or more children, taxes are lower in France.

Then there are all the other considerations: lifestyle; schooling for the tax write-offs, er I mean children; commuting times; etc.

Lots and lots of threads on EF on this subject. Just search.
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Old 10.05.2011, 19:22
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Re: Taxes when living in France?

1) Geneva is not Basel, so the last post does not apply. Geneva frontaliers are taxed at source on their income in Geneva. The french tax authorities only tax you on everything else: interest on bank accounts, earnings from shares, etc. I have written more about this in previous posts.

2) It is also incorrect that frontaliers cannot claim for mileage, etc. The situation changed in January 2010, with a new federal law. Under certain conditions: 90% of the family's gross income earned in Switzerland, you can fill in a Swiss tax form to claim back mileage, meals, etc.

I just got my mileage back for the 2009 tax year. It took three weekends of head scratching, but well worth it, if you do 500km per week like me.

The groupement de frontaliers, who I usually recommend, have been pretty pathetic on this issue, warning frontaliers to be careful that they might lose money, bla, bla. Result: almost no-one claimed, so a big sigh of relief from the Geneva authorities. I ignored them and followed the advice of the Geneva tax expert who forced the law through.

Last edited by FrankZappa; 10.05.2011 at 19:38. Reason: Computer bug posted half a post...
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Old 27.05.2011, 08:44
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Re: Taxes when living in France?

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1) Geneva is not Basel, so the last post does not apply. Geneva frontaliers are taxed at source on their income in Geneva. The french tax authorities only tax you on everything else: interest on bank accounts, earnings from shares, etc. I have written more about this in previous posts.

2) It is also incorrect that frontaliers cannot claim for mileage, etc. The situation changed in January 2010, with a new federal law. Under certain conditions: 90% of the family's gross income earned in Switzerland, you can fill in a Swiss tax form to claim back mileage, meals, etc.

I just got my mileage back for the 2009 tax year. It took three weekends of head scratching, but well worth it, if you do 500km per week like me.

The groupement de frontaliers, who I usually recommend, have been pretty pathetic on this issue, warning frontaliers to be careful that they might lose money, bla, bla. Result: almost no-one claimed, so a big sigh of relief from the Geneva authorities. I ignored them and followed the advice of the Geneva tax expert who forced the law through.
Hi, I'm new to the forum and the information with regards to the claiming back of mileage is very interesting. I currently travel approx 120-140 km per day to get to and home from work. But I am unsure what the word "frontalier" relates to. I live in France to the south and travel accross into switzerland and around Geneva to Meyrin. Can ou tell me if I would fall into this catagory and if so where I can find out if I will be able to claim back the mileage etc?

Cheers in advance
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Old 29.05.2011, 19:26
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Re: Taxes when living in France?

You are a Geneva (canton) frontalier, since you reside outside Switzerland.

You can claim, as I said, if at least 90% of your family's gross income is earned in Switzerland. So a spouse working in France will almost certainly make you ineligible.

Where to get advice is a good question. Options:
1) Believe me. Ask the Office cantonal for a tax form & fill it in. Good luck :-). PM me for more info, with no guarantees, naturellement.
2) Ask the Groupement de frontaliers, who were doing a deal: "bring all the documents and we'll estimate your position" for 80. Probably in french only...
3) Find a swiss tax expert. I've no suggestions there. Search the forum.

A key point is that once you've sent in a tax form, you have to live with the consequences (for that tax year). In marginal cases, they can send you bill instead of refund. So make sure that you'll be ahead before sending it in.

To help you decide, I'll spill the beans: by claiming 80km a day of travel, I got 800CHF per month of tax back. So there is zero risk of getting a tax claim if you go for it.
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Old 16.06.2011, 19:22
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Re: Taxes when living in France?

Here we go, here we go.... I just got my GETax2010 CD to claim back the extras for a second year. What a pleasure: I just imported my 2009 tax claim and everything is filled in. There's only a few figures to tweak and I'm done. Makes all the sweat of last year worthwhile.

So high mileage frontaliers, where ever you are: Get to it! In Geneva you've got a month to get that claim in.
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Old 19.06.2011, 19:28
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Re: Taxes when living in France?

Hi All,

I am looking for a French Tax Expert/Accountant to advise my wife and I on our situation. We are located in Ferney-Voltaire so anyone in the Pays de Gex would be ideal, but anyone who has expertise on how the taxation at source situation in Geneva works for those residing in France would be great.

I have searched the forum and not found anything so was just wondering if there were any recommendations.

Any info gratefully received.
Cheers
T

PS my wife is going to call the Groupment Fontalier Service Fiscal tomorrow morning so we are already onto that avenue.
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Old 03.01.2013, 12:53
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Re: Taxes when living in France?

Hello,

I have a question regarding taxes in France:

What will be the tax rate if I start working in France and my husband is working in Geneva?

We live in France, Rhone Alps and all income at the moment is from Swiss. For example my husbands year salary is about 100K CHF and all the taxes are paid in Geneva. If I start working in France and get the salary 18K EUR per year how the taxes will be calculated and how big they will be?

I understand, that if all income is from Geneva we should do a 0 declaration in France, but if I start working in France how the taxes are calculated?

Is it so, that the taxes in France depend from the family year income, and we should pay bigger taxes because of husbands salary in Geneva? So the Swiss salary will be taxed twice in Swiss and in France if I start working in France because of the tax rate difference between France and Swiss?

Thanx in advance!
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Old 03.01.2013, 18:13
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Re: Taxes when living in France?

Here's an incomplete answer: no salary is taxed twice. What you earn will be taxed at the rate corresponding to what you + your husband earns (net). So that will be higher than the tax rate you would pay if your salary was your only income. More detail later, if you're lucky .
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Old 03.01.2013, 22:57
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Re: Taxes when living in France?

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Here's an incomplete answer: no salary is taxed twice. What you earn will be taxed at the rate corresponding to what you + your husband earns (net). So that will be higher than the tax rate you would pay if your salary was your only income. More detail later, if you're lucky .
Is it so, that the rate will be app. 42,6%??? still thnx for the answer
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