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Old 09.06.2011, 23:34
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Swiss Maestro Card

So my Credit-Suisse Maestro card arrived today and I was surprised at how different it is from a UK one (no embossed numbers - they're in a small font size at the bottom of the card). Also I can see no "security check" digits like there normally is on the back of the UK cards.

More importantly it looks like I can't use the card to pay for EasyJet flights, which is a huge disappointment that doesn't make up for being able to talk to friends in the UK about "my Swiss bank account" ;-) EasyJet specifically list only UK Maestro cards when you get to the payment section. Swiss ones apparently not welcome :-(

Have I missed a trick here, or are they really much less easy to use than UK ones? It's going to be a pain to keep wiring money across to the UK just so I can pay with a UK debit card.
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Old 09.06.2011, 23:39
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Re: Swiss Maestro Card

In my experience they are much less easy to use than UK ones and have limited use, other than for getting cash out of ATMs.
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Old 10.06.2011, 03:39
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Re: Swiss Maestro Card

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So my Credit-Suisse Maestro card arrived today and I was surprised at how different it is from a UK one (no embossed numbers - they're in a small font size at the bottom of the card). Also I can see no "security check" digits like there normally is on the back of the UK cards.

More importantly it looks like I can't use the card to pay for EasyJet flights, which is a huge disappointment that doesn't make up for being able to talk to friends in the UK about "my Swiss bank account" ;-) EasyJet specifically list only UK Maestro cards when you get to the payment section. Swiss ones apparently not welcome :-(

Have I missed a trick here, or are they really much less easy to use than UK ones? It's going to be a pain to keep wiring money across to the UK just so I can pay with a UK debit card.
Paying for an Easyjet flight will be cheapest paying with a UK card, being a UK company the bank charges they pay are lowest on UK Cards. Always change the currency to £ on the easyjet site.
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Old 10.06.2011, 08:22
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Re: Swiss Maestro Card

Basically ....correct me if I am wrong... but you cannot use the credit suisse Maestro card online at all. You can only use it for in the shop purchases (Ch and abroad) and getting money out (Ch and abroad)...Hence the requirement for the credit cards...but they cost more with easyjet..bulk transfer to the UK account every so often is required if you use a UK debit card.
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Old 17.06.2011, 13:56
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Re: Swiss Maestro Card

correct. www.maestro.ch The Maestro card can now also be used for Internet shopping in a variety of European countries. Internet shopping with Maestro not yet possible with Swiss cards
The Swiss banks have not yet approved the use of Maestro cards on the Internet for e-commerce.
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Old 17.06.2011, 13:58
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Re: Swiss Maestro Card

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You can only use it for in the shop purchases (Ch and abroad) and getting money out (Ch and abroad)...
and fuel stations
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Old 17.06.2011, 14:18
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Re: Swiss Maestro Card

I have a UBS maestro card, and exactly the same as you. I don't have a problem using it in most shops over here....in fact, it's never been a problem using it over here, but you cannot use it online at all, which is a right pain in the backside. I have also never tried using it abroad, but I wouldn't hold my breath.

What I have done, so I CAN use a card online, (not my UK visa, as I get charged!) is with my half tax for trains, you can get a prepaid visa, which you put money on, and then you can use this online no problem. It's a bit of a roundabout way of doing it, but it works, and the visa with half tax is free!
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Old 26.06.2011, 22:30
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Re: Swiss Maestro Card

What do you mean under that the credit card you got with your halbtax is free? It only doesn't have annual fee, or your foreign transactions are also free?
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Old 26.06.2011, 22:44
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Re: Swiss Maestro Card

I have used my CS Maestro in Europe no problem. However Hiltl here in Zurich don't accept it, only credit card, which is a right pain as I go there a lot and I don't know my PIN for my credit card.

Hubby has the visa with halbtax, there are no visa fees and the card cost chf125 pa instead of the usual chf150 for a halbtax (prices as of when he got it).
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Old 27.06.2011, 00:49
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Re: Swiss Maestro Card

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Hubby has the visa with halbtax, there are no visa fees and the card cost chf125 pa instead of the usual chf150 for a halbtax (prices as of when he got it).
This is ambiguously written.

There are no charges specifically for owning the credit card. However, there are foreign transaction fees of 2%. Also, the prices are now 135/165 (it's gone up from the previous 125/150).

http://www.sbb.ch/content/sbb/en/des...r.download.pdf
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Old 27.06.2011, 06:53
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This is ambiguously written.

There are no charges specifically for owning the credit card. However, there are foreign transaction fees of 2%. Also, the prices are now 135/165 (it's gone up from the previous 125/150).

http://www.sbb.ch/content/sbb/en/des...r.download.pdf
Quite. There are of course other fees should you not pay off your balance in full every month or make late payments. I am not sure what the charge is should you lose it or whether they refuse to reissue it if you lose it twice in a year, as is the case with a standard halbtax.
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Old 27.06.2011, 07:20
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Re: Swiss Maestro Card

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I have a UBS maestro card, and exactly the same as you. I don't have a problem using it in most shops over here....in fact, it's never been a problem using it over here, but you cannot use it online at all, which is a right pain in the backside. I have also never tried using it abroad, but I wouldn't hold my breath.

What I have done, so I CAN use a card online, (not my UK visa, as I get charged!) is with my half tax for trains, you can get a prepaid visa, which you put money on, and then you can use this online no problem. It's a bit of a roundabout way of doing it, but it works, and the visa with half tax is free!

What do you mean by "half tax for trains"? I get a monthly pass (just bought my second one) - is that valid? Very interested in getting hold of a prepaid credit card for internet purchases. Any advice on where I can get one?

Thanks,
Ian
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Old 27.06.2011, 07:29
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Re: Swiss Maestro Card

There are plenty of prepaid mastercard or visa card options around. Ask your bank if they offer this option, otherwise you can have your halbtax card 'upgraded' to the one with a debit card, or try postfinance...
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Old 27.06.2011, 14:19
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Re: Swiss Maestro Card

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and fuel stations
Isn't that just a shop?
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Old 27.06.2011, 15:54
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Re: Swiss Maestro Card

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This is ambiguously written.

There are no charges specifically for owning the credit card. However, there are foreign transaction fees of 2%. Also, the prices are now 135/165 (it's gone up from the previous 125/150).

http://www.sbb.ch/content/sbb/en/des...r.download.pdf

I'd heard that the SBB / Jelmoli credit card(s) were actually the best offer for making purchases in foreign currencies and/or outside of Switzerland. You do have to look at the exchange rate they use as well as the foreign transaction fee.

Will try and find the original comparison analysis.
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Old 27.06.2011, 18:18
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Re: Swiss Maestro Card

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I'd heard that the SBB / Jelmoli credit card(s) were actually the best offer for making purchases in foreign currencies and/or outside of Switzerland. You do have to look at the exchange rate they use as well as the foreign transaction fee.

Will try and find the original comparison analysis.
Yeah that's what I've read as well.

I found a copy of the article on here

http://www.englishforum.ch/attachmen...comparison.pdf

Short version is that while they charge higher fees than many companies, they use the inter-bank rate and not the normal client rate which means Jelmoli/SBB is still cheaper
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