I have searched and searched the forums and never seem to get a straight answer so I apologize in advance for this post....
I'm a US citizen living/ working in CH. At some point in time (5 years max) I will return to the US (non-EU) and leave CH permanently. Both my employer and I contribute to a Pensionskasse and a Zusatskasse. I have the following questions....
Pensionskasse = Pillar 1?
Zusatskasse = Pillar 2?
When I leave permanently, can I take a lump sum settlement on both of them or only one? If only one of them, which one?
Does the lump sum settlement include only my contributions or the employers also?
Part of my confusion is that some postings here say no lump sum is available yet, my program paperwork clearly states lump sum settlements in both the PK and ZK programs are possible. It's all soooo confusing.
Thanks for you assistance.