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Old 13.07.2011, 21:30
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Problem with Bank Draft

I opened a bank account with Credit Suisse last week together with a bank draft to deposit the money into the saving account. The bank draft was returned today and I was told, upon clarification with the bank, that they could not cash in the bank draft as I just "entered" a new relationship with them. They need at least 6 months with me before they can accept. I was not informed of this when I was at the bank opening the account and banking in the bank draft. And they charged me CHF20 for the returned bank draft.

Does anyone encountered such problem before? I am having problem as it would be impossible to return to my home country to cancel the bank draft. Any advice would be appreciated. Thanks.
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Old 13.07.2011, 21:38
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Re: Problem with Bank Draft

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I opened a bank account with Credit Suisse last week together with a bank draft to deposit the money into the saving account. The bank draft was returned today and I was told, upon clarification with the bank, that they could not cash in the bank draft as I just "entered" a new relationship with them. They need at least 6 months with me before they can accept. I was not informed of this when I was at the bank opening the account and banking in the bank draft. And they charged me CHF20 for the returned bank draft.

Does anyone encountered such problem before? I am having problem as it would be impossible to return to my home country to cancel the bank draft. Any advice would be appreciated. Thanks.
Nobody used bank drafts or cheques in CH, it's an unusual transaction from their point of view. BTW they would of charged quire a lot to cash it.
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