Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation  
Reply
 
Thread Tools Display Modes
  #1  
Old 07.08.2011, 15:59
saharanz's Avatar
Senior Member
 
Join Date: Apr 2007
Location: Winterthur
Posts: 409
Groaned at 0 Times in 0 Posts
Thanked 268 Times in 140 Posts
saharanz has an excellent reputationsaharanz has an excellent reputationsaharanz has an excellent reputationsaharanz has an excellent reputation
Claiming AHV when going to Non-EU/bilateral agreement country

I have read ~50 threads and lots of links but I'm still confused. There is a lot of contradicting information on here.

When leaving Switzerland and going to a Non-EU/Non-bilateral agreement country can I claim back my AHV (1st pillar) contributions as well as my BVG (2nd pillar)? Am I right in saying that nationallity is not a factor here, it only depends on where I am going? (eg. UK citizen moving to NZ)

I am trying to get a rough idea of how much this would be. Is there an easy way to estimate what this would amount to? (I'm not sure which numbers to look at on my Lohnausweiss etc. as there are lots of columns and different abbreviations.)

Please only respond if you are certain you know what you're talking about. I have read threads with completely contradicting information in them already.
Thanks for your help.
Reply With Quote
  #2  
Old 07.08.2011, 16:11
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 33,289
Groaned at 2,794 Times in 1,962 Posts
Thanked 40,580 Times in 19,137 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: Claiming AHV when going to Non-EU/bilateral agreement country

Quote:
View Post
When leaving Switzerland and going to a Non-EU/Non-bilateral agreement country can I claim back my AHV (1st pillar) contributions.
No, it will be paid to you monthly after retirement.

Only second and third pilastri can be withdrawn when PERMANENTLY leaving the country (should you return, you must pay them back in in full!)

Tom
Reply With Quote
  #3  
Old 07.08.2011, 16:59
saharanz's Avatar
Senior Member
 
Join Date: Apr 2007
Location: Winterthur
Posts: 409
Groaned at 0 Times in 0 Posts
Thanked 268 Times in 140 Posts
saharanz has an excellent reputationsaharanz has an excellent reputationsaharanz has an excellent reputationsaharanz has an excellent reputation
Re: Claiming AHV when going to Non-EU/bilateral agreement country

Quote:
View Post
No, it will be paid to you monthly after retirement.

Only second and third pilastri can be withdrawn when PERMANENTLY leaving the country (should you return, you must pay them back in in full!)

Tom
Any chance you know of a link or something official that says that? There are a few threads with links that don't seem to work. Several people on here have said that they have claimed their AHV back when leaving for a Non-EU/Non-bilateral agreement country. But then several other people have said it's not possible and no one seems to have an official link to corroborate what they say.
Reply With Quote
  #4  
Old 07.08.2011, 17:10
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 33,289
Groaned at 2,794 Times in 1,962 Posts
Thanked 40,580 Times in 19,137 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: Claiming AHV when going to Non-EU/bilateral agreement country

Found this:

"77. As mentioned in Step 2 the Pillar 1 pension funds accrued in the Swiss social security system can only be paid
out to you when you leave Switzerland if you are a national of a country which does not have a reciprocal
social security agreement with Switzerland (see Appendix G) and you are not moving to an EU State. If you
are eligible to have the social security fund paid out you should complete the claim form, which can be
obtained from the Swiss Compensation Office in Geneva, at the time of your departure."

"Social security reciprocal agreements
Australia Greece Philippines
Austria Hungary Poland
Belgium Iceland Portugal
Bulgaria Ireland San Marino
Canada & Quebec Israel Slovak Republic
Chile Italy Slovenia
Croatia Latvia Spain
Cyprus Liechtenstein Sweden
Czech Republic Lithuania Turkey
Denmark Luxembourg United Kingdom
Estonia Macedonia United States
Finland Malta Ex-Yugoslavia*
France Netherlands Germany Norway
* Bosnia and Herzegovina, Kosovo, Montenegro, Serbia
+ 2 Multilateral agreements:
1) Between CH, Belgium, Germany, France, Luxembourg, Netherlands (Rheinschiffer);
2) Between CH, Austria, Liechtenstein)
Last updated: January 2011
"

So, if you are a UK national, the answer is no.

Tom
Reply With Quote
This user would like to thank st2lemans for this useful post:
  #5  
Old 07.08.2011, 19:37
saharanz's Avatar
Senior Member
 
Join Date: Apr 2007
Location: Winterthur
Posts: 409
Groaned at 0 Times in 0 Posts
Thanked 268 Times in 140 Posts
saharanz has an excellent reputationsaharanz has an excellent reputationsaharanz has an excellent reputationsaharanz has an excellent reputation
Re: Claiming AHV when going to Non-EU/bilateral agreement country

Quote:
View Post
Found this:

So, if you are a UK national, the answer is no.

Tom
Perfect! That's exactly what I was looking for. So it looks like I will get it (NZ citizen) and my husband (UK citizen) won't.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
US bilateral agreement and labour rules wrt to CH nomad66 Employment 1 04.06.2011 19:19
How much do I get when claiming for the AHV refund ? Huskies Finance/banking/taxation 1 29.07.2010 01:11
AHV Reimbursement for L permit (Non EU) Venkat Finance/banking/taxation 18 14.08.2008 16:00
italian going to work in lausanne with non-EU wife 7sebastiano Permits/visas/government 7 18.02.2008 19:46
NON EU - Going from PERM to Contract - Different Canton vishi Permits/visas/government 1 08.10.2007 07:41


All times are GMT +2. The time now is 02:55.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2023, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0