Credit Cards for Recent New Residents
Hi,
I've had a bank account for 3 months in Switzerland as I only moved here then, I was told I'd have to have my salary entering it for a few months before even getting an ATM card. Its potentially unsafe as I've to carry wads of cash around sometimes but I can live with that for now. Anyway, what I really need is a credit card as I need it to hire cars occasionally. With the exception of National Car Hire, nobody takes Visa Debit cards. (Even then, if what I've read is true, some companies do a credit check to see if there are any flags (if you pay debit card) and the very process of checking it goes against your credit score.)
I've never had a credit card before, so I can't get a reference, is there any bank that is flexible to new residents with regard to issuing credit cards. I honestly don't want the credit available at all, would use it like a debit card anyway. I've a B permit and am an EU citizen if that helps at all.
Thank you in advance for your suggestions.
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