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Old 02.10.2011, 22:30
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Car finance

Hi,
I am looking to purchase a car out of Switzerland (maybe Germany) as I understand it should me much cheaper.
However, I will need some finance. As an L permit holder I do not expect it to be easier in Switzerland...
Does anyone has an experiance with any sort of finance arrangement in Germany, maybe through dealers?
Thank you.
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Old 02.10.2011, 22:39
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Re: Car finance

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Hi,
I am looking to purchase a car out of Switzerland (maybe Germany) as I understand it should me much cheaper.
However, I will need some finance. As an L permit holder I do not expect it to be easier in Switzerland...
Does anyone has an experiance with any sort of finance arrangement in Germany, maybe through dealers?
Thank you.
Hello yeida.
With an L permit, I'm afraid your chances of finance are rather slim. What I would recommend is perhaps approach your personal back and find out if you could take out a personal loan. I'm not sure what kind of surety they would request from you and you might get charged a steep interest rate.

Here is a thread that will give you some info on car purchasing in Germany too. I don't know if it mentions anything about finance options but it's worth taking a look. Car group buying from Germany?
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Old 02.10.2011, 23:11
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Re: Car finance

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View Post
Hi,
I am looking to purchase a car out of Switzerland (maybe Germany) as I understand it should me much cheaper.
However, I will need some finance. As an L permit holder I do not expect it to be easier in Switzerland...
Does anyone has an experiance with any sort of finance arrangement in Germany, maybe through dealers?
Thank you.
As an L permit holder it is not advisable to buy a Car from outside - You would save a little bit of money for sure but trust me Cars are cheaper here too ,, all you need to do is search & spend time . I bought both my cars here in Swiss from Autoscout24.ch - which my friends in Germany claimed it to be cheaper than in Germany... I am sure you wouldn't be planning for something beyond 15K being in L So don't get carried away - just search & get a good one with MFK from Zurich itself & have a peaceful time driving ;-)

Cheers.
vvv.
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Old 02.10.2011, 23:11
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Re: Car finance

I would say it is highly unlikely that you could obtain finance from a German dealer if you are not a resident.

And as said before obtaining finance here on an L permit can be difficult if not impossible. There may be some companies willing to do so, but would likely also be the ones with the higher rates. Perhaps a check on comparis may come up with something?
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Old 03.10.2011, 21:56
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Re: Car finance

Thank you all.
I am looking at a Volvo XC90 7 seater year 2007-8.
There is a 40% difference in price between a German dealer and a CH dealer...
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