Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation
Reply
 
Thread Tools Display Modes
  #41  
Old 28.08.2012, 23:41
cbb's Avatar
cbb cbb is offline
Senior Member
 
Join Date: Aug 2007
Location: UK (ex CH)
Posts: 421
Groaned at 2 Times in 2 Posts
Thanked 81 Times in 43 Posts
cbb has earned the respect of manycbb has earned the respect of manycbb has earned the respect of many
Re: Cashing in Swiss pension and returning to the UK

Quote:
View Post
You have not made anything until you sell......prices fell at the fasted recorded rate ever last month, I would not count your chickens quite yet!

Get what you're saying but I am confident that supply and demand in the UK will lead to the inevitable price rise in the very long term. Mortgage to monthly income ratio is the lowest in the last ten years. I'm assuming you've never bought a repo either
Reply With Quote
  #42  
Old 29.08.2012, 00:11
fatmanfilms's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Verbier
Posts: 15,688
Groaned at 253 Times in 214 Posts
Thanked 13,122 Times in 7,371 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Cashing in Swiss pension and returning to the UK

Quote:
View Post
Get what you're saying but I am confident that supply and demand in the UK will lead to the inevitable price rise in the very long term. Mortgage to monthly income ratio is the lowest in the last ten years. I'm assuming you've never bought a repo either
Demand is nothing more than the ability to borrow, everybody would like a Ferrari but few can turn that fantasy to a reality.

Uk house prices are huge relative to earnings & way above average. 10 years is a very short term , especially when self cert & interest only mortgages were available to anyone who could hold a pen. That's why prices rose so quickly, no deposit or capital repayment even required!

There is talk of first time buyers being priced out, it's actually impossible in the long term, prices will match what people can afford. If people can only afford 15k deposits on average & banks require 25% deposit, then average prices will fall over 50% to stabilise at 60k. Which would be in most peoples interest......

As house prices rose 100 times in 60 years, it's actually not a god sign for the future. Prices in Spain & Ireland are off 50% from peak, expect the same in the Uk & France soon. Salaries are not rising hover taxes are.
Reply With Quote
  #43  
Old 29.08.2012, 09:13
cbb's Avatar
cbb cbb is offline
Senior Member
 
Join Date: Aug 2007
Location: UK (ex CH)
Posts: 421
Groaned at 2 Times in 2 Posts
Thanked 81 Times in 43 Posts
cbb has earned the respect of manycbb has earned the respect of manycbb has earned the respect of many
Re: Cashing in Swiss pension and returning to the UK

Well we will see. I still know we got a fantastic deal and fully expect to have made a profit when it is completed so we are happy.
Reply With Quote
  #44  
Old 29.08.2012, 09:31
Phil_MCR's Avatar
Forum Legend
 
Join Date: Oct 2009
Location: Basel
Posts: 12,378
Groaned at 265 Times in 173 Posts
Thanked 14,701 Times in 6,226 Posts
Phil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond repute
Come on guys! This isn't an investment thread where somebody asked what to invest his pension in. Let the guy enjoy the house he already bought!
Reply With Quote
The following 2 users would like to thank Phil_MCR for this useful post:
  #45  
Old 22.05.2016, 12:40
Junior Member
 
Join Date: Apr 2016
Location: Baar
Posts: 32
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
NicolaSk has no particular reputation at present
Re: Cashing in Swiss pension and returning to the UK

Hi, has anyone gone this route lately?

Considering drawing out as much of the Swiss pensions as possible and consolidating them in our UK plan.
Reply With Quote
  #46  
Old 30.10.2016, 07:57
Newbie
 
Join Date: Jul 2012
Location: La Tour-de-Peilz
Posts: 1
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
ladram27 has no particular reputation at present
Re: Cashing in Swiss pension and returning to the UK

I am British, my husband Swiss and we are 66 and 68. We wish to return to the UK but don't know how to start the process. We hope to buy a small property in the south of England. If anyone knows about this or is going through the same thing, advice would be very much appreciated!

Thank you for your help.
Reply With Quote
Reply

Tags
britain, moving, pension




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Man with a Van returning to the UK Loz1983 Transportation/driving 3 30.08.2013 09:40
cashing in part of pension returning to UK satkin Finance/banking/taxation 36 12.10.2011 12:54
Empty Truck Returning to the UK mnanra Transportation/driving 0 11.07.2011 13:07
Returning to the UK (deregistration etc. services?) DomLoff Leaving Switzerland 5 30.09.2009 16:06
2nd pillar pension to puchase property in the UK Swissscot Finance/banking/taxation 4 19.05.2008 18:41


All times are GMT +2. The time now is 19:58.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2018, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0