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  #21  
Old 18.10.2020, 21:13
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Re: First Pillar contributions for a 'housewife'

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Does anyone know if a "housewife" can contribute to 3a if she has uk property rental income?
Eventually found the answer to this - no unfortunately.
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  #22  
Old 19.10.2020, 08:21
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Re: First Pillar contributions for a 'housewife'

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Does anyone know if a "housewife" can contribute to 3a if she has uk property rental income?
I'd have said yes. https://www.ch.ch/en/3rd-pillar/ Up to 20% of the annual income, to a max of 34'128 francs.This will reduce the tax due on the rental income, which also has to be declared on your tax return.
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  #23  
Old 19.10.2020, 09:09
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Re: First Pillar contributions for a 'housewife'

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Eventually found the answer to this - no unfortunately.
I'm interested in this as well - where did the "no" come from?

Thanks.
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Old 19.10.2020, 09:21
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Re: First Pillar contributions for a 'housewife'

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I'm interested in this as well - where did the "no" come from?

Thanks.
https://finpension.ch/en/who-is-enti...he-3rd-pillar/

"Who is entitled to pay into the 3rd pillar?
Summary:
Employment income subject to AHV.
Spouses and registered partners may both pay the maximum possible amount if both are employed.
It is not enough just to make AHV contributions for people who are not gainfully employed.
Nor is it enough simply to have other income, such as rent, interest or dividends.
You can pay in from the age of 18 and a maximum of five years beyond the normal retirement age (on proof that you are still employed)."
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  #25  
Old 19.10.2020, 09:35
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Re: First Pillar contributions for a 'housewife'

When I retired I wanted to continue contributing to my 3rd pillar. Our accountant said No. I think I actually could have, but it would not benefit from the tax exception - just another investment.
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  #26  
Old 19.10.2020, 09:51
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Re: First Pillar contributions for a 'housewife'

Now I have to find out whether my wife's tiny amount of UK originating income (holiday payment post maternity leave totalling around 4000 CHF whilst already living in Switzerland) allows her to use her 3a allowance, and if so - the whole amount?

If nobody knows I'll ask my accountant and report back.
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