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Old 16.11.2011, 11:01
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Can you claim AHV/BVG if you quit work and start studies?

I have tried searching this section to look for an answer but was unsuccessful. Hence giving it a try here. Any kind of information would be appreciated.

My wife was employed for a year and a half (Zurich). And she has contributed to here AHV and BVG during this time. She quit here job to pursue higher studies in Laussane. She heard from some of her friends that she can claim for the AHV she has been paying during her employment.

I have tried to find related answers on the forum and also tried to look for it on http://www.admin.ch/ without any luck. Most part of the website is in German.

We both are Non EU citizen and in Zurich for almost 5 years on B permit.
What I know is that when we leave Switzerland permanently then we can claim the pension fund and we receive minimal portion of AHV and substantial part of BVG.
But I would like to know if she can claim her AHV/BVG now.
Does it have any influence on when she leaves Switzerland permanently in future? (Off course she won't be paid again)

Thanks
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Old 16.11.2011, 11:34
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Re: Can you claim AHV/BVG if you quit work and start studies?

Umm, NO. You voluntarily left a job, why should the state pay for that?
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Old 16.11.2011, 11:59
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Re: Can you claim AHV/BVG if you quit work and start studies?

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Umm, NO. You voluntarily left a job, why should the state pay for that?
The OP is talking about pension contributions that is some cases can be refunded, if leaving the country. Much depends on where you come from & where your going.
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Old 16.11.2011, 12:12
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Re: Can you claim AHV/BVG if you quit work and start studies?

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The OP is talking about pension contributions that is some cases can be refunded, if leaving the country. Much depends on where you come from & where your going.
She's studying in Lausanne - no refund eligibility.
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Old 16.11.2011, 12:13
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Re: Can you claim AHV/BVG if you quit work and start studies?

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The OP is talking about pension contributions that is some cases can be refunded, if leaving the country. Much depends on where you come from & where your going.
She quit here job to pursue higher studies in Laussane
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Old 16.11.2011, 12:17
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Re: Can you claim AHV/BVG if you quit work and start studies?

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She's studying in Lausanne - no refund eligibility.
At this point in time, the OP could at some point be eligable. Becoming 100% self employed would do the trick for BVG.
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Old 16.11.2011, 12:29
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Re: Can you claim AHV/BVG if you quit work and start studies?

As a student your wife is also held to pay AHV contributions - in both cases: if she studies full-time not being employed or as a full-time student being employed to earn some money extra.
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Old 17.11.2011, 10:34
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Re: Can you claim AHV/BVG if you quit work and start studies?

thanks !
As she is hear on a dependent permit. I believe my employer would be paying here AHV contribution. But I will check.
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